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		<lastmod>2024-10-30T20:39:28+00:00</lastmod>
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		<lastmod>2024-10-30T20:39:28+00:00</lastmod>
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		<lastmod>2024-10-30T20:39:28+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/kernaghan-adjusters-announces-managerial-change-in-its-alberta-operation/</loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/atco-electric-nav-canada-health-canada-recognized-for-business-continuity-management/</loc>
		<lastmod>2024-10-30T20:39:31+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-guidelines-raising-the-cost-of-excavated-soil-disposal/</loc>
		<lastmod>2024-10-30T20:39:31+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/three-homes-heavily-damaged-in-b-c-landslide/</loc>
		<lastmod>2024-10-30T20:39:31+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/uk-flood-risk-set-to-rise-significantly-by-2035/</loc>
		<lastmod>2024-10-30T20:39:31+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/storm-floods-edmonton-freeway-closes-centre/</loc>
		<lastmod>2024-10-30T20:39:31+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/hackers-step-up-their-attacks-against-small-businesses-symantec/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-court-distinguishes-between-a-driver-training-event-and-a-contest-show-or-race/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-required-for-motor-assisted-scooters-with-pedals-removed-b-c-court/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/wildfire-losses-in-colorado-pegged-at-450-million/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/natural-disasters-relatively-moderate-so-far-in-2012-munich-re/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/man-in-default-of-auto-accident-judgments-cannot-challenge-their-validity-in-follow-up-actions-to-recoup-amounts-court/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/glenn-gibson-named-ceo-of-crawfords-canadian-consulting-practice/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/csio-appoints-pranab-pandey-as-manager-of-standards-and-business-process-improvements/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/firstonsite-restoration-expands-its-operations-to-the-united-states/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-identify-game-changing-opportunities-in-analytics/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/crop-hail-insurance-claims-on-the-rise-in-prairies/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-proposes-to-change-its-basis-for-calculating-minimum-assessments/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/e-djuster-completes-acquisition-of-the-claims-network-tcn/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/mpis-profit-decreases-in-2012-q1-based-on-higher-claims-costs/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-early-adopters-of-social-media-idc/</loc>
		<lastmod>2024-10-30T20:39:32+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/research-shows-european-firms-not-properly-prepared-for-emerging-risks/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/sps-assigns-a-financial-rating-to-chartis-canada/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-reports-shift-in-cat-reinsurance-market-towards-third-party-capital-providers/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-acquires-b-c-yacht/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/sprint-to-provide-vehicle-tracking-technology-for-usage-based-insurance/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-pc-proposal-calls-for-private-insurers-to-compete-with-the-provinces-workplace-safety-insurance-board-wsib/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/court-rejects-mpis-motion-to-dismiss-a-13-year-old-claim-for-delay/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/hamilton-hit-by-an-estimated-66-millimetres-of-rainfall-resulting-in-basement-flooding-and-road-closures/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/federal-government-should-reduce-government-public-exposure-to-financial-risks-from-marine-spills/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/saskatchewan-city-mayors-caucus-calls-on-the-government-of-saskatchewan-to-consider-photo-radar/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/exploit-kits-traffic-direction-systems-cited-as-top-2-emerging-online-threats/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/european-high-court-rules-that-flight-cancellation-insurance-cannot-be-included-automatically-in-the-price-of-airfare/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/traditional-reinsurance-unlikely-to-contribute-to-systemic-risk-iais/</loc>
		<lastmod>2024-10-30T20:39:33+00:00</lastmod>
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		<lastmod>2024-10-30T20:39:34+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/insurer-cannot-pro-rate-attendant-care-based-on-economic-loss-ontario-court/</loc>
		<lastmod>2024-10-30T20:39:34+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-launches-consumer-awareness-campaign-around-ontario-auto/</loc>
		<lastmod>2024-10-30T20:39:34+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/managing-data-a-key-challenge-for-insurance-companies-celent-report/</loc>
		<lastmod>2024-10-30T20:39:34+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/caroline-schweppe-now-part-of-clearrisks-leadership-team/</loc>
		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/low-yields-may-lead-insurers-to-higher-risk-investments-goldman-sachs/</loc>
		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/fair-weather-ontario-auto-boost-2012-q2-profit-of-the-co-operators/</loc>
		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/fairfax-reports-improved-underwriting-results-in-2012-q2/</loc>
		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/new-report-calls-for-elimination-of-regulatory-reliance-on-credit-rating-process/</loc>
		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-automobile-insurance-rate-board-airb-permits-premium-increase-of-up-to-5/</loc>
		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/anti-fraud-task-force-committee-seeks-public-input-on-proposed-measures-to-combat-auto-insurance-fraud/</loc>
		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/pocket-bike-is-not-an-automobile-for-insurance-purposes-fsco-arbitrator/</loc>
		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-insurance-regulator-fines-unlicensed-vehicle-warranty-seller-10000-for-breaching-a-cease-and-desist-order/</loc>
		<lastmod>2024-10-30T20:39:35+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-safety-blitz-launched-to-combat-distracted-driving/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/methodology-must-acknowledge-differences-between-traditional-insurance-and-banking-think-tank/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-privacy-watchdog-probes-licence-plate-recognition-program/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rainstorms-flooding-batter-japan-china/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-canadas-half-year-results-show-growth-in-personal-and-commercial-lines/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/keal-technology-delivers-e-doc-solution-to-intact-brokers/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/intacts-net-operating-income-reaches-180-million-in-2012-q2/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ez-docs-enhancement-supports-broker-efficiency/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-theft-rate-in-quebec-continued-to-fall-in-2011/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/layne-gardner-joins-malik-giffen-burnett-claims-consultants-inc/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/isb-canada-appoints-craig-smith-as-vice-president-of-sales-and-marketing/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/home-businesses-demand-specific-insurance-considerations/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/statistics-canada-reports-break-ins-and-auto-theft-decreased-in-2011/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-u-s-renters-dont-carry-insurance-allstate-survey/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/beyond-insurance-brokers-inc-opens-new-office-in-thunder-bay/</loc>
		<lastmod>2024-10-30T20:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/marsh-sees-revenues-increase-in-2012-q2/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-and-falkins-insurance-group-begin-co-branding-arrangement/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/totten-group-announces-changes-to-its-executive-leadership/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-updates-corporate-governance-guidelines-with-proposals-around-risk-management/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-reports-net-income-of-2-3-billion-in-2012-q2/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-group-holdings-plc-posts-107-million-in-net-income-for-second-quarter-of-2012/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-police-issue-more-than-5000-tickets-over-august-long-weekend/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hamilton-to-identify-hot-spots-for-overland-flooding/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/york-police-warn-about-home-improvement-scams/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/more-than-600-claims-received-related-to-manitoba-storm/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/preparation-patience-and-care-to-help-keep-roads-safe-on-the-long-weekend/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/allianzs-second-quarter-net-income-grows-more-than-20/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/researchers-say-earthquake-risk-looms-large-for-southern-oregon-coast/</loc>
		<lastmod>2024-10-30T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hannover-re-reports-very-good-first-half-2012-results/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/york-regional-police-lay-142-charges-in-alleged-auto-fraud-scheme-called-project-sideswipe/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/warm-dry-conditions-lead-to-near-record-wildfires-burning-in-the-united-states/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-rejects-insurers-motion-to-obtain-academic-course-records-of-injured-womans-daughter-caregiver/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/potential-pitfalls-when-insureds-appoint-pay-for-marine-warranty-surveyors-legal-analysis/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/desjardins-pc-segment-posts-47-million-in-surplus-earnings-in-2012-q2/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/egi-financial-holdings-takes-loss-in-2012-q2-cites-claims-in-previously-cancelled-niche-products-division-programs/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/george-cooke-retires-as-president-of-the-dominion-brigid-murphy-named-as-successor/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-reports-83-million-net-profit-in-2012-q2/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-canada-results-strong-while-parent-company-sees-10-profit-loss-due-to-restructuring/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-announces-senior-appointments/</loc>
		<lastmod>2024-10-30T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/traditional-do-coverage-outstripped-by-new-risks-willis/</loc>
		<lastmod>2024-10-30T20:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/companies-not-using-insurance-to-protect-against-cyber-risk-chubb/</loc>
		<lastmod>2024-10-30T20:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/frank-cowan-company-chooses-guidewire-for-claims-management-solution/</loc>
		<lastmod>2024-10-30T20:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/drought-in-u-s-starting-to-hit-reinsurance-industry/</loc>
		<lastmod>2024-10-30T20:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-storm-results-in-estimated-insured-costs-of-more-than-100-million/</loc>
		<lastmod>2024-10-30T20:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/greater-chance-of-above-normal-hurricane-season-noaa-update/</loc>
		<lastmod>2024-10-30T20:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/60-day-time-limit-for-mediation-elapsed-fsco/</loc>
		<lastmod>2024-10-30T20:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-fraud-in-u-s-a-30-billion-problem-deloitte/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/federal-government-funds-flood-prevention-measures/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurer-has-duty-to-defend-claimants-for-any-claims-by-co-defendant/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/zurich-insurance-group-reports-strong-second-quarter-results/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/wildfires-in-russia-bring-hazy-conditions-to-b-c/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/osfi-looking-at-changes-to-earthquake-guideline-for-insurers/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/calgary-windstorm-generates-a-flood-of-calls-for-assistance/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/township-seeks-disaster-assistance-following-macro-burst/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-receives-approval-for-11-2-rate-hike/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/towers-watson-survey-highlights-investment-risk-for-insurers/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/home-inspections-can-help-prevent-dealing-with-the-unexpected/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cost-cutting-key-to-icbc-review-recommendations/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-posts-solid-results-for-mid-year/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/not-all-u-k-van-drivers-using-their-sat-nav-systems/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-experiments-with-mobile-telematics-in-the-u-k/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-crash-tests-show-weaknesses-in-luxury-cars/</loc>
		<lastmod>2024-10-30T20:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/desjardins-general-insurance-posts-strong-q2-results/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sean-hobson-new-senior-vp-of-sales-for-firstonsite-restoration/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-blitz-seeks-to-curb-intersection-collisions/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-business-upload-to-improve-efficiencies-for-lambton-mutual-brokers/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fitch-ratings-issues-forecast-on-u-s-pc-industry/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/woman-falling-on-ice-outside-vehicle-not-an-accident-fsco-delegate/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-pc-industry-posts-higher-net-income-in-2012-q2/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/aon-benfield-teams-with-flood-modelling-firm/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/drought-conditions-could-cause-insurance-loss-of-5-billion-sp/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-faces-high-wildfire-risk-because-of-lightning/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/app-envisions-making-disaster-preparation-easy/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/flooding-sea-level-rise-among-citys-greatest-projected-risks/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/celent-report-focuses-on-software-as-a-service-saas-case-study/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-can-expect-hurricane-loss-of-10-billion-once-every-four-years/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/risk-assessment-key-to-address-anti-corruption-risk-exposure/</loc>
