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		<lastmod>2024-10-30T20:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/hkmb-international-insurance-brokers-joins-hub-international/</loc>
		<lastmod>2024-10-30T20:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/little-time-for-actuarial-analysis-within-insurance-companies-roundtable-finds/</loc>
		<lastmod>2024-10-30T20:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-december-12-2007/</loc>
		<lastmod>2024-10-30T20:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-to-host-international-disaster-research-program/</loc>
		<lastmod>2024-10-30T20:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-03-2007-2/</loc>
		<lastmod>2024-10-30T20:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/york-fire-casualty-pulls-rates-from-online-quoting-engine/</loc>
		<lastmod>2024-10-30T20:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sps-improve-pricing-on-commercial-lines-or-downgrade-sector/</loc>
		<lastmod>2024-10-30T20:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-insurer-pays-out-cdn150-million-for-2007-hailstorm-claims/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/beware-of-business-interruption-goblins/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/only-small-portion-of-flood-loss-ceded-to-uk-reinsurers/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-december-05-2007/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/study-finds-homeowners-perceive-low-risk-of-sewer-backups/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/climate-change-will-triple-number-of-people-exposed-to-flooding-by-2070/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/poor-risk-management-leads-to-overreactions-in-face-of-crisis/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kingsway-financial-services-founder-bill-star-to-retire-dec-31-2007/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-13-2007/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-has-duty-to-defend-on-30-minutes-or-its-free-corporate-policy/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kanetix-study-suggests-hardening-of-soft-market/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-auditor-questions-crash-rates-in-bde-driver-education-program/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-11-2007/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-reinsurers-report-decrease-in-net-premiums-written/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-pledges-us30000-to-william-h-mcgannon-foundation/</loc>
		<lastmod>2024-10-30T20:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-17-2007/</loc>
		<lastmod>2024-10-30T20:32:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/atv-owners-may-qualify-for-tax-refund/</loc>
		<lastmod>2024-10-30T20:32:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/guy-carpenter-develops-litigation-index/</loc>
		<lastmod>2024-10-30T20:32:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/benfield-results-affected-by-weak-us-dollar/</loc>
		<lastmod>2024-10-30T20:32:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-regulator-penalizes-ing-unifund/</loc>
		<lastmod>2024-10-30T20:32:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/long-range-2008-forecast-predicts-13-storms-three-major-hurricanes-next-season/</loc>
		<lastmod>2024-10-30T20:32:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2007-cat-claims-likely-us6-5-billion-for-pc-insurers/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-december-19-2007/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/repair-shops-losing-tradespeople/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/stability-control-blind-spot-sensors-fingerprint-scans-among-key-features-of-new-vehicle-technology/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/executive-changes-at-aviva-canada/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/american-insurers-call-on-regulators-not-to-mandate-disclosure-of-climate-risk/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-17-2008-2/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-14-2008/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-03-2008/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-02-2008-2/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/corporate-liability-to-greenhouse-gasses-likely-to-increase-in-the-future-willis/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-19-2007-2/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/theft-rings-increasingly-targeting-luxury-vehicles/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-k-regulator-to-do-further-study-on-mandating-commission-disclosure/</loc>
		<lastmod>2024-10-30T20:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-31-2008/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-asbestos-law-could-elevate-claims-costs-if-risks-not-mitigated/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-asks-motor-vehicle-superintendent-to-review-cell-phone-use-while-driving/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ccir-strategic-initiatives/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-18-2008/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-launches-enforcement-and-monitoring-online-tool/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/104-ontario-insurers-enrolled-in-hcai-as-of-jan-2/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-08-2008/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-outlines-its-case-against-ex-insurance-executives-in-finite-reinsurance-case/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-07-2008/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mpi-releases-top-5-frauds-for-2007/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-02-2008/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/happy-holidays-from-the-staff-of-canadian-underwriter/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-20-2007-2/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ibc-calls-for-formation-of-working-group-to-ensure-best-protection-against-b-c-earthquake/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2007-natural-catastrophe-losses-increase-without-mega-catastrophe/</loc>
		<lastmod>2024-10-30T20:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-standard-for-insurance-contracts-required-fitch/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ccir-consults-on-the-incidental-selling-of-insurance/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/extreme-sports-on-the-rise/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/elevated-political-and-economic-risk-in-2008-aon-finds/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-insurance-industry-could-lose-up-to-cdn1-billion-in-profits-in-2008/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bill-107-could-increase-damage-awards/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-16-2008/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mpi-reports-favourable-results/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-15-2008/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-declares-snowmobile-safety-week/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-04-2008/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/quebec-travellers-cash-in-on-risk-management-offer/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurance-rates-down-across-all-markets/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/marsh-mclennan-looks-for-new-ceo-as-cherkasky-steps-down/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-21-2007/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-21-2007-2/</loc>
		<lastmod>2024-10-30T20:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/do-rates-expected-to-rise-after-subprime-mortgage-crisis/</loc>
		<lastmod>2024-10-30T20:32:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-january-21-2008/</loc>
		<lastmod>2024-10-30T20:32:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fire-chief-lobbies-for-mandatory-residential-sprinkler-systems/</loc>
		<lastmod>2024-10-30T20:32:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/aon-predicts-2008-will-be-even-warmer-than-2007/</loc>
		<lastmod>2024-10-30T20:32:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2007-international-pc-losses-totalled-us25-billion/</loc>
		<lastmod>2024-10-30T20:32:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-january-29-2008/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/reinsurers-rate-discipline-dwindling-benfield-report-says/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/renaissancere-showing-decreased-profits-in-2007-q4/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-21-2008-2/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/contingency-fees-not-dead-says-fitch-ratings-agency/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/tria-receives-seven-year-extension/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ccir-seeks-comment-on-risk-based-market-conduct-regulation/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-superior-court-slashes-injury-claim-from-cdn4-million-to-cdn518132/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-10-2008/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-09-2008/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-cases-top-list-of-court-decisions-affecting-canadian-insurers/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/arch-insurance-group-creates-a-new-energy-division/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sps-affirms-a-rating-for-aviva-canada-subsidiaries/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-court-says-icbc-fails-onus-to-prove-fraud-allegations/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-20-2007/</loc>
		<lastmod>2024-10-30T20:33:00+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/wendy-baker-resigns-as-president-of-lloyds-america-inc/</loc>
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	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/city-not-liable-for-damage-when-horesplay-results-in-broken-plate-glass-window/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/claims-adjusters-work-hours-moving-from-9-5-to-24-7-365/</loc>
