Claims
Recklessly breaching the confidential medical files of patients falls within a policy exclusion for 'intentional acts," court rules.
By David Gambrill | July 8, 2022
3 min read
Canadian insurers will have to account for higher building materials in labour costs when they insure residential and commercial properties.
By Phil Porado | July 7, 2022
2 min read
Intact Insurance has lost its bid to recover excess insurance it paid above its $5-million policy limit for cleaning up a 2012 chemical spill.
By David Gambrill | July 7, 2022
4 min read
Commercial contracts often contain indemnities, and brokers should be prepared to address issues pertaining to indemnities within those contracts. Some clients may ask what an indemnity is. Simply put, it’s a promise to compensate another person for certain costs and expenses. And brokers are, of course, deeply familiar with one type of indemnity — insurance […]
By Phil Porado | July 6, 2022
The pandemic, remote work and a hot housing market have combined to increase NatCat exposure for home insurers, an Aviva study suggests.
By David Gambrill | July 4, 2022
Canada is in communications with a U.S. auto regulator about an analysis of crash data for cars that operate on autopilot systems.
By Phil Porado | June 30, 2022
Ninety-eight per cent of Ontario drivers report witnessing unsafe driving behaviours over the past year — a 3% increase from the year previous — and yet only 58% admit to engaging in dangerous driving behaviours themselves, a CAA South Central Ontario (SCO) and DIG Insights study finds. “Traffic returning to pre-pandemic levels could be the […]
By Alyssa DiSabatino | June 29, 2022
Canada could benefit from a flood protection program combining the features of the U.S. National Flood Insurance Program (NFIP) and U.K.’s Flood Re, says credit rating agency DBRS Morningstar, but that view is not entirely shared by Insurance Bureau of Canada (IBC). “A public-private partnership, such as that developed in the U.K., is the best […]
By Jason Contant | June 29, 2022
Inside the extraordinarily complex, one-year claim negotiation that followed the July 2021 wildfire that destroyed Lytton, B.C.
By David Gambrill | June 29, 2022
5 min read
The end of COVID-19 means more Canadians are driving their cars. That's leading to more accident claims and higher insurance premiums.
By Phil Porado | June 28, 2022
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