Claims

Are Pedestrians and Cyclists Covered Under Auto Insurance?

With the near tropical winter most Ontarians experienced this year, the number of cyclists on our roads in January and February was higher than ever. This naturally led to a rise in the number of accidents involving bicycles and motor vehicles. Despite the obvious coverage available to an injured pedestrian or cyclist who has been […]

By Leonard Kunka and Carr Hatch | July 31, 2012

5 min read

Driven to Distraction

A single mother was driving with her young son north of Toronto on Canal Road in the Holland Marsh one night a few years back. It was a cloudy and starless sky. She was on the phone. In a matter of seconds she lost control, went into the canal flowing through the marsh, and she […]

By James Geuzebroek | July 31, 2012

4 min read

Material Contribution: The “Unicorn” of Canadian Law

In late June, the Supreme Court of Canada rendered its most recent judgment on causation in Clements v. Clements (2012 SCC 32). The decision of the majority, written by the Chief Justice, will be of interest to lawyers and insurers across the Country, who deal with questions of negligence on a daily basis. Plaintiffs who […]

By Ryan Krushelnitzky and Peter Gibson | July 31, 2012

4 min read

Clinical Perspectives on the MIG

From the clinical perspective, the Minor Injury Guideline (MIG) in Ontario is a rather blunt tool. While a more precise tool is being prepared for use, it is not available yet, and we are likely to need to deal with the current construct for another year. As of the writing of this article, we still […]

By Dennis Giesbrecht | July 31, 2012

8 min read