		<lastmod>2024-10-30T20:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/recent-ontario-thunderstorms-cause-80-million-in-insured-damages/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/majority-of-u-s-teens-support-stronger-fines-for-texting-while-driving/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ibac-complains-rbc-is-defying-federal-regulations/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/isaac-projected-to-hit-several-u-s-southeastern-states/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/economical-insurances-2012-q2-results-support-positioning-for-demutualization/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/partnership-to-help-policyholders-avoid-data-breaches/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-insurers-bolster-results-in-first-half-of-2012/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-department-of-transportation-tests-out-talking-cars/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/crawford-company-canada-names-nancy-toso-branch-manager-in-calgary/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/searching-risk-appetite-by-line-of-insurance-industry/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/td-insurance-sheds-u-s-operations/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-says-market-for-airline-insurance-favours-the-buyers/</loc>
		<lastmod>2024-10-30T20:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-groups-reinsurance-operations-appoints-tim-fisher-as-canadian-branch-manager/</loc>
		<lastmod>2024-10-30T20:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rims-outlines-global-reinsurance-market-policy-positions/</loc>
		<lastmod>2024-10-30T20:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fake-auto-insurance-appears-to-be-on-the-rise-police/</loc>
		<lastmod>2024-10-30T20:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/crop-losses-in-the-u-s-will-result-in-substantial-losses-moodys/</loc>
		<lastmod>2024-10-30T20:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/firstonsite-mobilizes-to-respond-to-u-s-gulf-coast/</loc>
		<lastmod>2024-10-30T20:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/distracted-drivers-not-getting-the-message-icbc/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/economical-continues-preparations-as-it-awaits-draft-demutualization-regulations/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/gulf-states-clean-up-in-wake-of-hurricane-isaac/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/pc-insurers-in-u-s-post-healthy-results-in-first-half-of-2012/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-yorks-transportation-losses-from-irene-amount-to-65-million/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/the-price-is-wrong-for-ontario-auto-insurance-ibc/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hurricane-isaac-could-reach-1-5-billion-in-insured-damages/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/oil-tank-spills-lead-to-78-58-million-in-claims-ibc/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-appoints-glen-bates-and-rosalind-staples-simpson-to-senior-leadership-roles/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/telematics-get-more-buy-in-from-u-k-men-than-women/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-commission-finds-seismic-events-linked-to-fracking/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-risk-solutions-canada-appoints-allan-hetz-as-manager-of-large-construction-and-projects/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-still-not-ready-for-big-data-gartner/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/survey-says-insurance-products-a-mystery-to-consumers/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/predictive-tool-for-homeowners-insurance-used-for-more-than-a-million-policies/</loc>
		<lastmod>2024-10-30T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurance-market-shows-resiliency-underwriting-remains-key/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/tredd-insurance-brokers-acquires-h-e-hunt-associates/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/low-interest-rates-a-drag-on-investment-returns-for-insurance-industry/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/omega-appoints-matthew-cook-as-president/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/many-canadians-risk-travelling-uninsured-american-express/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/intact-completes-acquisition-of-jevco-insurance/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-reinsurance-capital-reaches-record-levels/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/scm-insurance-services-launches-new-company-to-offer-better-information-tools/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/towers-watson-teams-with-hughes-telematics-on-ubi/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-reinsurance-outlook-stable-pricing-to-stagnate-fitch-ratings/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ibc-launches-rain-barrel-study-in-pei-aiming-to-reduce-water-damage/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadian-pc-outlook-stable-to-year-end-a-m-best/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/strong-earthquake-strikes-western-costa-rica/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/relocating-flood-proofing-vulnerable-homes-would-cost-about-8-million/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/summer-storm-damage-costs-for-intact-could-reach-130-million/</loc>
		<lastmod>2024-10-30T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-wildfire-75-contained-as-most-evacuated-residents-return-home/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tropical-storm-leslie-hits-newfoundland-and-rainfall-causes-flooding-in-central-nova-scotia/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/economic-uncertainty-and-disasters-in-non-peak-zones-among-top-risks-for-reinsurers-guy-carpenter/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-wildfire-forces-1500-to-evacuate-peachland-area/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/wildfire-risk-to-western-u-s-property-pegged-at-136-billion/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tropical-storm-leslie-to-reach-newfoundland-with-100km-hour-winds/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/appeal-court-restores-ruling-by-fsco-directors-delegate/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/risk-of-floods-underestimated-despite-related-losses-doubling-in-last-decade-swiss-re/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/capital-markets-present-increasing-alternative-to-reinsurance/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-reinsurers-on-solid-capital-footing-aon-benfield/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/efforts-to-demonstrate-the-benefits-of-risk-encouraged/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/catlin-canada-donation-to-mcgannon-foundation-supports-risk-management-education/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-expects-stability-swiss-re-and-hannover-re-see-price-increases-for-january-2013-renewals/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/zurich-introduces-insurance-product-for-public-sector/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-group-acquires-winnipegs-orion-insurance-brokers/</loc>
		<lastmod>2024-10-30T20:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/michel-turcotte-recognized-with-the-donald-m-stuart-award-at-rims-canada-conference/</loc>
		<lastmod>2024-10-30T20:39:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pacicc-to-offer-enterprise-risk-management-seminars-this-fall/</loc>
		<lastmod>2024-10-30T20:39:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/thinking-pessimistically-can-help-identify-plausible-but-credible-risks/</loc>
		<lastmod>2024-10-30T20:39:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-releases-final-guideline-for-appointed-actuaries/</loc>
		<lastmod>2024-10-30T20:39:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/damages-from-most-recent-alberta-storms-total-more-than-200-million-ibc/</loc>
		<lastmod>2024-10-30T20:39:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-hurricane-isaac-us1-2-billion-from-wind-and-surge-rms-estimate/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/icbc-claims-centre-staff-set-for-strike-action/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/quebec-court-orders-insurer-to-indemnify-investors-bilked-by-advisor/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/medical-exam-expenses-not-recoverable-from-second-party-insurer-ontario-court/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/catastrophe-losses-reveal-potential-emerging-market-risks-guy-carpenter/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/perils-to-provide-flood-footprints-based-on-satellite-data/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/drugs-or-alcohol-a-factor-in-majority-of-fatal-car-accidents-u-s-study/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/applied-systems-opens-new-data-centre-in-canada/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-collision-reporting-centre-opens-in-alberta/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/idt911-expands-in-canada-to-offer-privacy-breach-services-to-insurers-and-businesses/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/verisk-analytics-launches-information-sharing-systems-in-canada-to-fight-cargo-and-heavy-equipment-theft/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-licensing-program-available-in-saskatchewan/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-catastrophe-risk-tool-designed-to-customize-modeling/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/future-risk-leaders-must-be-adaptive-says-rims-report/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cip-society-announces-2012-national-leadership-award-winners/</loc>
		<lastmod>2024-10-30T20:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/more-than-half-of-pc-insurance-companies-are-at-or-near-risk-tolerance-limit-towers-watson/</loc>
		<lastmod>2024-10-30T20:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/royal-premium-enters-canadian-marketplace/</loc>
		<lastmod>2024-10-30T20:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/40-of-major-insurers-worldwide-had-security-breaches-in-the-last-year-deloitte-survey/</loc>
		<lastmod>2024-10-30T20:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kingsway-financial-restructures-insurance-services-and-insurance-underwriting-business-segments/</loc>
		<lastmod>2024-10-30T20:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-rates-continue-to-rise-in-u-s-market/</loc>
		<lastmod>2024-10-30T20:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/european-firms-face-risky-international-business-environment-ace-survey/</loc>
		<lastmod>2024-10-30T20:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibri-releases-mobile-app-for-brokers/</loc>
		<lastmod>2024-10-30T20:39:49+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/09/1001697575-1001697596.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/western-university-expert-to-discuss-modeling-dynamic-resilience-to-climate-hazards-at-iclrs-friday-forum/</loc>
		<lastmod>2024-10-30T20:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-brunswick-announces-interim-flood-mitigation-measures-for-perth-andover-region/</loc>
		<lastmod>2024-10-30T20:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-residents-prepare-for-shakeout-earthquake-drills/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mini-cars-and-small-cars-have-most-frequent-personal-injury-insurance-claims-in-u-s-report/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/brian-duperreault-to-retire-as-president-and-ceo-of-marsh-mclennan-companies/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mercedes-benz-financial-announces-new-auto-insurance-plan/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/eu-could-delay-new-solvency-ii-rules-until-2015-reuters/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/michael-buzzeo-appointed-new-vice-president-of-special-risk-division-at-claimspro/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alvin-sharma-new-cfo-at-egi-financial/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-issues-warnings-for-auto-and-life-insurance-scams-in-ontario/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-auto-insurance-rates-flat-in-q2-of-2012-fsco/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/teens-mirror-parents-bad-driving-behaviour-u-s-study/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-government-sells-majority-stock-in-aig/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/arctic-sea-ice-reaches-lowest-seasonal-minimum-on-record/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/09/1001711551-1001713001.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/guy-carpenter-university-of-manitoba-partner-for-new-research-chair-in-agricultural-risk-management-and-insurance/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2012-wildfire-season-could-be-one-of-the-worst-on-record-for-western-u-s-report/</loc>
		<lastmod>2024-10-30T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/pc-industry-should-get-proactive-as-extreme-weather-trends-continue-report/</loc>
		<lastmod>2024-10-30T20:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/climate-week-nyc-kicks-off/</loc>
		<lastmod>2024-10-30T20:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/wildfires-storms-hit-u-s-and-canada-hard-in-august-aon-benfield/</loc>
		<lastmod>2024-10-30T20:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/social-media-a-key-vehicle-to-drive-broker-services-to-younger-consumers/</loc>
		<lastmod>2024-10-30T20:39:51+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-community-fund-competition-opens-for-fourth-year/</loc>
		<lastmod>2024-10-30T20:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-affirms-upgrades-rsa-canada-companies-ratings/</loc>
		<lastmod>2024-10-30T20:39:51+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/predictive-analytics-use-among-insurers-still-small-but-growing-survey/</loc>
		<lastmod>2024-10-30T20:39:51+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-posts-highest-interim-profit-in-five-years/</loc>
		<lastmod>2024-10-30T20:39:52+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/burns-wilcox-canada-hires-new-national-sales-and-marketing-manager/</loc>
		<lastmod>2024-10-30T20:39:52+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/09/1001720815-1001722302.jpg</image:loc>
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	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-and-junior-achievement-of-canada-partner-for-youth-program/</loc>
		<lastmod>2024-10-30T20:39:52+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xn-financial-integrates-operations-from-canadian-intermediaries-ltd-under-special-risks-brand/</loc>
		<lastmod>2024-10-30T20:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/customer-satisfaction-with-auto-insurers-increases-but-generational-divide-is-clear-study/</loc>
		<lastmod>2024-10-30T20:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/dan-riordan-appointed-zurich-global-corporate-ceo-in-north-america/</loc>
		<lastmod>2024-10-30T20:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-awards-medical-marijuana-costs-in-catastrophic-injury-case/</loc>
