Claims
After recent events surrounding the COVID-19 pandemic, in addition to a recent Ontario Superior Court decision about business interruption in a nuclear incident, Canadian P&C underwriters may want to take a second look at the wording of their pandemic exclusions in commercial policies covering business interruption. Background The World Health Organization officially declared the […]
By Jason Contant | April 9, 2020
8 min read
Home insurers in Quebec may be on the hook for major fire losses on their property policies in the aftermath of an earthquake
By Greg Meckbach, Associate Editor | April 8, 2020
3 min read
Canada’s property and casualty insurance companies have answered the call from brokers and customers for stepped-up relief measures to help cope with the financial impact of COVID-19. “It’s a very unusual set of circumstances, but in spite of that I think the industry is answering the call and it’s something we should all be proud […]
By Jason Contant | April 8, 2020
4 min read
What the province’s changes to auto insurance mean for drivers, brokers, and the legal system
By Jason Contant, Online Editor | April 8, 2020
A defendant insurer admits coverage, so why did the court say its actions showed bad faith?
By Harmon C. Hayden, founder, Harmon Hayden Law | April 7, 2020
Accident benefits clients who are seriously injured could be running into issues with attendant care benefits because of the social distancing precautions in effect with the COVID-19 pandemic. FAIR Association of Victims for Accident Insurance Reform has heard that some motor vehicle accident victims are reluctant to have a team of healthcare providers at their […]
By Greg Meckbach | April 6, 2020
It’s been almost two years since the deadly Humboldt Broncos bus crash in Saskatchewan and with the solemn anniversary comes a closing legal window that has seen several lawsuits filed in court. Sixteen people died and 13 others were injured after a transport truck barrelled through a stop sign and into the path of the […]
By Jason Contant | April 6, 2020
5 min read
What claims experts need to know about assessing low-speed motor vehicle impacts
By Samuel Howarth, Pario Engineering and Environmental Sciences | April 6, 2020
The precautions underway to reduce COVID-19 transmission risk appear to be having a direct impact on auto accident benefits claimants – and not in a good way. “We have people who are seriously and catastrophically injured who are in their own homes or in community settings and they are vulnerable, by virtue of their often […]
By Greg Meckbach | April 3, 2020
Businesses can lose revenue in any number of ways. Increasingly, they can be shut down for political risks that are beyond the company’s control. Examples of emerging business interruption risks include trade wars, armed conflicts, or political protests. As businesses become more exposed to these sorts of risks, the question arises: Are these types of […]
By Brooke Smith, Freelance Writer | April 3, 2020
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