Claims
It seems like a basic Insurance 101 principle, but the insurance provider is obligated to provide the policy to the insured.
By Gregory D. Hardy, Chair, Patterson Law Insurance Group, Patterson Law (Halifax, Nova Scotia), and Sa | June 1, 2012
4 min read
I would like to comment on the March 2012 Canadian Underwriter article entitled, ‘How Much is Enough?’ When I look at the question, I want to add: “…to avoid underinsurance and a possible broker E&O claim.” The possibility of an errors and omissions (E&O) claim should be uppermost in the mind of a broker in […]
By Frank Cain, Michael Palermo & Associates Insurance Ltd. | June 1, 2012
6 min read
B.C. brokers turned out in droves to a seminar discussing the twisted turns of applying strata insurance deductibles.
By David Gambrill, Senior Editor | June 1, 2012
The business benefits of using social media are getting impossible to ignore, but a new paper and podcast from ACE Canada suggests lack of understanding around this new way of communicating can also put organizations at risk. “Be sure that you have adequate insurance coverage for your company’s social media activities and review the coverage […]
By Canadian Underwriter | June 1, 2012
1 min read
Insurance Bureau of Canada (IBC) has deployed its Community Assistance Mobile Pavillion (CAMP) to Thunder Bay after the city was swamped by 91 mm of rain in just 18 hours. CAMP is a national program that provides disaster victims with onsite, quick-response, insurance-related information. “We advise residents that they should contact their insurance representative to […]
By Canadian Underwriter | May 31, 2012
The Ontario Court of Appeal has ordered a new trial between a plaintiff injured in a winter road accident and the defendant municipalities because the judge’s comments during the trial raised a reasonable expectation of bias. In Lloyd v. Bush, the Appeal Court found the trial judge, Ontario Superior Court Justice R.F. Scott, had improperly […]
3 min read
Canada’s federal solvency regulator, the Office of the Superintendent of Financial Institutions (OSFI), is advising property and casualty insurers to be prepared to start looking at their earthquake risk exposures on a national basis. OSFI assistant superintendent Mark Zelmer outlined the new expectation in notes to his speech at the 2012 Property and Casualty Insurance […]
2 min read
Key provinces across Canada have fundamentally altered their auto insurance systems with the twin goals of achieving rate stability and predictability in claims costs. The big question, which was addressed at this year's CIAA/CICMA annual joint conference in February, is - did these reforms meet their purpose? It's a simple question, with complex answers for independent adjusters and claims professionals
By Craig Harris | May 31, 2012
13 min read
Spring has come and gone. Winter did not seem to happen in much of Canada this year. We, in the Northwest Territories on the other hand, can attest once again to a full cold winter! The lack of weather in most parts of Canada certainly had an impact on the claims volume in many regions. […]
By Greg Merrithew, President, Canadian Independent Adjusters' Association | May 31, 2012
SCS Insurance Adjusters Ltd. is a family-run adjusting firm with long roots in northern Ontario and deep pride in being independently owned and operated.
5 min read
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