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		<lastmod>2024-10-30T20:40:56+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:56+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/co-operators-reports-net-income-of-58-1-million-for-q1/</loc>
		<lastmod>2024-10-30T20:40:57+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/guarantee-ceo-shares-theories-on-decline-of-foreign-pc-carriers-in-canada/</loc>
		<lastmod>2024-10-30T20:40:57+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-rules-farmer-driving-uninsured-atv-on-road-not-foreclosed-from-claiming-income-replacement/</loc>
		<lastmod>2024-10-30T20:40:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:57+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:58+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:58+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:59+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:59+00:00</lastmod>
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	<url>
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		<lastmod>2024-10-30T20:40:59+00:00</lastmod>
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		<lastmod>2024-10-30T20:40:59+00:00</lastmod>
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	<url>
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		<lastmod>2024-10-30T20:40:59+00:00</lastmod>
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		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
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	<url>
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		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
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		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
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	<url>
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		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sgi-canada-kanetix-team-up-for-commercial-small-business-online-quoting-service/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-government-to-mandate-sprinklers-in-retirement-homes/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/decrease-in-indexed-price-of-vehicle-parts-market-basket-mitchell/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/revenue-loss-ratio-up-at-intact-financial/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/munich-re-posts-profit-of-979-million-euros-for-first-quarter-of-2013/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/companies-dont-have-adequate-mitigation-plans-for-natural-catastrophes-survey/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
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	<url>
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		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-bureau-advises-canadians-on-emergency-preparedness/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/specialty-insurance-company-says-municipal-liability-reforms-needed-to-avoid-crisis/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/central-ontario-township-hit-by-flooding-seeks-disaster-declaration/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-information-institute-urges-u-s-residents-to-consider-flood-policies-as-hurricane-season-approaches/</loc>
		<lastmod>2024-10-30T20:41:00+00:00</lastmod>
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	<url>
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		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-industry-poised-to-play-key-role-in-food-security-risk-issues-over-next-decade/</loc>
		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cell-phone-use-in-fatal-crashes-often-unreported-u-s-study-says/</loc>
		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
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		<loc>https://uat.canadianunderwriter.ca/news/claims/quarterly-cat-bond-update-shows-positive-trend-forming/</loc>
		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
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	<url>
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		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
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	<url>
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		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/69-of-surveyed-canadian-businesses-experienced-cyber-attack-in-a-12-month-period-report/</loc>
		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/allianz-names-new-chief-agent-for-canada/</loc>
		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/net-income-down-gross-written-premiums-up-at-economical-in-q1/</loc>
		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/net-income-down-15-in-q1-for-hannover-re/</loc>
		<lastmod>2024-10-30T20:41:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/high-winds-cause-damage-in-manitoba-municipality-state-of-emergency-declared/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/desjardins-launches-usage-based-insurance-program-in-ontario-quebec/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/profit-improvement-for-u-s-pc-industry-to-continue-in-2013-fitch/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/catlin-group-reports-12-increase-in-gwp-for-first-quarter/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/non-standard-auto-in-ontario-contributes-to-q1-underwriting-loss-for-egi/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/towers-watson-subsidiary-places-20-million-florida-cat-bond/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/carbon-dioxide-concentration-level-at-key-monitoring-site-reaches-record-high/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/defined-policies-key-when-using-social-media-in-investigations-police-constable/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-tories-schedule-auto-insurance-round-table-in-brampton/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-government-proposes-stricter-seatbelt-requirements/</loc>
		<lastmod>2024-10-30T20:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/liability-claims-costs-for-dog-bites-on-the-rise/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/guarantee-coo-advises-carriers-brokers-to-diversify-as-world-becomes-full-of-extremes/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-safety-board-recommends-states-lower-blood-alcohol-limits/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