		<lastmod>2024-10-30T20:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-of-appeal-overturns-lower-courts-decision-in-catastrophic-impairment-case/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/climate-change-carbon-emissions-lowering-the-worlds-gdp-1-2-trillion-a-year/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-seaview-survey-studies-coral-reefs-and-risks-from-climate-change/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/09/1001725414-1001726778.jpg</image:loc>
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	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/homeowner-insurance-claims-costs-in-u-s-rose-rapidly-in-last-15-years-report/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cleanup-efforts-begin-after-major-flooding-in-u-k/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/09/1001729518-1001729519.jpg</image:loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/why-cyber-liability-policies-are-finally-taking-off/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-affirms-ratings-for-old-republic-canada/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-analytics-company-hires-pc-exec-for-canadian-expansion/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/towers-watson-launches-new-pc-pricing-decision-software/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/what-would-insurer-cios-do-with-an-extra-5-million-this-year/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/financial-services-companies-confident-in-their-info-security-but-still-have-work-to-do-report/</loc>
		<lastmod>2024-10-30T20:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-broker-moving-to-eco-office/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/10/1001738096-1001738097.jpg</image:loc>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/home-and-auto-insurance-comparison-website-launches-in-alberta/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bundled-policies-mean-higher-u-s-homeowner-satisfaction-j-d-power-survey/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/commercial-prices-climb-in-second-quarter/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/honda-issues-recall-for-30000-accords-in-canada/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/low-interest-rates-will-persist-td-chief-economist/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-canada-closes-acquisition-of-lunion-canadienne/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/investor-group-to-buy-cunningham-lindsey/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-brunswick-announces-new-flood-mitigation-plans/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/preparedness-demands-leaders-who-envision-big-picture-issues/</loc>
		<lastmod>2024-10-30T20:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/more-canadians-think-emergency-response-teams-should-use-social-media-survey/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/economic-losses-from-september-floods-in-asia-more-than-7-5-billion-aon/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/xl-foods-admits-food-safety-protocols-were-lacking-after-beef-recall-expands-again/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-government-commits-58-million-for-disaster-recovery-after-severe-summer-storms/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/allied-world-expects-40-million-in-crop-and-catastrophe-losses-from-u-s-drought-in-q3/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/four-homes-bridge-destroyed-by-southern-manitoba-grass-fires/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibac-chairman-dale-rempel-passes-away/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-canada-appoints-tony-hayes-vice-president-of-sales-and-marketing/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cna-canada-joins-cargo-theft-fight-using-new-information-sharing-tools/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-auto-insurance-industry-could-be-tougher-on-fighting-fraudulent-claims-lawyer/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cloudinsure-guy-carpenter-partner-on-cloud-coverage/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/amf-could-limit-insurance-ma-after-market-concentration-raises-concerns/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-trucking-alliance-partners-with-cargonet-to-fight-cargo-theft/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-specialty-insurance-provider-launches-two-new-products/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/upgraded-csionet-version-to-go-live-oct-11/</loc>
		<lastmod>2024-10-30T20:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-updates-auto-insurance-health-claim-forms/</loc>
		<lastmod>2024-10-30T20:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/losses-from-catastrophes-drop-year-over-year-in-first-half-of-2012-for-american-pc-firms/</loc>
		<lastmod>2024-10-30T20:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/net-income-up-loss-ratios-down-for-canadian-insurance-firms-for-first-six-months/</loc>
		<lastmod>2024-10-30T20:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/competing-via-social-media-is-about-customer-experience/</loc>
		<lastmod>2024-10-30T20:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/economic-losses-from-natural-hazards-amount-to-3-5-trillion/</loc>
		<lastmod>2024-10-30T20:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/study-indicates-average-cost-of-data-breach-increases-to-3-7-million/</loc>
		<lastmod>2024-10-30T20:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/montreal-area-earthquake-should-serve-as-a-wake-up-call/</loc>
		<lastmod>2024-10-30T20:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/partnerre-expects-63-million-net-charge-in-third-quarter-from-u-s-drought-losses/</loc>
		<lastmod>2024-10-30T20:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/nova-scotia-offers-homeowners-businesses-financial-assistance-for-uninsurable-damage/</loc>
		<lastmod>2024-10-30T20:39:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/policy-works-ipad-app-now-available-through-app-store/</loc>
		<lastmod>2024-10-30T20:39:57+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/10/1001765846-1001765852.jpg</image:loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/fairfax-subsidiary-riverstone-completes-acquisition-of-brit-insurance/</loc>
		<lastmod>2024-10-30T20:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/crawford-company-canada-partners-with-u-k-group-for-contractor-repair-network/</loc>
		<lastmod>2024-10-30T20:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-buyers-will-see-a-mixed-market-in-2013-willis-predicts/</loc>
		<lastmod>2024-10-30T20:39:57+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-insurance-rates-rise-during-third-quarter-marsh/</loc>
		<lastmod>2024-10-30T20:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/massive-toyota-recall-affects-240000-vehicles-in-canada-7-4-million-globally/</loc>
		<lastmod>2024-10-30T20:39:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-government-warns-of-counterfeit-airbags/</loc>
		<lastmod>2024-10-30T20:39:57+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/4-0-magnitude-maine-earthquake-lightly-felt-in-sherbrooke-que/</loc>
		<lastmod>2024-10-30T20:39:58+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/10/1001772281-1001772352.jpg</image:loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-appoints-new-head-for-quebec-and-atlantic-canada/</loc>
		<lastmod>2024-10-30T20:39:58+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-insurance-continues-demutualization-preparation-with-mattei-sale/</loc>
		<lastmod>2024-10-30T20:39:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-on-demand-web-service-now-available-on-economical-insurance-site/</loc>
		<lastmod>2024-10-30T20:39:58+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/carstar-renews-first-franchise-owners-for-another-20-years/</loc>
		<lastmod>2024-10-30T20:39:58+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/10/1001765878-1001765880.jpg</image:loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/most-british-columbia-residents-unprepared-for-earthquake-survey/</loc>
		<lastmod>2024-10-30T20:39:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/how-the-time-out-at-queens-park-will-affect-the-auto-and-property-insurance-industry/</loc>
		<lastmod>2024-10-30T20:39:58+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-institute-offers-new-course-on-emerging-issues/</loc>
		<lastmod>2024-10-30T20:39:58+00:00</lastmod>
	</url>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/hurricane-rafael-to-reach-newfoundland-with-minimal-impact/</loc>
		<lastmod>2024-10-30T20:39:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/how-top-pc-ceos-are-taking-on-the-challenge-of-an-ageing-workforce/</loc>
		<lastmod>2024-10-30T20:39:59+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/carstar-appoints-new-regional-manager-for-quebec/</loc>
		<lastmod>2024-10-30T20:39:59+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/10/1001780700-1001780909.jpg</image:loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/concerted-effort-key-to-winning-online-consumer-ibao/</loc>
		<lastmod>2024-10-30T20:39:59+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/european-financial-crisis-still-most-significant-challenge-for-insurers-a-m-best/</loc>
		<lastmod>2024-10-30T20:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ace-to-buy-mexican-insurer-from-ally-financial/</loc>
		<lastmod>2024-10-30T20:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/commercial-insurance-growth-higher-in-emerging-markets-liability-lines-swiss-re/</loc>
		<lastmod>2024-10-30T20:39:59+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/10/1001775498-1001775584.jpg</image:loc>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-insurance-rates-in-ontario-continued-decreasing-trend-in-q3-kanetix-survey/</loc>
		<lastmod>2024-10-30T20:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-group-announces-new-ceo-deputy-ceo/</loc>
		<lastmod>2024-10-30T20:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/information-technology-complex-supply-chains-among-risk-concerns-for-european-businesses/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-cuts-145-jobs-across-canada-as-part-of-streamlining-efforts/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-insurance-industry-sees-slight-year-over-year-increase-in-net-premiums-written-in-first-half/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/burns-wilcox-to-open-calgary-office/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/heavy-rain-drenches-parts-of-southern-new-brunswick/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/predictive-analytics-valuable-to-brokers-if-they-can-explain-benefits-insurance-ceos/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/taking-steps-to-avoid-water-damage-should-be-rewarded-ceo/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/north-america-hit-hardest-by-increasing-weather-related-catastrophes-report/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/600000-b-c-residents-take-part-in-shakeout-b-c/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/four-insurance-companies-reach-tentative-agreement-on-1998-ice-storm-lawsuit/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-product-aims-to-help-small-businesses-avoid-heavy-commercial-vehicle-legal-costs/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/your-business/hr/economical-insurances-scott-campbell-replaces-walter-leszkowicz-as-vp-for-ontario/</loc>
		<lastmod>2024-10-30T20:40:00+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/10/1001788954-1001788958.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-head-optimistic-about-auto-reform-despite-break-at-queens-park/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/premium-revenue-increases-profits-plummet-at-fairfax-financial/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-co-operators-reports-increased-q3-net-income-over-same-period-last-year/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-rate-comparison-website-kanetix-expands-mortgage-related-services/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-reports-net-income-in-q3-2012-down-over-same-quarter-last-year/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/demand-for-transactional-risk-insurance-soars-35-in-12-months/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ace-reports-third-quarter-profit-despite-heavy-crop-losses/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibao-gives-out-broker-of-the-year-young-broker-awards-for-2012/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hurricane-sandy-quite-likely-to-have-an-impact-in-eastern-canada-early-next-week/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/number-of-large-claims-for-global-power-industry-rising-report/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/10/1001797049-1001797051.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-privacy-regulation-requires-mature-corporate-governance-lawyers/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-government-and-red-cross-team-up-for-better-disaster-response/</loc>
		<lastmod>2024-10-30T20:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/no-major-damage-reported-from-7-7-magnitude-b-c-earthquake-or-its-aftershocks/</loc>
		<lastmod>2024-10-30T20:40:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/eastern-u-s-parts-of-canada-brace-for-hurricane-sandy/</loc>
		<lastmod>2024-10-30T20:40:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/chubb-records-net-income-of-533-million-in-2012-q3/</loc>
		<lastmod>2024-10-30T20:40:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mapfre-reports-year-over-year-increase-in-premiums-for-first-nine-months/</loc>
		<lastmod>2024-10-30T20:40:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-coverage-balloons-in-african-microinsurance-markets/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/driving-behaviour-improves-for-quebec-young-drivers-using-mobiliz/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/output-from-insurance-carriers-drops-in-august-statscan/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-removes-aviva-canada-ratings-from-under-review/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/perceived-fair-settlement-increases-satisfaction-with-u-s-auto-claims-experience/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/claims-adjusters-insurers-ramp-up-resources-for-hurricane-sandy/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-loss-estimates-from-sandy-vary-could-reach-15-billion/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/superstorm-sandy-could-trigger-business-interruption-insurance-losses-fitch/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/sandy-calms-in-canada-thousands-still-without-power-in-ontario/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/crop-hail-payments-for-three-prairie-provinces-estimated-at-280-million-in-2012/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/pc-insurers-well-positioned-to-take-on-losses-from-sandy-a-m-best/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-brunswick-climate-change-event-to-focus-on-how-communities-can-adapt/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-hurricane-sandy-could-reach-10-billion-eqecat/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/heavy-rainfall-causes-flooding-municipal-state-of-emergency-declared-in-wawa-ont/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/wind-warnings-in-effect-for-parts-of-ontario-quebec/</loc>
