Claims
Canada's property and casualty insurance industry is facing complex issues. Insurance and reinsurance companies, brokers, regulators and risk managers are likely to be touched by the changes currently unfolding.
By Harmeet Singh, Online Editor and Angela Stelmakowich, Editor | September 30, 2012
6 min read
Legal expense insurance was previously an untapped resource. But an increasingly litigious environment, coupled with enhanced availability of related insurance products, seems to indicate the times are, indeed, changing.
By Barbara Haynes, CEO and President, DAS Canada | September 30, 2012
4 min read
A survey of public company executives in the United States reveals little concern over the possibility of being sued - this despite almost a quarter of responding companies having already been sued.
By Mary Maloney, Vice President and Executive Protection Product Manager, Chubb Insurance | September 30, 2012
5 min read
As with all businesses, people move on to new jobs and new employers. But who is the rightful owner of the client list of a producer, having built an impressive book of business over two decades, when he or she heads out the door?
By The CIP Society, Insurance Institute of Canada | September 30, 2012
Homes built today are designed to withstand today's weather. But today's weather is changing and becoming more extreme, and that may not bode well for property damage in future.
By Jason Thistlethwaite, Director, Climate Change Adaptation Project | September 30, 2012
REGULATION Ruling on catastrophic impairment overturned The Court of Appeal for Ontario has sided with a claimant and against her insurer, Aviva Canada Inc., in her bid to have the injuries she sustained in a car accident classified as “catastrophic impairment.” The Appeal Court decision, handed down on September 17, overturns a ruling by the […]
September 30, 2012
The insurance industry has organized crime in its crosshairs. There is today a more detailed understanding of the extent of sophisticated fraud rings and how they steal from insurers and their customers. There is also a sense that now is the time for more specific strategies to bolster regulations, cut off the flow of money and punish offenders.
By Craig Harris | September 30, 2012
13 min read
After more than 40 years of defending insurance claims, I can observe that the insurance industry in general spends entirely too much time and effort building reactive defences to whatever the plaintiff has claimed. Quite simply, we tend to fight on the plaintiffs’ chosen field of battle. If we look at commercial coverages, it is […]
By Owen Smith | September 30, 2012
In cases involving severe brain injuries, the Assessment of Attendant Care Needs (Form 1) certainly allows for custodial care under Level II attendant care. However, the Form 1 may not necessarily allow for a situation where an insured requires non-custodial attendant care assistance such as a “life line” or “on call” care. Unfortunately, the recent […]
By Philippa G. Samworth and Andrea R. Lim | September 30, 2012
An examination of The Glasgow Coma Scale and Catastrophic Impairment
By Linda Matthews and Laura Hodgins | September 30, 2012
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