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	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-29-2008-2/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-25-2008/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-24-2008/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-22-2008/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/bc-launches-drivers-licences-to-serve-as-passport-alternative/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-court-allows-plaintiff-lawyers-to-switch-class-action-representatives-mid-stream/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/do-premiums-tumbling-as-soft-market-continues/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/sovereign-general-insurance-ordered-to-pay-its-half-of-2-3-million-policy/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/crawford-restructures-global-operating-structure/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/benfield-research-quantifies-influence-of-sea-surface-temperatures-on-hurricane-activity/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/ice-storm-today-may-generate-twice-the-losses-than-a-decade-ago/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/systemic-financial-risk-tops-list-of-threats-in-2008/</loc>
		<lastmod>2024-10-30T20:33:01+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-january-28-2008/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/postal-codes-can-be-key-to-hidden-exposures/</loc>
		<lastmod>2024-10-30T20:33:02+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/ibc-calls-on-governments-to-review-critical-infrastructure/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/uk-brokers-call-on-government-to-establish-independent-agency-for-flooding/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-insurance-policies-should-not-cover-punitive-damages/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-january-30-2008/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-isolationism-top-risk-to-markets-in-2008-lloyds/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/correction-sovereign-general-insurance-not-entitled-to-void-policy-in-b-c-wine-collection-case/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/chubb-insurance-could-pay-out-up-to-cdn5-million-if-deal-is-reached/</loc>
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		<lastmod>2024-10-30T20:33:07+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-05-2008/</loc>
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	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ing-canada-posts-2007-net-income-drop-cites-unfavourable-capital-markets/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-industry-employees-waste-1-1-hours-per-day-surfing-the-web/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/york-fire-implements-true-real-time-xml-inquiry/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/driver-fatigue-kills-400-canadians-annually/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-investigates-vehicles-sold-from-its-training-facility/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/dedicated-prosecutor-one-way-to-increase-sentences/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-february-11-2008/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/winmar-joins-forces-with-lm-group-of-companies/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fitch-says-u-s-pc-industry-should-be-aiming-for-95-cor-in-2008/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/greater-horsepower-leads-to-higher-claims-costs/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/aig-suffers-us5-billion-loss-in-2007-q4/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fm-global-reports-record-profit-growth/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/soft-market-could-be-around-until-2010/</loc>
		<lastmod>2024-10-30T20:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurers-should-focus-on-micro-solutions-for-adjusting-to-climate-change/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-reports-second-best-results-in-its-history/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-february-25-2008/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/report-examines-lessons-learned-from-south-california-wildfires/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/markets-looking-at-insurance-event-linked-futures/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/additional-insured-endorsement-allows-transfer-of-risk/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-february-25-2008-2/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-co-operators-subsidiary-amalgamates-with-quebec-firm/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-surpasses-profit-targets-in-2007/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-february-21-2008/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-coverage-designed-for-cyber-liability-and-privacy-breaches/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canada-has-sophisticated-financial-system-findings-show/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/benchmark-survey-shows-decline-in-smaller-brokerage-profits/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-court-strikes-down-cap-on-minor-auto-injuries/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/personal-property-security-act-does-not-apply-to-a-transfer-of-interest-under-policy-of-insurance/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/study-shows-jurors-believe-terrorist-attacks-foreseeable/</loc>
		<lastmod>2024-10-30T20:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-party-is-over-for-record-profits-warns-buffet/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-03-2008/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ribo-supports-risk-based-approach-to-regulation-march-03-2008/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/co-operators-reports-42-3-million-increase-in-q4-profits/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/csa-seeks-comments-on-paper-discussing-move-to-ifrs/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-government-appeals-court-ruling-that-finds-auto-injury-cap-unconstitutional/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/marsh-2007-q4-profits-fall/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-appeal-dismissed-exclusion-language-found-ambiguous/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/investigation-continues-into-alleged-collision-ring/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/partner-res-profit-down-slightly-in-2007/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/crawford-company-reports-net-income-of-us3-3-million/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-february-01-2008/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ledgers-death-brings-focus-to-coverages-for-key-players-in-film-productions/</loc>
		<lastmod>2024-10-30T20:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontarios-auto-to-continue-deterioration-into-2008/</loc>
		<lastmod>2024-10-30T20:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/market-volatility-might-be-suppressing-potential-mergers-within-canadian-insurance-industry/</loc>
		<lastmod>2024-10-30T20:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-institute-for-highway-safety-rates-2009-nissan-murano-as-top-safety-pick/</loc>
		<lastmod>2024-10-30T20:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-february-19-2008/</loc>
		<lastmod>2024-10-30T20:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cba-supports-alta-court-decision-to-nullify-injury-cap/</loc>
		<lastmod>2024-10-30T20:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2007-trends-paint-grim-picture-for-next-three-years/</loc>
		<lastmod>2024-10-30T20:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/damage-from-u-k-quake-mainly-due-to-weak-building-structures/</loc>
		<lastmod>2024-10-30T20:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-march-27-2008/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/climate-research-canadian-winters-warmer-now-than-50-years-ago/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-image-rating-matches-all-time-high/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-court-upholds-exclusions-in-all-risk-commercial-policy-in-hydro-blackout-case/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-property-casualty-industry-profits-take-5-8-hit-in-2007/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-09-2008/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-09-2008-2/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-08-2008/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/limitation-period-to-be-debated-at-trial-april-01-2008-2/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/court-upholds-future-cost-of-care-award-that-exceeded-the-highest-amount-sought-by-plaintiffs/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-not-licensed-in-ontario-still-subject-to-accident-benefits-loss-transfers-rules-court/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/desjardins-launches-direct-arm-in-ontario/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-20-2008/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-14-2008/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/vehicle-roof-strength-directly-affects-injury-risk-in-rollovers-iihs-study/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-appeal-court-reduces-loss-of-earnings-award-from-cdn300000-to-cdn75000/</loc>
		<lastmod>2024-10-30T20:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/individuals-must-carefully-re-examine-auto-coverage-limits/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-02-2008-2/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-01-2008/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-31-2008/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/federal-issues-still-persist-in-wake-of-bank-act-review/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-28-2008/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-economical-sees-slight-decrease-in-2007-net-income/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/future-sustainability-developments-likely-similar-to-general-industry-trends/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/taking-erm-to-next-level-faces-hurdles/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-property-and-casualty-industry-reports-reduced-profits-in-2007/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-19-2008/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/average-annual-cost-of-auto-repair-expected-to-rise/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-brokers-credit-unions-debate-ownership-regulations/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/firms-can-use-soft-market-to-advantage-suggests-guy-carp/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/carriers-should-offer-long-term-policies-to-homeowners-in-hazard-areas/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-march-24-2008/</loc>