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	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-government-accepts-emergency-response-recommendations-from-slave-lake-review/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-showcases-quebec-home-retrofitted-to-reduce-snow-earthquake-damage/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/72-billion-in-total-economic-loss-from-hurricane-sandy-aon-benfield/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-of-appeal-upholds-environmental-cleanup-order-against-city-of-kawartha-lakes/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-upholds-ruling-on-injured-childs-coverage-in-parents-uninsured-vehicle/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/consumers-willing-to-embrace-vehicle-tech-for-lower-insurance-maintenance-costs-survey/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/44-of-countries-measured-at-risk-of-terrorist-attack-aon/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/e-signatures-commercial-lines-among-csios-upcoming-focus-areas/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/losses-increase-for-kingsway-financial-as-it-winds-down-amigo-insurance-in-florida/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-wireless-giants-team-up-to-stop-texting-while-driving/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-gap-widens-for-environmental-losses-u-k-report/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-launches-education-campaign-for-young-drivers-in-quebec/</loc>
		<lastmod>2024-10-30T20:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/risk-management-strategies-must-address-insider-threats-report/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-commercial-lines-composite-rate-index-up-5-in-april-marketscout/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/transparency-key-for-brokers-to-retain-customer-confidence-keep-their-brand-positive/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/32-4-million-people-displaced-from-homes-because-of-disasters-in-2012/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/minor-earthquake-in-western-quebec-seismic-zone-felt-in-toronto/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/losses-from-disasters-will-stay-out-of-control-unless-disaster-risk-management-made-core-part-of-business-strategies-un/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-ndp-to-support-provincial-budget/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-group-inland-marine-unit-to-offer-truck-cargo-coverage/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-occupational-therapists-launch-new-resources-for-older-driver-safety/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/strong-insurance-sector-growth-expected-through-to-2020-munich-re/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/telematics-could-help-reduce-ontario-auto-premiums-insurer-president-says/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/granite-claims-solutions-acquires-collingwood-based-adjusting-firm/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-makes-deal-to-buy-b-c-insurance-services-firm/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/neuroscience-behavioural-studies-suggest-hands-free-texting-still-distracted-driving-risk/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/federal-government-renews-funding-for-boat-safety-projects/</loc>
		<lastmod>2024-10-30T20:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/net-income-drops-direct-written-premiums-rise-at-desjardins-general/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mobile-device-use-among-insurance-carriers-for-customer-service-tasks-growing/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/environment-canada-confirms-tornado-in-ontario/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/travelers-launches-new-customized-commercial-property-liability-coverage-in-canada/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/consumers-find-insurer-websites-easy-for-policy-services-challenging-when-shopping-for-coverage-report/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/travelers-to-get-hurricane-loss-protection-until-2016-through-300-million-cat-bond-issue/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-industry-loss-reserve-position-stable-conning/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/estimated-property-replacement-value-from-oklahoma-tornado-more-than-2-billion-air/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ime-companies-must-focus-on-client-service-diversify-in-face-of-regulatory-changes/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-provincial-police-lay-over-8000-charges-during-victoria-day-long-weekend/</loc>
		<lastmod>2024-10-30T20:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cargo-theft-on-the-rise-in-canada-u-s-report/</loc>
		<lastmod>2024-10-30T20:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-york-area-transit-agencies-get-3-7-billion-in-new-sandy-recovery-funds/</loc>
		<lastmod>2024-10-30T20:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/environment-canada-urges-canadians-to-prepare-for-active-hurricane-season-this-year/</loc>
		<lastmod>2024-10-30T20:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/scotties-tissue-manufacturer-appeals-to-supreme-court-in-quest-to-pursue-subrogated-claim-over-warehouse-fire/</loc>
		<lastmod>2024-10-30T20:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/noaa-forecasts-active-or-extremely-active-2013-atlantic-hurricane-season/</loc>
		<lastmod>2024-10-30T20:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-brokers-urge-young-drivers-to-stay-sober-this-summer-as-impaired-driving-incidents-increase/</loc>
		<lastmod>2024-10-30T20:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswick-makes-changes-to-off-road-vehicle-legislation/</loc>
		<lastmod>2024-10-30T20:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswick-government-proposes-consolidated-financial-services-commission/</loc>
		<lastmod>2024-10-30T20:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/washington-d-c-virginia-beach-risky-road-trip-destinations-based-on-crash-data/</loc>