		<lastmod>2024-10-30T20:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/large-loss-years-from-extreme-weather-no-longer-rarities-iclr/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/das-canada-launches-dasbusiness-policy-for-quebec/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-to-host-workshop-on-earthquake-hazard-estimation/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/eqecat-revises-sandy-insured-losses-estimate-now-between-10-billion-and-20-billion/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-group-reports-boosted-net-income-in-q3-2012-over-same-period-last-year/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sandy-unlikely-to-be-market-changing-for-reinsurers-based-on-loss-estimates-fitch/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-small-businesses-spending-more-time-on-social-media-survey/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/scor-places-cat-bond-against-u-s-hurricanes-and-earthquakes-european-windstorms/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/profits-up-for-crawford-and-company-in-q3/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-cuts-250-jobs-mainly-management/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-guarantee-subsidizes-insurance-companion-app-for-its-contracted-personal-lines-brokers/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-reports-slight-drop-in-q3-pc-net-premiums-earned/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/wcma-acts-as-sole-bookrunner-for-75-million-cat-bond-transaction/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/q3-profits-more-than-double-net-premiums-written-down-slightly-for-partnerre/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/allstate-reports-strong-net-income-for-q3-is-well-positioned-to-take-on-sandy-losses-ceo/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/caa-insurance-ontario-introduces-home-equipment-breakdown-coverage/</loc>
		<lastmod>2024-10-30T20:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/property-and-casualty-premiums-up-15-for-swiss-re/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsas-premium-growth-rises-in-canada-emerging-markets/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-reports-insurance-sales-improvement-in-canada-continues-search-for-chief-executive/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/carstar-appoints-new-regional-manager-in-alberta/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/11/1001830874-1001832416.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-reports-increased-profit-for-q3-raises-profit-forecast-for-2012/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-group-teams-with-applied-systems-to-support-growth-strategy/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-issues-200-million-in-cat-bonds-covering-hurricane-extreme-mortality/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/intacts-net-income-falls-underwriting-income-rises-in-q3/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ace-canada-appoints-new-assistant-vice-president-for-eastern-region/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-pc-claims-executives-expect-no-additional-mobile-computing-spending-survey/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/no-limit-to-liability-for-environmental-cleanup-costs-in-ontario-lawyer/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-puts-support-behind-insurance-education-during-financial-literacy-month/</loc>
		<lastmod>2024-10-30T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-teams-up-with-ontario-crime-stoppers-to-fight-fraud/</loc>
		<lastmod>2024-10-30T20:40:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/nearly-80-of-canadians-admit-to-road-rage-behaviour-survey/</loc>
		<lastmod>2024-10-30T20:40:06+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/11/1001833674-1001833676.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ottawa-urged-to-secure-national-economic-foundations-through-investment-in-local-infrastructure/</loc>
		<lastmod>2024-10-30T20:40:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-revamps-tsunami-warning-system-to-be-faster-more-social-media-savvy/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/sandys-storm-surge-flooding-causes-most-of-damage-preliminary-report/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-municipalities-call-for-extra-2-5-billion-annually-for-infrastructure/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/more-organizations-taking-multi-department-approach-to-cyber-risk-survey/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-premiums-up-for-reinsurer-scor/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/majority-believe-insurance-market-is-hardening-across-most-lines-survey/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-affirms-superior-ratings-for-boiler-inspection-and-insurance-company-of-canada/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-rebrands-most-pc-insurance-business/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/revenue-drops-loss-ratio-increases-for-kingsway-financial/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-presents-enterprise-risk-management-award-to-ymca-of-greater-toronto/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/allianz-reports-increase-in-profit-gross-written-premiums-for-pc-insurance/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/applied-systems-tam-12-to-support-edoc-xml-electronic-document-standard/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/egi-financial-reports-net-income-of-13-9-million-for-q3/</loc>
		<lastmod>2024-10-30T20:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-dominion-gets-social-with-launch-of-youtube-risk-management-series/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kanetix-buys-insurance-hotline-comparison-website/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/symbility-solutions-reports-net-loss-significant-revenue-increase-for-q3/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-regulator-warns-consumers-about-vehicles-damaged-from-sandy/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-guarantee-aims-to-improve-data-analytics-with-guidewire-software/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bp-reaches-settlement-with-u-s-authorities-related-to-deepwater-horizon/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/young-drivers-more-likely-to-drive-while-drowsy-u-s-study/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/young-consumers-want-face-to-face-for-complex-transactions-survey/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/jevco-ratings-upgraded-after-intact-acquisition/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/major-toyota-recall-affects-15000-prius-models-in-canada/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-guarantee-appoints-vp-of-strategic-initiatives/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/be-patient-and-take-precautions-around-snow-plows-ontario-campaign/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-has-spent-over-1-billion-in-flood-recovery-efforts-government/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/apps-used-to-help-quantify-and-manage-risk-over-sandys-lifecycle/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/damage-to-older-structures-worse-following-hurricane-sandy/</loc>
		<lastmod>2024-10-30T20:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/most-torontonians-say-theyre-well-prepared-for-disaster-poll/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/n-y-regulators-urged-to-ensure-fire-wind-and-flood-claims-from-sandy-covered-consumers-federation/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/earth-on-path-to-being-4-degrees-warmer-by-centurys-end-report/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-anti-fraud-task-force-calls-for-licensing-clinics-greater-power-for-fsco-in-final-report/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rrj-insurance-acquires-g-b-cragg-insurance-broker/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-drivers-in-cold-weather-markets-dont-use-winter-tires-survey/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/impaired-driving-related-deaths-down-in-b-c-following-tougher-legislation-government/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/companies-have-a-gap-in-perception-of-data-breach-costs-survey/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/parents-say-eu-legislation-will-signal-end-of-insuring-their-kids-to-drive-poll/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/marsh-appoints-new-head-of-global-surety-practice/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/more-drivers-report-using-internet-while-driving-survey/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/former-aia-chief-mark-wilson-to-take-helm-of-aviva/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ppg-canada-automotive-refinish-announces-new-appointments/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-companies-lag-globally-in-information-security-innovation-survey/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/beach-associates-forms-new-canada-based-company-with-former-willis-exec-as-ceo/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/free-website-check-to-see-if-vehicle-experienced-flood-damage-in-the-u-s/</loc>
		<lastmod>2024-10-30T20:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/assured-automotive-forms-eastern-ontario-subsidiary-with-collision-centre-acquisitions/</loc>
		<lastmod>2024-10-30T20:40:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/gross-written-premiums-up-profits-down-at-desjardins-general-insurance/</loc>
		<lastmod>2024-10-30T20:40:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-group-appoints-new-chairman/</loc>
		<lastmod>2024-10-30T20:40:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/third-quarter-profits-up-weather-related-catastrophe-losses-down-at-economical-insurance/</loc>
		<lastmod>2024-10-30T20:40:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/sandys-claims-burden-for-swiss-re-estimated-at-900-million/</loc>
		<lastmod>2024-10-30T20:40:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/absence-of-adjudication-may-feed-future-tort-in-ontario-auto/</loc>
		<lastmod>2024-10-30T20:40:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ibc-pegs-canadian-insured-loss-estimate-from-sandy-at-100-million/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/estimates-on-sandys-insured-losses-updated/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/some-anti-fraud-task-force-recommendations-need-work-otla/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswick-government-proposes-lifting-night-driving-ban-for-new-drivers/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/impact-auto-opens-new-gta-facility-launches-new-online-service/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-launches-new-strategic-risk-management-guide/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-institute-completes-third-research-study-on-the-industrys-workforce/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/gta-has-highest-collision-rate-in-ontario-allstate-study/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/national-insurance-crime-bureau-estimates-230000-vehicles-damaged-from-sandy/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/toronto-based-firm-onex-to-acquire-usi-for-2-3-billion/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/draft-demutualization-regulations-promised-but-not-yet-released/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-repair-chain-carrossier-procolor-to-represent-csn-collision-in-quebec/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/toyota-prius-has-low-theft-rate-in-u-s-says-nicb/</loc>
		<lastmod>2024-10-30T20:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/correction-icbc-cuts-203-jobs-continues-restructuring/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-group-expands-into-employee-benefits-in-canada-with-avalon-acquisition/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-affirms-ratings-of-grain-insurance-company-revises-outlook-to-stable/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswick-distracted-driving-awareness-campaign-wins-advertising-award/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/applied-systems-mobileproducer-lets-brokers-agents-access-insurance-software-on-ipads-android-devices/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-canada-selects-semi-finalists-for-community-fund-competition/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/brokers-technology-group-focuses-on-digital-client-experience-broker-management-systems/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-k-floods-could-cause-premiums-for-certain-areas-to-skyrocket-pwc/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ccir-working-group-reaches-no-conclusion-on-controversial-credit-scoring-issue/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-identity-fraud-caused-by-stolen-personal-items-study/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/young-drivers-most-involved-in-traffic-collisions-mpi/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/gore-mutuals-new-big-data-tool-aims-to-deliver-faster-decisions-to-brokers/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/busy-atlantic-hurricane-season-continues-decades-long-high-activity-noaa/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-upholds-decision-on-60-day-limit-for-fsco-mediation-wait/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/executor-liability-product-aims-to-cover-increasingly-risky-role/</loc>
		<lastmod>2024-10-30T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/global-reinsurer-munich-re-insures-serial-loss-risk-on-offshore-wind-turbines/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ny-governor-introduces-measures-for-faster-sandy-related-claims-handling/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-broker-network-to-acquire-intact-affiliate-south-western-insurance-group/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-businesses-ill-prepared-for-big-data-era-survey/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/attitude-toward-solvency-ii-implementation-increasingly-negative-survey/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2012/12/1001906408-1001906431.jpg</image:loc>
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	<url>
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		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bermuda-reinsurance-market-likely-to-see-over-10-roe-this-year-a-m-best/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/draft-pei-regulations-if-enacted-would-prohibit-credit-scoring/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sap-software-designed-for-insurers-aiming-to-meet-european-solvency-ii-financial-reporting-criteria/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/vehicle-safety-technology-videos-featured-on-auto-alliance-youtube-channel/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/msa-research-announces-new-commercial-insurance-conference/</loc>
		<lastmod>2024-10-30T20:40:13+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/many-clean-tech-companies-vulnerable-to-global-business-risks-survey/</loc>
		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-group-announces-new-senior-vp-of-capital-markets/</loc>
		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-insurers-must-understand-evolving-terrorism-risk-report/</loc>
		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/claimspro-acquires-manitobas-westman-claims-adjusters/</loc>
		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/willis-groups-academic-arm-wins-prize-for-flood-modelling-paper/</loc>
		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-k-flood-losses-reach-five-year-high-after-heavy-rain-in-november/</loc>
		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tropical-cyclones-in-north-atlantic-could-get-more-ferocious-paper/</loc>