		<lastmod>2024-10-30T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-tornado-losses-approaching-those-of-hurricanes/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/captive-market-grows-in-spite-of-soft-market-conditions/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/climate-change-tops-list-of-risks-to-insurers/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-11-2008/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-legal-regulator-to-oversee-sabs-representatives-as-of-may-1-2008/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/captives-growing-in-soft-market-but-may-not-be-optimizing-returns/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insured-entitled-to-business-interruption-coverage-despite-collateral-benefits-march-26-2008-2/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/la-capitale-reports-increase-net-profits/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/in-memoriam-ted-belton/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-ceo-lists-eight-megatrends-that-could-affect-industry-in-the-future/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-arbitrator-requires-disclosure-of-intended-tort-action-against-insurer/</loc>
		<lastmod>2024-10-30T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-08-2008-2/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-court-weighs-in-on-vehicle-theft/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/talent-attraction-and-retention-top-priority-for-claims-officers/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-18-2008/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sps-erm-assessment-model-too-rigid-says-rims/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-12-2008/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/researchers-increase-probability-of-u-s-major-hurricane-landfall/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/climate-change-a-challenge-for-countries-with-emerging-economic-insurance-markets/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/subprime-liability-claims-could-reach-us9-billion/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-coverage-protects-food-industry-against-reputational-damage-following-product-recall/</loc>
		<lastmod>2024-10-30T20:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-april-03-2008/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-entitled-to-business-interruption-coverage-despite-collateral-benefits-march-26-2008/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cat-trends-on-the-rise-floods-at-the-crest-of-the-wave/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/auditor-satisfied-with-draft-bill-increasing-insurance-limits-for-nuclear-facilities/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-reports-increase-in-profits-to-cdn7-6-billion/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/limitation-period-to-be-debated-at-trial-april-01-2008/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-01-2008-2/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bmo-and-farm-mutual-team-up-to-provide-financing-to-assist-in-broker-perpetuation/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/investors-rank-risk-management-on-par-with-performance/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-suspends-hcai-guideline/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-11-2008-2/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-court-declines-to-apply-2007-insurance-decision-retroactively-to-2002-case/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-10-2008/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/celent-report-examines-insurance-technology-best-practices/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-court-reverses-sanderson-cost-order/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/court-rules-wind-is-specified-peril-not-water/</loc>
		<lastmod>2024-10-30T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-14-2008-2/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-reshuffles-its-organizational-structure/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/direct-offshore-foreign-insurers-must-be-authorized-by-australias-regulator-prior-to-june-2008/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/commercial-lines-market-softening-at-an-accelerating-pace/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/april-reinsurance-renewals-show-plenty-of-capacity-and-capital/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-28-2008-2/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sec-regulations-may-force-u-s-insurers-to-give-up-proprietary-information/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/intensifying-globalization-of-insurance-market-will-increase-consolidation-rate/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/quebec-brokers-lobby-to-disallow-car-dealers-from-selling-replacement-warranties/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurance-industry-sees-slight-improvement-in-combined-ratio/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/red-light-cameras-increase-intersection-collisions-florida-study-finds/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/jury-instructions-on-general-damage-awards-must-include-reasons-for-cap-on-damages/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/osfi-to-focus-on-quick-identification-of-emerging-risks-in-next-three-years/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-april-03-2008-2/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-april-02-2008/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/chubb-places-us200-million-cat-bond-covering-canadian-u-s-wildfires/</loc>
		<lastmod>2024-10-30T20:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-march-13-2008/</loc>
		<lastmod>2024-10-30T20:33:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/european-windstorm-emma-causes-up-to-eur1-3-billion-in-insured-damages/</loc>
		<lastmod>2024-10-30T20:33:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-14-2008/</loc>
		<lastmod>2024-10-30T20:33:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/majority-of-north-american-reinsurers-have-adequate-erm-programs/</loc>
		<lastmod>2024-10-30T20:33:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fitch-predicts-u-s-insurers-profits-will-decline-in-2008/</loc>
		<lastmod>2024-10-30T20:33:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/court-allows-second-hand-evidence-in-accident-benefits-case/</loc>
		<lastmod>2024-10-30T20:33:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-sees-profits-increase-in-2007/</loc>
		<lastmod>2024-10-30T20:33:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-11-2008/</loc>
		<lastmod>2024-10-30T20:33:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-16-2008/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/feds-take-aim-at-organized-auto-theft-rings-toughen-criminal-code/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/severe-summer-storms-took-bite-of-sgis-2007-profits/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/analysts-predict-more-ma-activity-but-not-without-link-to-organic-growth/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/national-complaint-data-reporting-system-among-fscos-2008-priorities/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ribo-fines-insurer-for-using-out-of-province-call-centre-employees-unlicensed-in-ontario/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-federal-treasury-proposes-federal-regulation-of-insurance/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-march-31-2008-2/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/benfield-describes-2007-reinsurance-renewal-season-as-hard-market-softening/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-stats-show-a-slight-increase-in-canadian-insurers-2007-q4-profits/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/london-companies-not-prepared-for-terrorist-incident/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/northern-hurricanes-rare-but-quicker-than-gulf-storms/</loc>
		<lastmod>2024-10-30T20:33:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/health-costs-discount-rates-increase-tort-awards-in-catastrophic-injury-cases/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/first-american-launches-flood-catastrophe-model-in-u-s-explores-canadian-opportunities/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-brunswick-launches-emergency-recovery-program-for-non-insured-flood-losses/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/human-reaction-to-crisis-could-save-corporate-reputation/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/accuweather-predicts-hurricane-landfalls-in-southeast-u-s/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/continued-softening-expected-in-property-catastrophe-reinsurance/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-15-2008/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/egi-financial-holdings-sees-signs-of-hardening-market-in-2008/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pacicc-seeks-changes-to-canadas-winding-up-and-restructuring-act/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mmcs-q1-profit-takes-us478-million-hit/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-sees-slight-decrease-in-q1-income/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-08-2008/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kingsways-q1-net-income-tumbles-276/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-technology-allows-insight-into-driving-habits/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aggressive-growth-in-unusual-lines-could-be-early-warning-indicator-of-potential-insolvency/</loc>
