Claims
Nova Scotia has kept its minor injury cap on pain and suffering awards for automobile accident injuries, but tripled its maximum limit to $7,500. The government announced amendments to the Insurance Act and draft regulations on Apr. 28. The amendments and regulatory changes will: • amend the definition of minor injury to mean strains, sprains […]
May 31, 2010
1 min read
The Ontario Court of Appeal has refined the concept of “damages too remote for recovery,” recently distinguishingthefactsituationin Frazer v. Haukioja from that of the Supreme Court ofCanadacase, Mustapha v. Culligan of Canada Ltd. In Frazer, the Ontario Court of Appeal noted Grant Frazer was injured in a motorcycle accident on Nov. 25, 2001. Frazer was […]
3 min read
Recent amendments to Nova Scotia’s minor injury cap and definition will increase average bodily injury claims costs by 17 per cent, Oliver, Wyman Limited estimates. The Nova Scotia government announced amendments to the Insurance Act and draft regulations on Apr. 28, 2010. The amendments triple the minor injury cap’s maximum limit to $7,500. Oliver Wyman […]
The cost of domestic fuel oil losses can range greatly, from $30,000 on the low end to $900,000 for a really bad spill trapped under a large home; the result of a 900-litre tank that has either let go or been leaking for a while, according to Mark Samis, vice president of operations with Environmental […]
2 min read
I’m writing this message on Mother’s Day, and Father’s Day will be right around the corner when this issue of Claims Canada hits the streets. I’m blessed and lucky to have two beautiful, intelligent and successful daughters who always spoil me on Mother’s Day, plus I get to spoil my eighty-eight year old Mom! For […]
By Patti Kernaghan | May 31, 2010
Preparing for the Inevitable; As Haiti and Chile begin the slow rebuilding process after earthquakes rocked each of the two countries, it's time for the Canadian insurance industry to take a closer look at its preparedness measures for when an earthquake strikes closer to home. Given the potential for a magnitude-8 earthquake in Vancouver and a magnitude-6 earthquake in Montreal, the need to have an emergency readiness plan in place is essential.
By Laura Kupcis | May 31, 2010
14 min read
At Cormier Adjusting Limited a familial environment means everybody is free to offer insight on how the company advances and grows.
5 min read
A recent win for insurers on CGL coverage provides clear meaning on property damage.
By Bruno De Vita And Hollis Bromley | May 31, 2010
6 min read
Have you ever suspected the plaintiff is exaggerating their disability or been suspicious the claimant might be malingering? Have you considered placing them under surveillance? If so, you may want to keep in mind the Personal Information Protection and Electronic Documents Act (PIPEDA).1 Since Jan. 1, 2004, PIPEDA has regulated the collection, use and distribution […]
By Monika M.L. Zauhar | May 31, 2010
7 min read
A retired adjuster in British Columbia offers up a reminder, along with some tips, on why having an up-to-date catastrophe plan is essential. Every time I see a catastrophe on television — flood, fire, windstorm or earthquake — my mind automatically wonders how and what we would need to handle the resulting claims. I dare […]
By Don Manley | May 31, 2010
4 min read
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