		<lastmod>2024-10-30T20:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-severe-weather-in-canada-topped-1-billion-this-year-ibc/</loc>
		<lastmod>2024-10-30T20:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-government-pledges-funding-for-typhoon-bopha-response/</loc>
		<lastmod>2024-10-30T20:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-needs-to-crack-down-on-independent-medical-examiners-accident-victims-group/</loc>
		<lastmod>2024-10-30T20:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2012-almost-certain-to-be-warmest-year-on-record-for-u-s-noaa/</loc>
		<lastmod>2024-10-30T20:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cunningham-lindsey-investor-group-recapitalization-deal-closes/</loc>
		<lastmod>2024-10-30T20:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/co-operators-presses-for-more-fire-sprinklers-in-new-homes-offers-new-premium-discounts/</loc>
		<lastmod>2024-10-30T20:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ace-aig-each-release-loss-estimates-related-to-hurricane-sandy/</loc>
		<lastmod>2024-10-30T20:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/nationwide-computer-network-hacked-in-october-company/</loc>
		<lastmod>2024-10-30T20:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/operating-earnings-rise-for-large-u-s-brokerage-firms-fitch/</loc>
		<lastmod>2024-10-30T20:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fitch-maintains-stable-outlook-for-u-s-pc-industry-into-2013/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/over-60-of-canadians-concerned-about-u-s-fiscal-cliffs-impact-here-study/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-offers-insurance-for-space-tourists/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswick-government-to-spend-279-6-million-on-infrastructure/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/firstonsite-restoration-launches-software-for-site-reports-property-claims/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibao-announces-new-president/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/honda-recalls-52000-vehicles-in-canada-for-roll-away-risk/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-announces-some-reinsurance-for-chinese-solar-power-module-maker/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-forecasts-higher-growth-in-canadian-non-life-insurance-industry/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-introduces-tougher-drinking-and-driving-law/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/majority-of-british-homeowners-dont-check-for-flood-risk-survey/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/scientists-forecast-above-average-atlantic-hurricane-activity-in-2013/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/the-hartford-estimates-sandy-losses-at-370-million/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/chubb-estimates-570-million-in-net-losses-from-sandy/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-announces-new-book-on-pioneering-wind-engineer/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/honda-civic-tops-list-of-most-stolen-cars-in-canada/</loc>
		<lastmod>2024-10-30T20:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/family-in-need-receives-donated-vehicle/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/york-regional-police-lay-41-charges-alleging-false-auto-insurance-claims-staged-collisions/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-revises-estimate-for-u-s-asbestos-insurance-losses-to-85-billion/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/many-canadian-drivers-not-taking-enough-winter-driving-precautions-poll/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/finalists-for-aviva-community-fund-chosen/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-offers-coverage-for-offshore-decommissioning-risks/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-parents-admit-their-teen-children-engage-in-distracted-driving-survey/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/telematics-reaching-a-tipping-point-study/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/banks-have-greater-systemic-risk-than-insurers-report/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/zurich-estimates-aggregate-claims-of-700-million-in-sandys-wake/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-denies-aviva-canadas-request-to-alter-ruling/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-government-beefs-up-investment-in-critical-infrastructure/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/climate-change-on-insurance-industrys-radar-berkeley-lab-research/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-to-pay-up-to-4-3-million-to-move-first-nation-flood-evacuees/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/poll-indicates-slight-decrease-in-drinking-and-driving-in-canada/</loc>
		<lastmod>2024-10-30T20:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/sandy-drought-among-billion-dollar-disasters-in-u-s-this-year/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/natural-man-made-disasters-to-cost-insurance-industry-65-billion-this-year-swiss-re/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/scor-launches-science-foundation/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-plc-to-sell-aviva-usa-for-1-8-billion/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/family-cars-outperform-luxury-models-in-new-crash-test/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/marsh-says-rise-of-insurance-rates-slowing-predicts-tighter-u-s-storm-policies/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-institutional-fire-safety-regulations-coming-to-ontario/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/letter-to-the-editor-independent-medical-examinations-provide-necessary-check-and-balance/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/burns-wilcox-canada-adds-new-hire-to-its-toronto-team/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/w-r-berkley-corp-announces-new-president-for-berkley-canada/</loc>
		<lastmod>2024-10-30T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurance-rates-stable-at-january-renewal-willis-re/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-announces-2013-president-new-board-members/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/carstar-launches-25-new-locations-across-canada/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/net-income-doubles-for-u-s-property-and-casualty-insurance-industry-a-m-best/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/drivers-urged-to-take-care-during-winter-months/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ottawa-invites-feedback-on-proposed-risk-solvency-guidelines-for-canadian-insurance-firms/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/robert-purves-replacing-paul-little-as-chairman-of-echelon-insurance-parent-egi-financial/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ace-report-warns-of-risks-for-renewable-energy-power-plants/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/campaign-geared-at-helping-residents-guard-against-auto-crime/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/auto-fraud-attempt-in-manitoba-foiled-by-police-officers-eye-witness-account/</loc>
		<lastmod>2024-10-30T20:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/typhoon-bopha-tropical-storms-in-asia-among-major-december-catastrophes-aon/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/earthquake-off-alaska-spurs-tsunami-warning-for-coastal-b-c-later-cancelled/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-crop-insurers-face-worst-results-in-25-years-a-m-best/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/impaired-driving-charges-during-holidays-up-in-ontario-down-in-b-c/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/more-than-200-impaired-drivers-charged-during-saskatchewan-holiday-safety-blitz/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/retrospective-feature-on-ice-storm-98-available-on-iclr-website/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/majority-of-2012-global-natural-catastrophe-losses-in-the-u-s-munich-re/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/extreme-weather-demands-rethinking-u-k-farm-policy-union/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-ship-losses-increase-in-2012-but-downward-trend-continues/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/zurich-launches-new-mobile-app-for-commercial-coverage-info/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-predicts-profitable-2012-for-reinsurers-but-industry-faces-unprecedented-economic-uncertainty/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-institute-for-highway-safety-names-top-safety-pick-vehicles/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurance-industry-seeing-selective-rate-firming-aspen-re/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/administrative-monetary-penalties-for-ontario-insurance-industry-now-in-force/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/caa-ontario-installs-guidewire-insurancesuite-for-auto-property-policies/</loc>
		<lastmod>2024-10-30T20:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/flu-level-in-u-s-most-widespread-since-h1n1-zurich/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cunningham-lindsey-launches-new-research-services-division/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/severe-weather-in-store-for-newfoundland-southern-saskatchewan/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/post-sandy-home-improvement-fraud-makes-list-of-top-scams-for-2012/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-obtains-400-million-in-reinsurance-coverage-for-u-s-hurricanes-and-earthquakes/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/elliott-special-risks-svp-underwriting-manager-retires/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economic-weaknesses-extreme-weather-major-global-risks-over-next-decade/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/privacy-commissioner-report-brings-up-transparency-issue-with-credit-scoring/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/impaired-driving-charges-up-jail-sentences-down-statscan/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-government-declares-counties-in-14-states-disaster-areas-due-to-severe-drought/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/bushfires-in-australia-destroy-properties-claims-approach-50-million/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/british-weather-office-revises-global-warming-prediction/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-provides-workshop-on-environment-canadas-response-to-sandy-future-events/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-rules-on-auto-insurance-client-injured-by-tripping-beside-parked-car/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-issues-ruling-on-landlords-responsibility-for-insurance-in-oil-spill/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/losses-from-tasmania-bushfires-close-to-44-million/</loc>
		<lastmod>2024-10-30T20:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/allianz-estimates-sandy-losses-at-590-million/</loc>
		<lastmod>2024-10-30T20:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/data-can-help-identify-vulnerable-areas-in-future-hurricanes-usgs/</loc>
		<lastmod>2024-10-30T20:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/local-governments-take-on-climate-change-after-hottest-year-sandy/</loc>
		<lastmod>2024-10-30T20:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/industry-expected-to-re-examine-risk-in-northeast-u-s-fitch/</loc>
		<lastmod>2024-10-30T20:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/potentially-damaging-winds-forecast-for-newfoundland-and-labrador/</loc>
		<lastmod>2024-10-30T20:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/young-female-drivers-in-u-k-saw-premiums-rise-22-after-gender-based-pricing-ruling/</loc>
		<lastmod>2024-10-30T20:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/industry-should-consider-consequences-of-severe-space-weather-event-aon-benfield/</loc>
		<lastmod>2024-10-30T20:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/smes-in-u-k-confident-necessary-business-insurance-in-place-survey/</loc>
		<lastmod>2024-10-30T20:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-uses-crime-stoppers-month-to-promote-reporting-of-insurance-fraud/</loc>
		<lastmod>2024-10-30T20:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/bushfires-spark-another-catastrophe-declaration-in-australia/</loc>
		<lastmod>2024-10-30T20:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-brunswick-court-upholds-order-to-produce-fire-documents-for-state-farm/</loc>
		<lastmod>2024-10-30T20:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/7-chance-industry-could-see-natural-catastrophe-losses-similar-to-2011-level-report/</loc>
		<lastmod>2024-10-30T20:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-board-upholds-caution-issued-to-ime-in-auto-claim/</loc>
		<lastmod>2024-10-30T20:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-group-acquires-first-insurance-agencies/</loc>
		<lastmod>2024-10-30T20:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/specialty-risk-company-launches-database-for-stolen-golf-carts/</loc>
		<lastmod>2024-10-30T20:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/survey-suggests-support-for-improving-claims-process-upgrading-systems/</loc>
		<lastmod>2024-10-30T20:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kanetix-launches-mobile-app-for-auto-insurance-quote-comparison/</loc>
		<lastmod>2024-10-30T20:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-advocates-for-gardiner-expressway-construction-work-in-toronto/</loc>
		<lastmod>2024-10-30T20:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/carstar-appoints-new-executives-as-part-of-business-transition/</loc>
		<lastmod>2024-10-30T20:40:24+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/01/1002002399-1002002666.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mclennan-group-insurance-launches-mobile-app-for-carp-members/</loc>
		<lastmod>2024-10-30T20:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/manitoba-public-insurance-reports-stable-financial-performance/</loc>
		<lastmod>2024-10-30T20:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/37-of-u-s-respondents-report-spending-more-on-insurance-over-the-past-year/</loc>
		<lastmod>2024-10-30T20:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/relationship-between-brokers-insurance-companies-improved-in-2012-survey/</loc>
		<lastmod>2024-10-30T20:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-government-reviewing-1200-files-on-impaired-drivers/</loc>
		<lastmod>2024-10-30T20:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/small-underwriting-profit-predicted-for-canadian-insurers/</loc>
		<lastmod>2024-10-30T20:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canada-gets-a-c-grade-on-environmental-report-card/</loc>
		<lastmod>2024-10-30T20:40:24+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/01/1001999302-1001999471.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-lays-84-charges-against-two-toronto-rebab-clinics-four-people-for-auto-fraud/</loc>