		<lastmod>2024-10-30T20:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-20-2008/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-20-2008-2/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/liability-crisis-may-be-looming-expected-to-raise-do-premiums/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-sees-small-growth-in-q1-revenue/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/crawford-reports-highest-quarterly-earnings-since-2001/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/co-operators-reports-increase-in-profit-loss-ratio-and-combined-ratio/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fairfax-sale-of-credit-default-swaps-leads-to-increased-2008-q1-earnings/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/failing-to-identify-risks-ranked-top-mistake-on-claims/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/expanding-companies-opening-themselves-up-to-potential-for-fraud-kroll/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/supreme-court-upholds-right-of-insurer-to-examine-under-oath-in-adversarial-situations/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/liberty-mutual-to-acquire-safeco/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-class-action-litigation-beginning-to-resemble-that-of-the-united-states/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cgl-covers-third-party-property-damage-to-condos-foundation-court-rules/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/partnerre-report-assesses-strengths-weaknesses-of-risk-transfer-mechanisms/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/aon-launches-product-to-minimize-business-interruption-in-canada/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/allstate-q1-profits-plummet-in-wake-of-tornadoes/</loc>
		<lastmod>2024-10-30T20:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/earthquake-in-china-causes-estimated-us10-to-us20-billion-in-property-damage/</loc>
		<lastmod>2024-10-30T20:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadian-pc-industry-definitely-in-soft-cycle-swiss-re/</loc>
		<lastmod>2024-10-30T20:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-april-28-2008/</loc>
		<lastmod>2024-10-30T20:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-april-17-2008/</loc>
		<lastmod>2024-10-30T20:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/subprime-financial-losses-expected-to-be-huge-but-mitigating-factors-may-temper-insurance-losses/</loc>
		<lastmod>2024-10-30T20:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-bar-association-honours-insurance-lawyers-geoffrey-adair-and-john-evans/</loc>
		<lastmod>2024-10-30T20:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-underwriter-receives-multiple-krw-award-nominations/</loc>
		<lastmod>2024-10-30T20:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-16-2008/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/executive-changes-at-kingsway-to-formulate-future-strategies/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/zurich-reports-us1-4-billion-profit-in-q1/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/controversial-guaranteed-replacement-cost-grc-coverage-to-be-extended-to-commercial-lines/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-insurance-act-rewrite-may-not-see-light-of-day-until-2010/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-09-2008-2/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/average-gross-collision-loss-appraisal-decreased-in-2008-q1/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-01-2008/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/price-tag-for-collision-repair-shops-to-limit-voc-compounds-estimated-at-cdn322-million/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-brokers-general-continuing-education-program-undergoes-facelift/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-22-2008-2/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-auto-rates-increase-in-2008-q1/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tough-winter-conditions-batter-ing-canadas-2008-q1-results/</loc>
		<lastmod>2024-10-30T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/subprime-train-wreck-could-continue-to-2010/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-regulator-cautions-companies-about-using-the-word-insurance-in-their-names/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-res-q1-profit-dips/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-06-2008/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mcdougall-insurance-acquires-george-a-grant-insurance-brokers/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-bestows-canadian-with-lifetime-achievement-award/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/chubbs-q1-profits-dip/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-24-2008/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-24-2008-2/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/court-distinguishes-between-pollution-related-losses-and-claims/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-co-operators-increases-profit-by-21-million-in-2007/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-property-casualty-industry-sees-first-drop-in-net-premium-written-since-1943/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-15-2008/</loc>
		<lastmod>2024-10-30T20:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-21-2008-2/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/standard-view-of-good-faith-fails-to-answer-important-questions/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-09-2008/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aigs-q1-income-hit-by-weak-us-housing-market-and-credit-market/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/injury-constitutes-an-accident-office-of-the-director-of-arbitrations-rules/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-shuffles-its-executive-staff/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-07-2008/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-06-2008-2/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/solvency-ii-likely-to-prompt-big-it-spending/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-30-2008/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/no-such-thing-as-incidental-insurance-sale-ibac-tells-regulators/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/asian-reinsurance-market-shows-more-rate-discipline-than-u-s-market/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-insurers-may-be-on-hook-for-all-heath-care-costs-in-bodily-injury-claims/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-21-2008/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-april-21-2008-2/</loc>
		<lastmod>2024-10-30T20:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/axa-reports-increased-pc-revenues-in-2008-q1/</loc>
		<lastmod>2024-10-30T20:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-05-2008/</loc>
		<lastmod>2024-10-30T20:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-showing-a-poor-spread-of-risk-premium-broker-tells-cip-symposium/</loc>
		<lastmod>2024-10-30T20:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/arch-capital-reports-declining-net-income/</loc>
		<lastmod>2024-10-30T20:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/newfoundland-and-labrador-eliminate-insurance-premium-tax/</loc>
		<lastmod>2024-10-30T20:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/court-dismisses-appeal-on-declaratory-benefits/</loc>
		<lastmod>2024-10-30T20:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-may-13-2008/</loc>
		<lastmod>2024-10-30T20:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/small-companies-at-greater-risk-of-experiencing-foreign-losses-than-larger-companies/</loc>
		<lastmod>2024-10-30T20:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/bermuda-pc-industry-posts-good-results-but-fundamentals-deteriorating/</loc>
		<lastmod>2024-10-30T20:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/credit-crunch-and-hurricane-forecasts-converging-at-wrong-time-for-insurers/</loc>
		<lastmod>2024-10-30T20:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-april-22-2008/</loc>
		<lastmod>2024-10-30T20:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-21-2008/</loc>
		<lastmod>2024-10-30T20:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pitfalls-in-soft-market-caused-by-blind-optimism-and-chasing-quarterly-profits/</loc>
		<lastmod>2024-10-30T20:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-court-of-appeal-allows-appeal-that-is-cannibalization-of-original-proceedings/</loc>
		<lastmod>2024-10-30T20:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/credit-union-employees-granted-intervenor-status-in-insurers-appeal-against-credit-union/</loc>
		<lastmod>2024-10-30T20:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-capitals-q1-profits-take-a-hit/</loc>
		<lastmod>2024-10-30T20:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/forward-collision-warning-systems-show-greatest-potential/</loc>
		<lastmod>2024-10-30T20:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-companies-lagging-in-move-to-ifrs/</loc>
		<lastmod>2024-10-30T20:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/standard-poors-gives-north-american-insurance-market-a-stable-rating/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/risk-management-still-not-fully-accepted-in-the-boardroom-marsh-study/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-energy-sector-insurer-launches-backed-by-private-equity-firm/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-takes-rating-actions-on-more-than-50-canadian-pc-insurers/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-19-2008/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/brokers-raise-concern-over-use-of-credit-scoring/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mpi-seeks-1-overall-reduction-in-rates/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-13-2008/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-10-2008-2/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-05-2008/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/government-agency-waits-two-months-to-inform-stakeholders-of-data-breach/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-27-2008/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bc-court-of-appeal-orders-new-hit-and-run-trial/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-approves-proposals-for-amended-auditing-and-disclosure-rules/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/traffic-injury-research-foundation-launches-new-driver-resource-centre/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-act-amendments-proposed-in-b-c-and-alberta-fall-short-on-fire-following-earthquake-coverage/</loc>
