Demand for Pre‑Purchase Home Inspections Rises as Canadians Seek More Transparency

TORONTO, ON, JANUARY 28, 2026/insPRESS/ – As more Canadians call for clarity and due diligence in the home buying process, CHES Special Risk is reporting increased demand for independent building inspections, particularly in the pre purchase residential space.

Shifts in the housing market including fluctuating interest rates, aging property stock, and rising renovation costs have prompted homebuyers to seek neutral, third party assessments before committing to a purchase. Brokers have similarly noted that thorough property information is becoming a critical factor in helping clients understand the risks associated with older or previously renovated homes.

In response to these market developments, CHES Special Risk has expanded its Building Inspector service to include pre‑purchase residential inspections. These assessments are designed to provide unbiased insight into a property’s structural condition, safety considerations, and potential maintenance issues information that supports both brokers and homebuyers during decision‑making.

“Across the sector, we’re seeing a shift toward greater transparency,” Gary Hirst, CEO, CHES Special Risk. “Independent inspections are becoming an essential part of that process, giving all parties a clearer picture of a home’s condition.”

The expanded service builds on the organization’s existing commercial and industrial inspection capabilities. Residential pre‑purchase inspections will follow the same neutral reporting approach, with a focus on identifying issues that may influence future insurance needs, repair planning, or negotiations.

Industry observers note that the push for more detailed inspections reflects a broader trend toward informed risk awareness in real estate transactions. As Canadian homeowners and buyers reassess long‑term property costs, demand for comprehensive building evaluations is expected to continue.

The updated inspection service is available for brokers requesting assessments across residential, commercial, and industrial properties.

ABOUT CHES Special Risk Inc.

CHES Special Risk Inc. was established as a Managing General Agent and Wholesale broker in 2004, in response to broker demand to a hardening market place, commencing with a particular speciality in the entertainment and hospitality business, later becoming a fully accredited Lloyd’s coverholder in 2009. CHES Special Risk and Sister Companies are a fully Independent MGA delivering “A” rated capacity both in the hard to place, and standard lines classes and support their retail brokers in growing and developing their businesses.

Additional information regarding CHES Special Risk can be found at: http://www.CHESspecialrisk.ca.

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If you would like more information about this topic, please call us at 416-452-7850 or email Gary.Hirst@CHESspecialrisk.ca