		<lastmod>2024-10-30T20:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-auto-reforms-produced-a-switch-from-accident-benefits-to-tort/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/catastrophe-losses-including-sandy-affect-travelers-fourth-quarter-financials/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadian-underwriter-and-swiss-re-team-up-for-webinar-on-canadian-risk-landscape/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-industry-achieves-change-to-provincial-building-code-aimed-at-limiting-damage/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/californians-urged-to-update-preparedness-plans/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-analyzes-insurable-risks-from-carbon-emission-reduction-technologies/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-cat-risk-insurance-pilot-program-launched-for-pacific-island-nations/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/non-profit-aims-to-improve-catastrophe-modelling/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-court-rules-in-favour-of-lombard-over-auto-insurance-lawsuit-for-leased-vehicle/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-rules-for-insurer-after-assault-victim-tries-to-claim-auto-accident-benefits/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-insurance-rates-down-in-ontario-and-alberta-up-in-quebec-in-q4-2012/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-warns-consumers-about-insurance-scam-involving-unlicensed-person/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/majority-of-u-k-insurance-respondents-somewhat-pessimistic-about-investment-outlook/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-government-proposes-regulatory-changes-to-fight-auto-insurance-fraud/</loc>
		<lastmod>2024-10-30T20:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-market-will-continue-to-deglobalize/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/01/1002017418-1002017419.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-insurers-may-not-be-ready-for-risk-management-risk-solvency-legislation/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/african-markets-present-growth-opportunity-for-insurance-industry/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/telematics-could-change-how-personal-insurance-is-sold-cooke/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/driving-business-to-broker-channel-demands-considering-new-approaches/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-benfield-swiss-re-develop-new-reinsurance-product-for-weather-losses/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-insurance-employs-22000-directly-in-more-than-6000-firms-in-ontario-study/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/low-interest-rates-put-upward-pressure-on-pc-insurance-premiums-sp/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bermuda-market-entering-2013-on-a-strong-note/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/updated-appraisals-key-to-ensuring-artworks-are-properly-insured/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/telematics-expected-to-drive-auto-premiums-in-future/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/effects-of-cyclone-prompt-catastrophe-declaration-in-australia/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/natural-perils-in-2012-caused-72-billion-in-insured-losses-aon-benfield/</loc>
		<lastmod>2024-10-30T20:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/changing-canadian-risk-landscape-leaves-questions-for-the-industry/</loc>
		<lastmod>2024-10-30T20:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/few-motorists-carry-necessary-emergency-supplies-in-their-trunks-survey/</loc>
		<lastmod>2024-10-30T20:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/zurich-canada-names-new-head-of-commercial-transportation-business/</loc>
		<lastmod>2024-10-30T20:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-dominion-launches-mobile-friendly-quoting-portal-for-broker-partners/</loc>
		<lastmod>2024-10-30T20:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kanetix-partners-with-gore-mutual-to-expand-commercial-quotes/</loc>
		<lastmod>2024-10-30T20:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/teen-made-safe-driving-psas-to-be-distributed-throughout-u-s/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-microinsurance-sector-to-double-by-2020-industry-network-says/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/revenue-up-for-brokerage-firm-arthur-j-gallagher/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/use-of-rating-factors-causing-safe-drivers-in-u-s-to-pay-more-consumer-group/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/collision-repair-centres-grapple-with-vehicle-electronics-lightweight-materials/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-community-fund-announces-grand-prize-winners/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/multiple-parts-ordering-systems-makes-collision-repair-centres-inefficient-analyst/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/collision-repair-centres-caught-in-the-middle-between-insurers-vehicle-manufacturers/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/most-severe-flooding-in-eastern-australia-seems-to-have-passed-air-worldwide/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/consultants-report-predicts-toronto-climate-in-2040s-forecasting-more-intense-rain-storms/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2012-historical-year-for-bond-issuance-in-insurance-linked-securities-market/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/business-interruption-natural-catastrophes-and-fire-top-risks-for-2013-survey/</loc>
		<lastmod>2024-10-30T20:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-judge-rules-on-auto-insurers-duty-to-defend-beyond-limits/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/most-u-s-drought-conditions-to-persist-until-end-of-april/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/02/1002039111-1002039167.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-court-accepts-plea-resolving-criminal-claims-against-bp/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/home-insurance-clients-advised-to-check-coverage-before-renovating/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-donates-30000-to-risk-management-resource-organization-mcgannon-foundation/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/quebec-insurer-partners-with-air-ambulance-service/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-auto-insurers-arent-targeting-the-right-consumers-despite-high-marketing-spend-report/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/many-companies-in-europe-do-not-give-sufficient-attention-to-cyber-risks-survey/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/intact-takes-new-step-in-business-intelligence-capabilities/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/everest-insurance-canada-appoints-new-ceo/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-insurance-market-stable-for-2013-possible-rate-increases-in-second-half-marsh/</loc>
		<lastmod>2024-10-30T20:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/truck-tailgate-theft-up-in-the-u-s-report/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-posts-4-3-billion-profit-for-2012-satisfied-with-renewals/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/intact-reports-net-income-of-587-million-for-2012/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/claims-managers-must-remember-importance-of-customer-service-good-faith/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/industry-could-see-more-ma-activity-this-year-outlook-report-says/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/professional-education-allows-for-more-career-success-better-customer-service-poll/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/dynamic-risk-management-needed-to-address-minings-threat-landscape-willis/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/marine-risk-experts-invited-to-bid-on-federal-hazardous-materials-spill-preparedness-study/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/hub-international-makes-two-canadian-acquisitions/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/campaign-on-vehicle-safety-features-launched-after-poll-suggests-most-canadians-dont-fully-understand-them/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-ndp-leader-says-lowering-auto-insurance-rates-a-priority-for-spring-session/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-says-ontario-ndps-plan-to-reduce-auto-insurance-rates-arbitrary/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/recent-developments-helping-auto-fraud-fighting-efforts-in-ontario/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/half-of-employees-think-taking-company-ip-when-leaving-their-job-is-okay-survey/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/how-insurance-regulatory-reform-can-help-with-disaster-recovery-in-asia-pacific/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-georgia-storms-estimated-at-75-million/</loc>
		<lastmod>2024-10-30T20:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/guidance-to-prepare-directors-facing-the-risk-of-ma-litigation/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/despite-recent-low-losses-catastrophe-risk-in-canada-shouldnt-be-underestimated/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/january-marked-by-flooding-in-australia-indonesia-causing-losses-of-6-billion/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/how-adjusters-can-handle-staged-collisions/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ace-launches-energy-insurance-at-lloyds/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/claims-conference-speakers-offer-advice-on-residential-fuel-oil-leaks/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/competitive-market-low-investment-yields-mean-negative-ratings-outlook-for-u-s-commercial-lines-a-m-best/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/catastrophe-models-dont-account-for-all-losses-lockton/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/strong-winds-heavy-snow-flooding-predicted-for-east-coast/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cyber-threats-top-concern-over-other-business-risks-for-execs-survey/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/storm-sandy-affects-allstates-fourth-quarter-earnings/</loc>
		<lastmod>2024-10-30T20:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-buying-reinsurance-for-crop-losses/</loc>
		<lastmod>2024-10-30T20:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/iclr-schedules-seismic-risk-workshop-in-toronto/</loc>
		<lastmod>2024-10-30T20:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ascent-underwriting-offers-privacy-breach-insurance-in-canada-through-lloyds-affiliates/</loc>
		<lastmod>2024-10-30T20:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/iag-estimates-oswald-claims-to-date-at-as-much-as-140-million/</loc>
		<lastmod>2024-10-30T20:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/no-substantial-structural-damage-reported-in-recent-snow-storm-air-worldwide/</loc>
		<lastmod>2024-10-30T20:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/scor-global-reports-strong-renewals/</loc>
		<lastmod>2024-10-30T20:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/more-than-60-of-u-s-insurers-embracing-mobile-for-policyholders-broker-capabilities/</loc>
		<lastmod>2024-10-30T20:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/claims-for-australian-catastrophes-have-reached-670-million/</loc>
		<lastmod>2024-10-30T20:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/storms-at-least-one-tornado-hit-mississippi/</loc>
		<lastmod>2024-10-30T20:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/distracted-driving-responsible-for-30-of-motor-vehicle-deaths-in-b-c-last-year/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/zurich-reports-2012-profit-of-4-1-billion/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/revenues-up-for-three-major-global-brokerages/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/supply-chain-interruptions-getting-more-expensive-survey/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/regulation-information-security-among-top-concerns-of-executives/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/anticipating-quickly-adapting-to-change-critical-to-insurers-future-success/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-insurance-workforce-younger-in-2012-than-in-2007-report/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/former-ibac-president-macgregor-joins-avec-insurance/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/02/1002068604-1002068635.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-appoints-new-ontario-leader-of-large-commercial-specialty-business/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-expands-in-saskatchewan/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/car-drivers-mostly-at-fault-in-u-s-fatal-collisions-involving-trucks-report/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-lays-out-how-insurers-should-take-on-usage-based-insurance-programs/</loc>
		<lastmod>2024-10-30T20:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/state-farm-sues-toronto-medical-assessment-centre-over-auto-claims/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/number-of-insured-sandy-damaged-vehicles-estimated-at-250500/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/annual-net-income-nearly-doubles-accident-loss-ratios-drop-at-allianz/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-net-income-jumps-to-4-2-billion-for-2012/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-increases-net-income-by-68-set-to-continue-demutualization-plans/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-canada-reports-8-increase-in-net-written-premiums-for-2012/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-managing-general-underwriter-predicts-big-increase-in-use-of-transactional-insurance-in-2013/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/marsh-creates-single-risk-management-practice-group-to-help-better-serve-large-corporates/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/considering-where-an-organization-is-with-big-data-can-guide-where-it-should-be-celent/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/questionable-claims-in-the-u-s-up-since-2010-report-says/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/2013-will-see-rapid-expansion-of-telematics-programs-in-north-america/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-proposes-auto-fund-rate-increase/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/russia-moves-to-restore-buildings-after-meteor-disintegrates-over-chelyabinsk-region/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/written-premiums-investment-income-up-at-the-co-operators/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/guidance-should-be-to-interpret-codes-as-requiring-installation-of-backwater-valves/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/emerging-contingent-business-interruption-risk-modelling-practices-hold-promise-report/</loc>
		<lastmod>2024-10-30T20:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/net-income-more-than-doubles-for-egi-financial/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/manitoba-expands-agriinsurance-coverage-for-the-province/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cunningham-lindsey-rejoins-canadian-independent-adjusters-association/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-guarantee-appoints-new-vp-for-specialty-business-aimed-at-high-net-worth-individuals/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-insurer-ponders-offering-privacy-breach-response-in-canada/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ndp-presses-for-auto-premium-reductions-in-ontario-budget/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-reports-net-loss-of-4-billion-for-q4-2012-net-income-of-3-4-billion-for-the-year/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/majority-of-execs-say-they-will-benefit-from-an-erm-program/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/concern-for-some-environmental-issues-down-but-up-for-climate-change-report/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/02/1002099312-1002099313.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-york-new-jersey-order-new-measures-to-speed-up-sandy-claims-disputes/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/industry-must-recognize-shortcomings-of-cat-models-says-gen-re-head/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/snow-in-midwest-u-s-to-help-but-not-end-long-running-drought/</loc>