		<lastmod>2024-10-30T20:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-advocates-new-forms-of-public-private-disaster-risk-financing/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tsr-moderates-its-2008-hurricane-season-forecast/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/reinsurers-would-shoulder-more-of-the-load-in-an-active-2008-hurricane-season-fitch/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-26-2008/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-pc-net-income-falls-nearly-50/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/declining-premium-growth-diminished-auto-returns-cited-as-obstacles-for-2008/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/childrens-evidence-in-auto-accident-does-not-require-a-caution-to-the-jury-appeal-court/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ribo-issues-statement-on-premium-financing/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/regulation-calls-for-rate-approvals-to-be-submitted-on-a-regular-basis/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-18-2008/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-11-2008-2/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-10-2008/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/young-drivers-use-of-cell-phones-increases-after-ban-implemented/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-calls-for-submissions-for-review-of-insurance-act/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-30-2008/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-23-2008/</loc>
		<lastmod>2024-10-30T20:33:29+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/egi-rights-offering-anticipated-to-gross-over-20-million/</loc>
		<lastmod>2024-10-30T20:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-prepare-for-claims-related-to-tomato-contamination/</loc>
		<lastmod>2024-10-30T20:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insured-value-in-hurricane-prone-areas-to-double-every-decade/</loc>
		<lastmod>2024-10-30T20:33:30+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/nova-scotia-couple-that-cant-work-suffered-minor-injuries-provinces-highest-court-rules/</loc>
		<lastmod>2024-10-30T20:33:30+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/supreme-courts-2007-rulings-on-indirect-use-of-an-auto-favour-ing-in-alberta-court-of-appeal/</loc>
		<lastmod>2024-10-30T20:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/use-of-investigation-firms-sparks-privacy-complaints-against-insurers/</loc>
		<lastmod>2024-10-30T20:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-calls-for-better-reserving-practices-based-on-market-cycles/</loc>
		<lastmod>2024-10-30T20:33:30+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-court-of-appeal-allows-exclusion/</loc>
		<lastmod>2024-10-30T20:33:30+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-26-2008/</loc>
		<lastmod>2024-10-30T20:33:30+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/canadas-insurance-market-has-cdn11-billion-in-excess-capital/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/quebec-insurers-see-rise-in-premiums-decrease-in-claims-in-2007/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-18-2008-2/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/multiple-crane-accidents-fail-to-raise-red-flags-for-insurers/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-entitled-to-reasonably-protect-interests-in-no-fault-benefits-case/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-06-2008/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/do-subprime-mortgage-scandals-imply-failure-of-sarbanes-oxley/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/credit-crisis-perceived-to-have-marginal-regulatory-impact-for-insurers/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-may-27-2008-2/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/chartered-accountants-encourage-directors-to-be-aware-of-do-policy-conditions-at-all-times/</loc>
		<lastmod>2024-10-30T20:33:31+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-19-2008-2/</loc>
		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/federal-natural-catastrophe-backstop-debated-in-the-u-s/</loc>
		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/eu-to-move-towards-regulating-credit-rating-agencies/</loc>
		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/mpi-reports-profits-of-34-9-million-in-2007-08/</loc>
		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-among-least-affected-financial-institutions-by-subprime-storm/</loc>
		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-multi-line-insurers-face-challenging-times-in-2008/</loc>
		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/product-quality-poses-greatest-risk-of-global-outsourcing/</loc>
		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-04-2008/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-regulators-amend-agreement-with-aon-over-contingency-fees/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-03-2008/</loc>
		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-june-25-2008/</loc>
		<lastmod>2024-10-30T20:33:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/despite-us100-million-of-insured-losses-in-2008-reinsurance-prices-fall-15-22/</loc>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-june-23-2008/</loc>
		<lastmod>2024-10-30T20:33:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-decision-projected-to-increase-bodily-injury-claims-costs-by-29/</loc>
		<lastmod>2024-10-30T20:33:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/csa-and-sec-working-towards-mutual-recognition-arrangement/</loc>
		<lastmod>2024-10-30T20:33:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/bertha-fires-opening-shot-of-2008-hurricane-season/</loc>
		<lastmod>2024-10-30T20:33:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-july-25-2008/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/scientists-a-step-closer-to-the-possibility-of-predicting-earthquakes/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fairfax-reports-84-drop-in-q2-profit/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mpi-reports-more-than-cdn50-million-drop-in-net-income/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/small-pickup-trucks-perform-poorly-in-side-impact-tests/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/hybrid-cars-more-expensive-to-fix/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/defence-counsel-allowed-to-access-facebook-photos-for-use-as-evidence-in-claim/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-july-22-2008/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-zurich-reveal-exposure-to-heavily-indebted-u-s-mortgage-agencies/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mid-sized-insurers-riding-market-cycles-better-than-smaller-and-larger-counterparts/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/court-of-appeal-upholds-stay-in-alberta-minor-injury-cap-case/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-july-08-2008/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-july-04-2008/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ing-loans-anthony-clark-cdn4-5-million-to-fund-purchases-of-brokerages/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/any-proposed-international-accounting-standard-should-be-tested-first-insurers/</loc>
		<lastmod>2024-10-30T20:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mmcs-2008-q2-profit-falls-us112-million/</loc>
		<lastmod>2024-10-30T20:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-approves-auto-insurance-rate-increases-in-2008-q2/</loc>
		<lastmod>2024-10-30T20:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/shumka-acquires-cgis-claims-and-risk-management-services/</loc>
		<lastmod>2024-10-30T20:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-july-15-2008/</loc>
		<lastmod>2024-10-30T20:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-july-10-2008/</loc>
		<lastmod>2024-10-30T20:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-july-07-2008/</loc>
		<lastmod>2024-10-30T20:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/munich-res-2008-q2-profit-takes-a-hit-due-to-market-turmoil/</loc>
		<lastmod>2024-10-30T20:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-us-cat-losses-in-first-half-of-2008-eclipse-2007-total/</loc>
		<lastmod>2024-10-30T20:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/reinsurance-renewal-rates-continue-to-drop/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/wildfire-losses-expected-to-become-more-frequent/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/bertha-winds-down-as-hurricane-elida-churns-in-the-pacific/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-july-30-2008/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-july-29-2008/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-court-asserts-jurisdiction-in-russian-case/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kms-and-totten-group-to-merge/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pricewaterhousecoopers-urges-icbc-to-develop-policies-around-sale-of-salvage-vehicles/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/private-arbitrators-settle-priority-disputes-not-fsco-arbitrators/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-has-obligation-to-defend-ontario-superior-court-finds/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/competition-review-panel-calls-on-government-to-remove-ban-on-cross-pillar-mergers/</loc>
