Claims
Floods, hail, fire, and lightning strikes are among the concerns for underwriters who insure green energy projects, an expert with RSA Canada says. And also, solar panel placement. Perhaps not many would link solar panel placement with flood risk, but there is a connection, as Doug Laurin observes. Laurin is the director and head of […]
By Greg Meckbach | March 29, 2021
2 min read
Canadian property and casualty insurance professionals would like a more flexible, hybrid workplace, a recent survey shows, but the question for employers now is what such an arrangement might look like. About 87% of the more than 1,150 P&C insurance professionals surveyed by Canadian Underwriter in mid-January reported that they were working from home to […]
By David Gambrill | March 26, 2021
4 min read
Insurers are applauding the Ontario government for its commitment to improve flood mapping and to provide more money for municipal water infrastructure, measures that the industry hopes will reduce the risk of water damage to insured properties. In a press release Thursday reacting to the province’s 2021-22 budget document, the Insurance Bureau of Canada says […]
By Greg Meckbach | March 25, 2021
3 min read
In the case of a flood caused by a mice infestation, a B.C. strata unit owner was not allowed to recover her $500 insurance deductible or $273 premium increase from the strata corporation despite having warned the strata corporation about the rodent problem six years in advance of the flood. In ruling against the strata […]
By David Gambrill | March 24, 2021
A recent Supreme Court of Canada decision means a slip-and-fall lawsuit against an Alberta school board is dismissed. Shortly before 9:00 a.m. on Jan. 17, 2013, Angelina Hannam slipped and fell on a sidewalk outside River Heights Elementary School in Medicine Hat. She was walking behind the custodian as he sanded the sidewalk. Hannam, who […]
By Greg Meckbach | March 23, 2021
Canada’s P&C insurance industry survived the pandemic year of 2020 in good financial health, although some insurers wound up with healthier balance sheets than others, according to financial data published in the forthcoming MSA Research Q4-2020 Outlook Report. “The Canadian P&C industry emerged from 2020, an extraordinary year in all respects, with strong results and […]
By David Gambrill | March 23, 2021
If your commercial clients are bringing more workers back into the office, risk managers might be curious as to whether returning workers have received any of their COVID-19 vaccine shots. But before your clients ask their employees about their vaccine status, risk managers should first consult an employment lawyer, an insurance lawyer advises. “Before flat-out […]
By Greg Meckbach | March 22, 2021
The Co-operators does not have a duty to defend a cyber liability case involving a “novel” policy exclusion for breached data being published over the internet, the Ontario Court for Appeal has ruled. Reversing the previous decision of a lower court, the appeal court found that the insurer’s policy exclusion for data posted on the […]
By David Gambrill | March 19, 2021
5 min read
If an insurer consents to defend a client’s auto liability claim under an Ontario court’s rules of simplified procedure, then that client could lose their option for a jury trial — especially when the pandemic causes delays in forming a jury. The Ontario Superior Court of Justice recently struck a jury notice requested by the […]
By David Gambrill | March 18, 2021
Home insurance clients who move to a new property should have the premises inspected and let the insurer know if there are signs it has been used to grow cannabis. “If a home was a former cannabis grow-op, likely pipes and electricity have been manipulated and strained, which could increase the risk and consequently influence […]
By Greg Meckbach | March 18, 2021
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