		<lastmod>2024-10-30T20:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/urbanization-growing-population-density-increasing-u-s-tornado-exposure-lloyds/</loc>
		<lastmod>2024-10-30T20:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-rules-for-insurers-in-onex-do-liability-case/</loc>
		<lastmod>2024-10-30T20:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-using-mobile-social-media-to-tackle-customer-retention-problems/</loc>
		<lastmod>2024-10-30T20:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/average-auto-collision-repair-costs-will-increase-report/</loc>
		<lastmod>2024-10-30T20:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/national-brokers-insurance-services-acquires-family-owned-ontario-brokerage/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-pc-insurers-at-a-turning-point-with-claims-management-systems/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-brokerage-president-to-receive-enterprising-women-of-the-year-award/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibao-rolling-out-iclarify-training-for-brokers/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/nominations-open-for-cip-societys-national-leadership-awards/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sluggish-economic-conditions-regulatory-complexity-major-challenges-for-2013/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ma-activity-in-agent-broker-space-reached-record-high-in-2012-report/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-guarantee-offers-corporate-clients-privacy-breach-training-through-idt911/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-mpp-says-constituents-ignored-when-complaining-about-poor-state-of-major-northern-road/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/restoration-companies-travel-insurance-provider-and-brokerage-make-50-best-managed-companies-list/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-meets-with-ontario-ndp-to-discuss-auto-insurance-premiums/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/osfi-releases-final-revised-earthquake-exposure-guideline/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/spring-flood-risk-for-manitoba-lower-than-2011-moderately-higher-than-last-year/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ibc-fsco-remind-consumers-how-to-report-auto-insurance-scams-as-fraud-prevention-month-kicks-off/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-condo-owners-lawsuit-over-travelers-home-warranty-going-to-trial/</loc>
		<lastmod>2024-10-30T20:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-winter-storms-cause-100-million-in-economic-losses-in-february/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-upholds-decision-in-favour-of-meloche-in-optional-auto-accident-benefits-case/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-warns-that-gic-mutual-insurance-not-licensed-to-do-business-in-ontario/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/australia-invests-100-million-in-flood-mitigation-infrastructure/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-pc-party-continues-push-to-let-private-insurers-compete-with-workers-compensation-program/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-carriers-need-data-management-strategy-if-using-telematics/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/progressives-ubi-licensing-plans-leave-questions-report/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-announces-new-collective-name-for-specialty-risks-large-domestic-business/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/young-british-drivers-could-see-auto-insurance-costs-drop-by-20-if-proposals-implemented-insurers-association-says/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/marsh-offering-in-u-k-helps-largest-firms-measure-value-of-insurance-resources/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/frozen-pipes-can-be-averted-through-proper-maintenance-u-s-institute/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/coordinated-supervisory-response-needed-to-long-lasting-low-interest-rates-european-authority/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/berkshire-hathaways-warren-buffett-touts-financial-performance-of-general-re-geico/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/portage-la-prairie-mutual-insurance-remains-full-partner-in-ibacs-broker-identity-program/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/major-atlantic-independent-brokerage-acquires-nova-scotia-brokerage-c-d-armstrong/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-surveys-carriers-on-market-for-taxi-insurance-in-ontario/</loc>
		<lastmod>2024-10-30T20:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/court-rules-against-insurance-corporation-of-b-c-in-fatal-truck-collision/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/un-organizations-among-those-hosting-meeting-on-drought-policy/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fraud-detection-software-a-good-investment-if-claims-staff-know-how-to-use-it/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/drought-events-increasing-but-still-an-underestimated-risk-munich-re/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/homeowners-businesses-in-u-s-warned-of-mould-dangers-in-wake-of-sandy/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-institute-for-highway-safety-announces-honda-civic-first-small-car-to-be-awarded-top-safety-pick/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/people-often-the-weak-security-link-for-canadian-firms-report/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/towers-watson-vodafone-launch-telematics-program-with-aig-signed-up-for-pilot/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-brokers-struggle-with-connectivity-issues-despite-technology-advancements/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/intact-remains-full-partner-in-ibacs-broker-identity-program/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sap-to-acquire-toronto-based-camilion-solutions/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-plc-writes-down-billions-in-2012-but-increases-operating-profit-in-canada/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/applied-systems-to-acquire-ivans-pc-business/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pei-adopts-significantly-higher-car-insurance-levy-in-2013/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/65-of-firms-in-u-k-fear-a-cyber-attack-in-2013-survey/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/scor-reports-net-income-of-418-million-euros-for-2012/</loc>
		<lastmod>2024-10-30T20:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/bermuda-insurers-will-cover-more-than-2-5-billion-of-sandy-claims/</loc>
		<lastmod>2024-10-30T20:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-insurers-regulators-urged-to-prepare-for-climate-change-ceres/</loc>
		<lastmod>2024-10-30T20:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/aon-benfield-forecasting-arm-introduces-new-cat-scenario-models/</loc>
		<lastmod>2024-10-30T20:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/funds-would-help-create-dedicated-infrastructure-bank-in-new-york-state/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-nears-halfway-point-of-mediation-backlog-pilot-initiative/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/zurich-announces-five-year-alliance-with-red-cross-for-flood-resilience-program/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/companies-buying-cyber-insurance-increased-33-in-2012-says-marsh/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/loss-ratio-improves-for-desjardins-general-ontario-auto-still-a-concern/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/high-net-worth-families-in-u-s-underinsured-ace-survey/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/vehicle-stability-assist-malfunction-spurs-honda-recall-in-canada/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-group-introduces-specialty-program-for-u-s-dairy-producers/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/decision-on-motorcycle-premiums-looming-in-saskatchewan/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-ma-activity-in-the-u-s-could-pick-up-this-year-says-deloitte/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-must-tap-into-technology-to-improve-customer-experience/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/requiring-accredited-medical-experts-to-examine-whiplash-claims-part-of-u-k-insurers-proposals/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-ndp-urges-government-to-release-details-on-auto-insurance-industry-profits/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/forecasters-predict-higher-than-normal-ontario-thunderstorm-threat/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-too-involved-in-auto-insurance-price-setting-says-pc-critic/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/higher-prices-across-all-account-sizes-for-standard-commercial-lines-in-u-s-towers-watson/</loc>
		<lastmod>2024-10-30T20:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-industry-profit-up-but-declining-investment-income-a-concern-fitch/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/semitrailer-underride-guards-put-passenger-vehicle-occupants-at-risk-in-certain-crashes-u-s-institute/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-to-begin-pilot-implementation-of-edoc-xml-standard-with-select-brokers/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-transportation-insurance-market-hardening-but-still-not-classic-hard-market-survey/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/more-organizations-inquiring-about-do-liability-insurance-survey/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-throttles-back-motorcycle-insurance-premium-increases/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/demand-for-transactional-risk-insurance-up-last-year-report/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadians-concerned-about-possible-water-damage-from-storms-but-may-not-be-prepared-for-it-survey/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/03/1002148203-1002148205.jpg</image:loc>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canada-manitoba-recognize-new-professorship-in-agricultural-risk-management-and-insurance/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-group-pans-proposed-bill-to-create-a-national-catastrophe-fund/</loc>
		<lastmod>2024-10-30T20:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-warns-of-unlicensed-woman-acting-as-a-broker-and-auto-insurance-scam-in-ontario/</loc>
		<lastmod>2024-10-30T20:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/structural-damage-from-earthquakes-can-have-negative-impact-on-fire-safety-performance-researchers-say/</loc>
		<lastmod>2024-10-30T20:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-court-of-appeal-rules-against-motorcycle-accident-victim-denied-claim-for-loss-of-earnings/</loc>
		<lastmod>2024-10-30T20:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-urges-drivers-to-be-alert-for-more-wildlife-on-roadways-during-spring/</loc>
		<lastmod>2024-10-30T20:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-political-risk-map-shows-reduced-risks-in-some-emerging-markets/</loc>
		<lastmod>2024-10-30T20:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/symbility-claims-app-now-available-for-android/</loc>
		<lastmod>2024-10-30T20:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fm-global-reports-net-income-of-774-million-for-2012/</loc>
		<lastmod>2024-10-30T20:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-insurance-it-spending-to-reach-140-2-billion-this-year/</loc>
		<lastmod>2024-10-30T20:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/personal-lines-results-key-to-2012-growth-for-canadian-pc-market/</loc>
		<lastmod>2024-10-30T20:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/honda-toyota-vehicles-top-most-stolen-list/</loc>
		<lastmod>2024-10-30T20:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-group-introduces-coverage-for-yachts-recreational-watercraft/</loc>
		<lastmod>2024-10-30T20:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/loss-or-damage-of-data-information-an-issue-for-more-companies-industries-says-marsh-exec/</loc>
		<lastmod>2024-10-30T20:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-seeks-consumer-input-on-ontario-auto-insurance-with-interactive-display/</loc>
		<lastmod>2024-10-30T20:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/construction-contract-requiring-builders-insurance-supersedes-lease-agreement-ontario-court/</loc>
		<lastmod>2024-10-30T20:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/saskatchewan-sets-out-198-3-million-for-crop-insurance-in-latest-budget/</loc>
		<lastmod>2024-10-30T20:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/asia-pacific-to-drive-insurance-industry-premium-growth-by-2020/</loc>
		<lastmod>2024-10-30T20:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/superstorm-sandy-cost-global-marine-market-2-5-billion-to-3-billion-iumi/</loc>
		<lastmod>2024-10-30T20:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sap-application-takes-aim-at-us3-5-trillion-of-fraud-worldwide/</loc>
		<lastmod>2024-10-30T20:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/24-of-americans-in-poll-say-claims-padding-is-okay/</loc>
		<lastmod>2024-10-30T20:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/tredd-group-announces-merger-in-calgary/</loc>
		<lastmod>2024-10-30T20:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/federal-government-pledges-53-5-billion-over-next-decade-for-infrastructure/</loc>
		<lastmod>2024-10-30T20:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/report-documents-populations-businesses-in-california-tsunami-inundation-zone/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/harsh-winter-weather-top-cause-for-u-k-business-disruption-many-companies-unprepared-survey/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/claimspro-adds-niche-adjusting-firm-to-business-expands-b-c-presence/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/toronto-vancouver-montreal-rank-among-low-risk-cities-for-talent-management-aon-hewitt/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/totten-insurance-group-founder-ross-totten-set-to-retire-in-june/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-group-begins-transition-plan-after-president-scott-tannas-appointed-to-senate/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/third-of-british-small-businesses-would-make-fake-claims-survey/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/more-activity-consolidation-expected-for-canadas-pc-industry-pwc-official/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/losses-increase-for-auto-carrier-kingsway-financial/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/applied-systems-announces-rebranding/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/shipwreck-costs-increasing-pressure-on-reinsurers-lloyds/</loc>