		<lastmod>2024-10-30T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-to-increase-auto-insurance-rates-by-5-in-2008-09/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-reports-strong-pc-results-for-2008-q2-despite-lower-investments/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/egis-q2-results-falter-on-new-lines-of-business/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kingsway-sees-return-to-profitability-in-2008-q2-results/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-canada-reports-21-growth-in-net-written-premium/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-august-01-2008/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fairfax-financial-offers-to-purchase-uks-advent-capital/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-industry-records-first-underwriting-loss-since-2002-in-q1/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-calls-on-new-york-regulators-to-prohibit-contingency-fees/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/no-need-for-single-securities-regulator-in-canada-amf/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ecclesiastical-insurer-warns-of-oil-thefts-at-atlantic-canada-churches/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/erm-embraced-at-executive-level-by-insurers-but-hasnt-completely-filtered-down/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canada-ranks-second-last-among-g8-countries-on-climate-change-efforts-allianz-se/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fitch-ratings-calls-for-improved-fair-value-disclosure/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/direct-writers-predicted-to-erode-market-share-of-independent-channel-in-canada-june-26-2008-2/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/quebec-storms-cost-more-than-cdn56-million/</loc>
		<lastmod>2024-10-30T20:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-september-23-2008/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tropical-storm-fay-may-reach-hurricane-status-as-it-hits-florida/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-august-14-2008/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/weather-related-losses-dampen-ings-profit-in-2008-q2/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tsr-revises-hurricane-forecast-predicts-stronger-season/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-august-29-2008/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sluggish-cyber-insurance-market-set-to-gain-momentum/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-august-15-2008/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-denies-accident-benefits-to-truck-driver-who-could-work-but-not-help-out-at-home/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/risks-for-oil-business-increase-while-risk-management-effectiveness-decreases-study-finds/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/crawford-company-reports-increased-net-income-for-q2/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-august-12-2008/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rely-on-earnings-for-profit-rather-than-investments-guy-carp-cautions/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/csio-to-switch-service-providers-industry-urged-to-change-ip-addresses-on-nov-21/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/integro-shuffles-executive-team/</loc>
		<lastmod>2024-10-30T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-predicts-further-softening-in-canadian-pc-market/</loc>
		<lastmod>2024-10-30T20:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/madd-canada-calls-for-mandatory-alcohol-interlocks/</loc>
		<lastmod>2024-10-30T20:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/moodys-assigns-stable-rating-outlook-to-global-reinsurance-sector/</loc>
		<lastmod>2024-10-30T20:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-lose-appeals-in-transfer-of-loss-case/</loc>
		<lastmod>2024-10-30T20:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-august-27-2008/</loc>
		<lastmod>2024-10-30T20:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/well-capitalized-reinsurers-relying-too-heavily-on-others-to-resolve-cash-flow-problems-sps/</loc>
		<lastmod>2024-10-30T20:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2008-ranks-as-seventh-worst-hurricane-season-in-38-years/</loc>
		<lastmod>2024-10-30T20:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-august-19-2008/</loc>
		<lastmod>2024-10-30T20:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hurricane-kyle-fizzles-out-over-new-brunswick/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/gustav-could-cost-between-us2-billion-and-us10-billion/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/facilities-association-asks-ontario-regulator-to-include-cost-of-capital-in-rate-setting-process/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-august-20-2008/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/small-suvs-improve-markedly-in-safety-of-design/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-shumka-group-changes-its-identity-to-scm-insurance-services/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-24-2008/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/financial-crisis-highlights-important-role-of-risk-managers-panelists-say/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/international-insurance-regulators-intensify-coordination-in-response-to-financial-turmoil/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/george-simpson-receives-the-2008-donald-m-stuart-award/</loc>
		<lastmod>2024-10-30T20:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/brokers-and-mpi-agree-on-new-compensation-model/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/motion-to-adjourn-trial-to-continue-discovery-denied/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-19-2008-2/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mpi-seeks-public-feedback-on-merit-demerit-system/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economic-volatility-could-breed-investment-opportunities/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-10-2008/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-03-2008/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rising-cost-of-fuel-top-risk-facing-supply-chains/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-02-2008/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/use-of-lighter-weight-vehicles-stems-higher-injury-claims-cost/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/signs-of-market-hardening-in-marine-insurance-lines-willis-finds/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-to-acquire-benfield/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-denies-leave-to-appeal-in-ontario-contributory-negligence-case/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hurricane-ike-strengthens-in-gulf-bears-down-on-texas/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-linked-security-market-rides-out-credit-crisis-storm/</loc>
		<lastmod>2024-10-30T20:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/top-10-quoted-hybrid-cars-in-2008/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-04-2008/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-august-26-2008/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-recommends-1500-cap-on-minor-injuries-for-post-paf-treatments/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-defends-decision-not-to-allow-debt-on-canadian-pc-balance-sheets/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/small-cars-earned-the-most-top-safety-ranks-from-iihs/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/csa-issues-response-to-capital-market-turmoil/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-reports-plummet-in-profits/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-pc-2008-industry-profits-sliced-in-half/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/space-insurers-profitable-in-first-half-of-2008/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-government-loans-aig-us85-billion/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-16-2008-2/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/where-the-parties-stand-on-cross-pillar-mergers/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mark-yakabuski-resigns-as-ibc-president-and-ceo/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/safety-group-jones-deslauriers-team-up-to-create-mega-trucking-insurance-brokerage/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/agricultural-sector-insurers-should-explore-alternative-cover-options/</loc>
		<lastmod>2024-10-30T20:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-considers-selling-its-59-stake-in-transatlantic-holdings-inc/</loc>
		<lastmod>2024-10-30T20:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-23-2008-2/</loc>
		<lastmod>2024-10-30T20:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/good-environmental-policies-lead-to-sound-economies-rims-canada-conference-told/</loc>
		<lastmod>2024-10-30T20:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/failure-to-assess-risk-properly-contributed-to-financial-turmoil-un-envoy-stephen-lewis-tells-rims-canada-conference/</loc>
		<lastmod>2024-10-30T20:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-17-2008/</loc>
		<lastmod>2024-10-30T20:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/europes-planned-regulation-of-ratings-agencies-should-follow-international-standards-sps/</loc>
		<lastmod>2024-10-30T20:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/raa-reports-us72-8-billion-policyholder-surplus/</loc>
		<lastmod>2024-10-30T20:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-reports-strong-profits-cites-investment-income-as-source/</loc>
		<lastmod>2024-10-30T20:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/four-hurricanes-expected-in-september/</loc>
		<lastmod>2024-10-30T20:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/severe-rainfall-brings-flood-of-homeowner-claims-to-atlantic-provinces/</loc>
		<lastmod>2024-10-30T20:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/moodys-expects-u-s-insurers-to-handle-gustav-losses-without-difficulty/</loc>
		<lastmod>2024-10-30T20:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-2008-q2-profits-better-than-last-quarter-but-off-the-pace-from-2007-q2/</loc>
		<lastmod>2024-10-30T20:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-25-2008/</loc>
		<lastmod>2024-10-30T20:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/boom-in-extractive-industries-could-lead-to-skewed-asset-valuations-swiss-re/</loc>
		<lastmod>2024-10-30T20:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osc-temporarily-suspends-short-selling-of-issuers-such-as-fairfax-kingsway-and-manulife/</loc>
		<lastmod>2024-10-30T20:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-market-outlook-is-stable-but-with-challenges/</loc>
