Claims

Impeding, hindering or preventing: Do these mean the same thing in business interruption insurance?

Say your client has a policy covering business interruption if the government prevents access to the premises. A pandemic breaks out. Say that client is not completely prohibited from conducting business, but is still losing sales because the government is advising people to stay home. The COVID-19 pandemic has spawned a debate over whether a […]

By Greg Meckbach | January 6, 2021

5 min read

Mystery solved: Phantom passenger loses accident benefits case

Ontario’s Licence Appeal Tribunal (LAT) has denied accident benefits to a claimant who said she had been injured in an auto collision, finding that the claimant could not prove she was actually in the car when the accident happened. Maxine Dawkins claimed to have been injured in an auto accident on Dec. 27, 2018.  She […]

By David Gambrill | January 6, 2021

3 min read

How an insurer became embroiled in this body shop’s lawsuit against an auto dealer

A collision repair centre is suing an auto dealership firm that stopped referring work to it amid unproven allegations that the body shop submitted false or fabricated invoices to Aviva Canada, recent Ontario court documents show. In 2013, a firm operating a Porsche dealership in Toronto, together with an Audi dealership in nearby Markham, Ont., […]

By Greg Meckbach | January 6, 2021

3 min read

$2 billion is the new $1 billion for insured Canadian NatCat events

Insured losses from natural catastrophes in Canada totalled nearly $2.5 billion last year, Toronto-based Catastrophe Indices and Quantification Inc. (CatIQ) reported Monday. “The years where annual catastrophic insured losses were below $1 billion seem to be a thing of the past; 2020 went one further and surpassed $2 billion in the first half of the […]

By Jason Contant | January 6, 2021

3 min read