		<lastmod>2024-10-30T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-customer-satisfaction-high-for-property-claims-despite-high-number-of-settlements/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/partnerre-establishes-new-companion-facility-lorenz-re/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/eiopa-consulting-on-guidelines-for-preparation-of-solvency-ii/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-extends-clean-energy-vehicle-incentive-program/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/loss-ratio-improves-in-2012-for-lloyds-despite-billions-in-storm-sandy-claims/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/plant-hope-adjusters-opens-new-office-in-nova-scotia/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-liberals-support-ndp-motion-for-15-reduction-in-auto-insurance-rates/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/nova-scotia-bulletin-provides-service-fee-schedule-to-take-effect-in-april/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-court-admits-as-evidence-insurance-carriers-letter-marked-without-prejudice/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/forest-service-scientist-to-discuss-canadian-wildfire-risk-at-forum/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/more-severe-storms-than-last-year-predicted-for-2013/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-judge-rules-against-condo-corporation-that-took-more-than-two-years-to-accept-claims-adjusters-settlement-offer/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/earthquake-sways-buildings-in-taiwan-damage-limited/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-york-extends-deadline-to-get-federal-funds-for-uninsured-damage-repairs-after-sandy/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-catastrophe-losses-in-2012-reached-77-billion-most-losses-in-the-u-s-swiss-re/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/major-flooding-possible-on-manitobas-assiniboine-river/</loc>
		<lastmod>2024-10-30T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/improved-resiliency-aided-by-disaster-mitigation-guiding-decision-making-swiss-re/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ibc-finds-earthquake-coverage-gap-for-homeowners/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-issues-ruling-on-minor-injury-guideline-in-disputed-auto-claim/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-rules-against-scrap-dealer-who-tried-to-use-liability-insurance-to-pay-employees-injury-claim/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cat-modelling-firm-launches-public-sector-consulting-service/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-auto-continues-to-plague-canadian-pc-insurers/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-public-insurer-forms-committee-to-review-motorcycle-rate-issue/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/embracing-technology-key-for-brokers-to-stay-competitive-ibao-head/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canada-specific-elements-key-to-developing-applieds-epic-7-broker-management-system/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-touches-on-claims-costs-usage-based-insurance-in-draft-of-2013-priorities/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-parts-group-reports-three-in-four-vehicles-need-work/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canada-poised-for-strong-auto-sales-this-year-bmo/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/belairdirect-now-using-social-media-for-customer-service-claims-help/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/one-in-four-road-deaths-related-to-distracted-driving-manitoba-public-insurance/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lack-of-social-media-policies-seen-as-risky-for-organizations/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/influx-of-new-capital-a-threat-to-reinsurers-willis-re/</loc>
		<lastmod>2024-10-30T20:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/early-action-required-to-combat-insurance-fraud-and-dire-losses-aite-group/</loc>
		<lastmod>2024-10-30T20:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-pc-industry-must-invest-in-technology-new-talent-to-stay-competitive/</loc>
		<lastmod>2024-10-30T20:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/motor-vehicle-accident-death-rate-rises-in-u-s/</loc>
		<lastmod>2024-10-30T20:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-2011-flood-review-task-force-outlines-126-recommendations-for-future-events/</loc>
		<lastmod>2024-10-30T20:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-settlement-reached-in-toyota-unintended-acceleration-recalls/</loc>
		<lastmod>2024-10-30T20:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/greenhouse-gases-more-moisture-in-atmosphere-could-lead-to-more-intense-precipitation-study/</loc>
		<lastmod>2024-10-30T20:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-launches-second-phase-of-rain-barrel-project-in-pei/</loc>
		<lastmod>2024-10-30T20:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/record-levels-for-global-reinsurer-capital-aon-benfield/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-legislative-committee-beginning-public-hearings-on-auto-insurance/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/state-farm-charity-launch-safe-driving-event-aimed-at-teens/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/archway-insurance-to-acquire-nova-scotia-brokerage/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-touches-on-low-interest-rates-imf-assessment-program-in-2013-priorities/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/many-insurers-say-big-data-promise-is-overblown-survey/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-issues-warning-of-unlicensed-company-offering-insurance/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kaufman-financial-group-acquires-specialty-insurance-company/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-auto-rate-board-schedules-public-meeting-in-june/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-auto-insurer-launches-distracted-driving-prevention-tool-for-teens/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cgb-group-acquires-southern-ontario-brokerage/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/effects-of-climate-change-increasingly-influencing-u-s-thunderstorm-losses-munich-re/</loc>
		<lastmod>2024-10-30T20:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-government-commits-584-million-to-upgrade-schools-in-high-seismic-areas/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/researchers-predict-above-average-number-of-major-storms-for-2013-atlantic-hurricane-season/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-government-says-many-flood-recommendations-already-underway-costs-could-reach-1-billion/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/late-season-winter-storms-cause-damage-in-europe-u-s-in-march/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-posts-superintendents-report-on-insurance-for-2011/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/consumer-group-releases-recommendations-to-fix-b-c-public-auto-insurer/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-institute-to-offer-new-course-for-saskatchewan-auto-restricted-licensing/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-group-partners-with-tech-firm-for-new-loss-prevention-offering/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-insurers-in-the-u-s-to-see-strong-net-premium-growth-this-year/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/components-maker-aims-safety-cameras-at-non-luxury-vehicles/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/predictive-analytics-computer-enabled-vehicles-among-top-tech-trends/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-insurance-rates-will-likely-increase-over-rest-of-year-willis/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-companies-will-invest-more-in-claims-fraud-detection-systems-over-next-few-years-report/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurance-pricing-stabilizes-amid-dynamic-capital-growth-guy-carpenter/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/40-of-all-home-insurance-claims-are-due-to-water-damage-insurer-says/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-commercial-premiums-up-loss-ratios-down-in-2012-fitch/</loc>
		<lastmod>2024-10-30T20:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/premiums-claims-down-for-aviation-insurers-aon/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-insurance-rates-decrease-in-new-brunswick-but-home-insurance-premiums-still-a-concern/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/changes-in-reinsurance-market-mean-opportunity-for-mutual-insurers-willis/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/record-underwriting-profits-for-sgi-canada-reduced-saskatchewan-rate-stabilization-reserve/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/allstate-expands-usage-based-insurance-program-launches-smartphone-app-in-the-u-s/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/manitoba-government-urges-homeowners-to-use-subsidy-for-basement-flood-mitigation/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ace-group-launches-new-agriculture-pc-business/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/over-inflated-charges-for-assistive-devices-costing-insurance-industry/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-fsco-make-submissions-for-ontario-committees-auto-insurance-hearings/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/modest-returns-on-equity-for-private-passenger-auto-insurers-over-last-two-years-ibc/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/distracted-driving-a-factor-in-more-fatalities-than-impaired-driving-opp/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/forest-fire-season-begins-in-new-brunswick/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/noaa-predicts-mixed-drought-outlook-for-u-s/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fracking-not-significant-in-causing-earthquakes-u-k-research/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/no-damage-expected-after-two-small-quakes-felt-in-b-c-quebec/</loc>
		<lastmod>2024-10-30T20:40:52+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/global-insurance-rates-continue-to-firm-marsh/</loc>
		<lastmod>2024-10-30T20:40:53+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-budget-includes-pst-increase-for-infrastructure-flood-protection/</loc>
		<lastmod>2024-10-30T20:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/many-canadians-arent-confident-businesses-are-protecting-their-personal-information/</loc>
		<lastmod>2024-10-30T20:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/quebec-insurer-group-allows-consumers-online-access-to-claims-history/</loc>
		<lastmod>2024-10-30T20:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-supports-earthquake-prevention-plan-in-high-risk-region-of-india/</loc>
		<lastmod>2024-10-30T20:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/supply-chain-interruption-insurance-has-slow-uptake-in-downstream-energy-market-willis/</loc>
		<lastmod>2024-10-30T20:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/orsa-leads-naturally-to-setting-an-organizations-risk-appetite/</loc>
		<lastmod>2024-10-30T20:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-cat-bond-issuance-in-q1-reached-670-million/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/how-an-earthquake-or-sun-spot-could-cripple-canadas-pc-industry/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/allstate-reports-cat-losses-of-359-million-for-first-quarter/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/wind-and-hail-caused-3-9-billion-in-damage-last-year-state-farm/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/pc-industry-must-meet-promise-to-consumers-despite-growing-complexity-of-regulatory-environment-ibc-president/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/many-consumers-say-businesses-arent-transparent-enough-about-privacy-risks/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/growth-for-global-reinsurance-continues-but-economic-challenges-remain-a-m-best/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sleepy-drivers-account-for-20-of-collisions-study/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-unveils-environmental-liability-coverage-for-food-and-beverage-processors/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswick-premier-appoints-new-acting-ombudsman/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-increases-access-to-driver-training-for-first-nations-students/</loc>
		<lastmod>2024-10-30T20:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/customer-satisfaction-down-in-u-s-auto-claims-experience-j-d-power/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/travelers-reports-slight-increase-in-first-quarter-net-written-premiums/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/actuary-takes-top-spot-on-job-ranking-list-for-2013/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-commitment-to-global-expansion-illustrated-with-new-chapters-award-recipients-announced/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/opportunity-for-risk-management-to-deliver-more-value-rims-marsh-survey/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/risk-management-becoming-more-involved-in-critical-decision-making-rims-president/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/seven-ontario-municipalities-declare-states-of-emergency-claims-teams-on-standby/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/risk-readiness-among-organizations-declined-last-year-global-survey-says/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-community-service-day-kicks-off-rims-conference-exhibition/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/how-a-director-of-a-failed-company-can-still-be-on-the-hook-for-employees-pay-after-resigning/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-rules-against-insurer-denying-defence-costs/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/93-of-new-york-new-jersey-claims-from-sandy-settled/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-regulator-warns-of-individual-selling-false-insurance-cards/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/air-worldwide-launches-new-service-for-real-time-climate-risk-analysis/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-rules-against-auto-accident-claims-fund-after-attempt-to-suspend-uninsured-drivers-licence/</loc>
		<lastmod>2024-10-30T20:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/many-americans-aware-of-flood-risks-but-dont-take-out-additional-coverage-for-homes/</loc>
		<lastmod>2024-10-30T20:40:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/madd-canada-pushes-for-feds-to-implement-2009-recommendations-on-impaired-driving/</loc>
		<lastmod>2024-10-30T20:40:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/risks-for-directors-and-officers-higher-than-ever-but-often-arent-fully-understood-report/</loc>
		<lastmod>2024-10-30T20:40:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/heavy-rain-storms-cause-flood-damage-to-homes-in-u-s-midwest/</loc>
		<lastmod>2024-10-30T20:40:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/sichuan-earthquake-could-affect-chinese-manufacturers-eqecat/</loc>
		<lastmod>2024-10-30T20:40:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cip-society-speakers-discuss-impact-of-direct-writers/</loc>
		<lastmod>2024-10-30T20:40:56+00:00</lastmod>
	</url>
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