		<lastmod>2024-10-30T20:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lawyer-ordered-to-pay-costs-after-client-doesnt-show-up-to-three-pre-hearing-discussions-about-benefits/</loc>
		<lastmod>2024-10-30T20:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-report-recommends-increasing-drivers-license-ages-to-beyond-16/</loc>
		<lastmod>2024-10-30T20:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-26-2008/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-16-2008/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-and-u-s-litigation-trends-growing-more-and-more-similar/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ciaa-inaugurates-new-president/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aigs-future-uncertain-in-wake-of-subprime-related-security-woes/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/enhancing-automobile-insurance-system-in-ns/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurers-top-sps-erm-score-card/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/standard-poors-cautiously-assigns-reinsurance-sector-a-stable-outlook/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/customer-satisfaction-improves-auto-renewals-by-9-points/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-releases-contingent-capital-facility-rating-methodology/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-august-21-2008/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fitch-predicts-pc-market-reserve-cushion-to-diminish-in-coming-years/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/whats-new-in-brief-september-18-2008/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hurricane-ike-damage-estimates-between-us6-and-16-billion/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/air-creates-climate-conditioned-view-of-u-s-hurricane-risk/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/increase-in-small-hurricanes-could-halt-further-price-declines/</loc>
		<lastmod>2024-10-30T20:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/expressing-empathy-immediately-is-key-to-riding-out-a-crisis-risk-managers-told/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tropical-storm-gustav-could-hit-new-orleans-as-a-hurricane/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ibac-tic-jointly-working-to-simplify-tax-process-for-commercial-clients/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ford-focus-earns-top-spot-in-small-car-fender-bender-tests/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fitch-gives-global-reinsurance-sector-a-stable-outlook/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/soft-market-pinches-surplus-lines-market/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kingsway-to-sell-york-fire-casualty-to-la-capital-general-insurance/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/threat-of-recession-should-not-overshadow-insurance-industrys-hiring-needs-recruiter/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-bond-insurers-change-gears-in-volatile-market/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-29-2008/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-19-2008/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-15-2008/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbcs-policies-dont-restrict-competition-bureau-finds/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-12-2008/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/assessing-strategic-impact-of-it-investment-should-be-emphasized-report-says/</loc>
		<lastmod>2024-10-30T20:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/quebec-appeal-court-says-manufacturers-extended-warranty-is-not-an-insurance-contract/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-10-2008/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-09-2008/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/combined-ratios-in-u-s-property-and-casualty-likely-to-break-100-by-year-end/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/collateral-investigation-of-h-a-r-m-files-key/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-03-2008/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/disconnect-between-form-customization-and-business-strategy-drives-up-carrier-costs/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-growth-in-direct-premiums-written-expected-to-drop-to-less-than-3-in-2008/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/partnerre-predicts-its-2008-q3-combined-ratio-will-be-95-96/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/bermuda-insurers-reinsurers-likely-to-bear-the-brunt-of-recent-gulf-storms/</loc>
		<lastmod>2024-10-30T20:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/globe-and-mail-fans-rumours-of-potential-ing-canada-sale/</loc>
		<lastmod>2024-10-30T20:33:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/risk-managers-advised-to-manage-insurance-costs-to-leverage-working-capital/</loc>
		<lastmod>2024-10-30T20:33:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/financial-crisis-likely-to-flatten-insurers-it-budgets-in-2009/</loc>
		<lastmod>2024-10-30T20:33:51+00:00</lastmod>
	</url>
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		<lastmod>2024-10-30T20:33:51+00:00</lastmod>
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		<lastmod>2024-10-30T20:33:51+00:00</lastmod>
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		<lastmod>2024-10-30T20:33:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/judge-should-determine-whether-injury-is-serious-and-permanent-prior-to-jury-deliberations/</loc>
		<lastmod>2024-10-30T20:33:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/us700-billion-bailout-not-sufficient-liquidity-to-resolve-financial-crisis-td-banks-chief-economist-says/</loc>
		<lastmod>2024-10-30T20:33:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-hartford-issues-statement-to-calm-investors-after-ratings-outlook-changes/</loc>
		<lastmod>2024-10-30T20:33:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/j-d-power-and-associates-releases-results-of-its-insurance-consumer-satisfaction-survey/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-16-2008/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-securities-administrators-look-at-role-of-credit-rating-agencies-in-abcp-market/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bfl-canada-joins-forces-with-kansas-city-broker-lockton/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/risk-managers-predict-both-hard-and-soft-markets-arising-out-of-financial-crisis/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-07-2008/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/minor-auto-injury-claimants-do-not-have-immutable-characteristics-eligible-for-charter-protection-lawyer/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/customer-satisfaction-with-auto-insurers-increasing-homeowners-insurance-flattens/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/non-cancellable-broker-contracts-needed-for-market-stability/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-defends-part-xiii-changes-to-insurance-act/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-01-2008/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-01-2008-2/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-september-30-2008/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-cros-earn-less-than-american-counterparts/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/loss-ratios-increase-for-saskatchewan-hail-auto-insurers/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadians-homes-and-businesses-estimated-to-be-underinsured-by-cdn11-billion/</loc>
		<lastmod>2024-10-30T20:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cat-bond-issuance-decreases-in-soft-market/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/the-travelers-2008-q3-hurricane-investment-losses-worth-more-than-us700-million/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ccir-finalizes-risk-based-regulation-approach-now-up-to-individual-regulators-to-adopt/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-sets-ground-rules-for-private-meetings-with-dac-assessors-prior-to-dac-hearing-testimony/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibac-warns-industry-about-insurance-conference/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-15-2008/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/berkley-corporation-creates-new-underwriting-leg/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-bank-holding-companies-diversify-through-insurance-revenues-in-tough-times/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-15-2008-2/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ace-sees-q3-investment-loss-income-between-1-44-1-48-per-share/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/other-multiline-insurers-likely-to-teeter-on-brink-of-bankruptcy-survey-finds/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-to-pay-costs-in-mixed-defence-even-if-they-relate-to-uninsured-claims/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/validity-of-accidents-should-be-questioned-where-sabs-claims-are-involved/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-to-focus-on-pc-business-moving-forward/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/higher-roe-returns-needed-for-stability-in-volatile-auto-market/</loc>
		<lastmod>2024-10-30T20:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-industry-needs-to-harness-societal-renaissance-to-succeed-in-marketing/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-calls-for-prudence-related-to-normal-course-issuer-bids/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontarios-independent-brokers-stop-bleeding-off-of-consumers-to-direct-channel/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/antilock-brakes-on-motorcycles-reduces-frequency-of-claims-and-deaths/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-companies-in-us-faced-highest-number-of-lawsuits-last-year/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-auto-insurers-approved-for-average-rate-increase-of-1-12-in-2008-q3/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-20-2008/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/new-low-cost-distribution-channels-gaining-momentum-in-u-k-market/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ing-receives-eur-10-billion-from-dutch-government/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cascadia-earthquake-damage-may-be-less-than-initially-assumed/</loc>
		<lastmod>2024-10-30T20:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/does-size-matter-when-determining-survival-of-insurers-during-financial-crisis/</loc>
		<lastmod>2024-10-30T20:33:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibao-asks-insurers-to-sign-memorandum-of-understanding-on-brokerage-control/</loc>
		<lastmod>2024-10-30T20:33:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-supervisors-call-for-enhanced-coordination-during-tough-financial-times/</loc>
		<lastmod>2024-10-30T20:33:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/external-actuarial-and-auditor-markets-becoming-increasingly-monopolistic/</loc>
		<lastmod>2024-10-30T20:33:55+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-22-2008/</loc>
		<lastmod>2024-10-30T20:33:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ing-canadas-ratings-affirmed-ing-groeps-downgraded-moodys/</loc>
		<lastmod>2024-10-30T20:33:55+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-reports-us2-34-billion-in-estimated-net-claims-for-gustav-and-ike/</loc>
		<lastmod>2024-10-30T20:33:55+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/too-soon-to-predict-a-hard-market-in-non-life-sectors-fitch-says/</loc>
		<lastmod>2024-10-30T20:33:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-appeal-court-upholds-duty-to-defend-where-work-horeseplay-injury-is-unintentional-november-25-2008/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-appeal-court-upholds-duty-to-defend-where-work-horeseplay-injury-is-unintentional-november-25-2008-2/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/abuse-of-process-doctrine-applies-in-civil-cases-ontario-appeal-court-finds/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-industry-sees-30-drop-in-profit-in-first-half-of-08/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/co-operators-report-slight-decrease-in-q3-profit/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/aias-pc-members-decline-assistance-from-us700-billion-package/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/survey-finds-gap-between-employment-practice-liability-coverage-and-events/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/provincial-legislative-changes-may-be-required-to-harmonize-with-part-xiii-amendments-ccir/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/financial-crisis-should-spell-the-end-of-the-soft-market-ceo-predicts/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/leverage-boomers-as-coaches-for-new-hires-in-workplace/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-should-think-more-like-judges-when-drafting-insurance-contracts/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-27-2008/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/lower-net-income-could-signal-turn-in-pricing-cycle/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-board-may-revisit-distribution-issue-in-its-mandate/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/will-market-dislocations-2008-hurricanes-be-enough-to-turn-the-cycle/</loc>
		<lastmod>2024-10-30T20:33:56+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-experiences-most-expensive-q3-property-losses-in-a-decade/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-approves-plans-to-reintroduce-hcai-sometime-after-summer-of-2009/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/manitoba-court-says-threshold-although-inadequate-still-applies-to-mps-case/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/higher-credit-ratings-linked-to-erm-maturity-levels-rims/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-insurers-showing-signs-of-stress-osfi/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/nova-scotia-court-allows-doctors-notes-as-limited-exception-to-hearsay-rules/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ccir-misses-opportunity-to-license-incidental-sellers-of-insurance-ibac/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-sees-dip-in-profits-due-to-investment-losses/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-november-13-2008/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-group-reports-drop-in-q3-earnings/</loc>
		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:33:57+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/crawford-announces-recent-staffing-appointments/</loc>
		<lastmod>2024-10-30T20:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/slightly-more-than-half-of-canadians-use-snow-tires/</loc>
		<lastmod>2024-10-30T20:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-november-18-2008/</loc>
		<lastmod>2024-10-30T20:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-insurers-among-180-companies-ranked-for-corporate-governance-in-globe-and-mail-survey/</loc>
		<lastmod>2024-10-30T20:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fairfax-sees-strong-investment-gains-in-2008-q3/</loc>
		<lastmod>2024-10-30T20:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-broker-regulator-issues-advisory-on-record-keeping-after-banks-go-electronic/</loc>
		<lastmod>2024-10-30T20:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-november-07-2008/</loc>
		<lastmod>2024-10-30T20:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/without-cap-alberta-auto-insurers-accumulating-cdn400-million-per-year-in-unfunded-liability/</loc>
		<lastmod>2024-10-30T20:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-reports-decrease-in-net-income-for-q3/</loc>
		<lastmod>2024-10-30T20:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-november-05-2008/</loc>
		<lastmod>2024-10-30T20:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-reports-cdn1-484-billion-loss-quarter-over-quarter/</loc>
		<lastmod>2024-10-30T20:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-november-04-2008/</loc>
		<lastmod>2024-10-30T20:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/european-insurers-use-economic-capital-more-than-northen-american-counterparts/</loc>
		<lastmod>2024-10-30T20:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurers-excess-capital-cushion-rapidly-depleting-price-increases-needed/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-november-24-2008/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-pc-insurers-diversifying-into-life-are-most-likely-to-see-equity-declines/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/domestic-insurers-key-to-survival-of-independent-broker-channel/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-proposes-road-safety-legislation-aimed-at-young-novice-drivers/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/brokers-losing-competition-with-directs-in-advertising-spending/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/evaluative-mediators-may-reach-agreements-quicker-than-traditional-facilitative-mediators/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/paris-re-reports-first-quarterly-loss-in-companys-history/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kingsway-minority-shareholder-seeks-ouster-of-board-members/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ing-canada-in-a-good-financial-position-to-expand-through-acquisition-ceo/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-taking-a-chance-by-tying-fate-to-financial-ratings-sps/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-november-11-2008/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-reports-net-loss-of-us24-47-billion-for-2008-q3/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/sgi-to-divest-atlantic-canada-brokerage-group/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/ing-canada-reports-drop-in-investment-income-increase-in-underwriting-income/</loc>
		<lastmod>2024-10-30T20:34:00+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/capital-markets-bad-weather-bite-into-desjardins-2008-q3-profits/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/investment-losses-hurricane-ike-affect-chubbs-2008-q3-results/</loc>
		<lastmod>2024-10-30T20:34:01+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/the-hartford-reports-2008-q3-loss-of-us2-6-billion/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/market-turmoil-exacerbating-rate-erosion-in-specialty-pc-lines/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/global-credit-crisis-likely-to-have-us9-6-billion-impact-on-liability-insurance/</loc>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kingsway-cites-underwriting-and-investment-losses-for-poor-q3-results/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/egi-financial-reports-drop-in-q3-income/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/sps-gauges-impact-of-temporary-and-non-temporary-unrealized-losses/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/court-of-appeal-deems-restrictive-covenant-overboard/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-october-29-2008/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-sees-future-deterioration-of-do-market-in-2009-10/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-core-business-model-likely-to-withstand-credit-crisis/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/supreme-court-of-canada-finds-insurers-liable-for-malfunction-of-machinery/</loc>
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	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-urges-ontario-government-to-reform-auto-insurance-framework/</loc>
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		<lastmod>2024-10-30T20:34:03+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-09-2008/</loc>
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		<lastmod>2024-10-30T20:34:04+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/whats-new-in-brief-december-03-2008/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/many-retailers-and-manufacturers-lacking-recall-strategy/</loc>
		<lastmod>2024-10-30T20:34:05+00:00</lastmod>
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	<url>
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	<url>
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		<lastmod>2024-10-30T20:34:05+00:00</lastmod>
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