		<lastmod>2024-10-30T20:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-u-k-businesses-unprepared-for-terrorism-threats-study/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/demand-for-cyber-risk-insurance-likely-to-increase-but-pricing-its-a-challenge-report/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-product-created-to-fill-gaps-in-coverage-following-a-terrorist-attack/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/major-growth-potential-for-insurance-sector-in-middle-east-north-africa-report/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/boiler-inspection-and-insurance-co-combines-equipment-breakdown-data-compromise-coverage-in-one-package/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bicycle-related-crashes-peak-during-summer-months-icbc/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-getting-hit-hardest-by-severe-weather-ibc/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-judge-orders-part-of-defence-statements-be-removed-in-case-against-auto-insurance-agents/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/settled-claims-in-wake-of-new-zealand-quakes-surpass-7-billion/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ny-regulator-requires-insurers-to-provide-information-on-their-cyber-security-policies/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-seminar-to-look-at-hurricanes-in-canadian-context/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-capital-markets-places-175-million-cat-bond-for-named-storm-earthquake-risks-for-allianz/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/saskatchewan-officials-issue-356-tickets-during-two-day-traffic-safety-blitz/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/noaa-predicts-below-average-hurricane-seasons-for-central-eastern-pacific/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-policies-in-oklahoma-should-remain-in-place-after-tornadoes-storms/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/large-u-s-storm-system-estimated-to-cost-2-5-billion-eqecat/</loc>
		<lastmod>2024-10-30T20:41:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-auto-insurance-regulation-changes-take-effect/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-values-in-u-s-gulf-and-east-coast-falls-by-3-air-worldwide/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/newfoundland-appeal-court-rules-insurer-doesnt-have-duty-to-defend-in-atv-accident-case/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/4-2-million-u-s-homes-at-risk-of-hurricane-storm-surge-report/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/nicb-oklahoma-insurance-department-work-to-prevent-fraud-as-23000-claims-filed-in-state-after-tornado/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/pc-industry-well-positioned-to-take-on-2013-hurricane-season-fitch/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/eqecat-deal-with-rms-aims-to-improve-translation-of-exposures-between-different-cat-models/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadians-unprepared-for-the-effects-of-severe-weather-poll/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-judge-quashes-order-requiring-insurer-to-review-all-credit-score-consent-forms-obtained-since-2004/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-announces-flood-control-infrastructure-projects-estimated-at-250-million/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/marsh-canada-offers-clients-access-to-cargo-theft-analytic-tools/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/arrests-made-in-west-end-toronto-alleged-staged-auto-collision/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/heavy-rains-still-a-threat-as-hurricane-barbara-weakens-to-tropical-depression-in-mexico/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-denounces-ontario-ndp-auto-insurance-statements-as-irresponsible/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/marsh-expands-captive-solutions-operations-in-halifax/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-reduces-143-positions-as-part-of-ongoing-business-transformation-plan/</loc>
		<lastmod>2024-10-30T20:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insured-losses-from-texas-hail-storm-to-reach-400-million/</loc>
		<lastmod>2024-10-30T20:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/three-day-commercial-road-safety-blitz-launches-throughout-north-america/</loc>
		<lastmod>2024-10-30T20:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/severe-space-weather-event-could-have-huge-effect-on-insurance-industry-lloyds/</loc>
		<lastmod>2024-10-30T20:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-brokerages-form-strategic-alliance-for-entry-into-new-markets/</loc>
		<lastmod>2024-10-30T20:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/floods-reach-record-high-levels-in-parts-of-central-europe-air-worldwide/</loc>
		<lastmod>2024-10-30T20:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/reinsurers-raise-billions-from-capital-markets-as-hurricane-concern-increases/</loc>
		<lastmod>2024-10-30T20:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/forum-explains-how-2011-japan-earthquake-and-tsunami-changed-approach-to-disaster-management/</loc>
		<lastmod>2024-10-30T20:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/directors-officers-of-restaurant-franchisor-sued-by-hamilton-ontario-franchisee/</loc>
		<lastmod>2024-10-30T20:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/pc-insurers-well-prepared-for-cat-losses-despite-recent-u-s-tornado-activity/</loc>
		<lastmod>2024-10-30T20:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/average-cost-of-data-breach-rose-in-2012-most-expensive-in-germany-and-u-s-report/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-uses-1-million-seized-from-criminals-for-new-rcmp-safety-initiatives/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-to-order-insurer-to-defend-personal-injury-lawsuit-arising-from-doughnut-shop-fight/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-to-consider-appeal-from-municipality-sued-under-saskatchewan-no-fault-auto-insurance-law/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-trial-lawyers-association-elects-new-president/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/may-marked-by-major-storms-in-u-s-causing-4-billion-in-insured-losses/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/appeal-court-overrules-jury-verdict-in-personal-injury-lawsuit-against-ontario-bar-for-over-serving-alcohol-to-driver/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-group-creates-new-reinsurance-division-for-emerging-markets/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sgi-launching-telematics-pilot-program-for-motorcycle-riders/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/estimated-38000-motor-vehicle-related-deaths-occurred-in-u-s-last-year/</loc>
		<lastmod>2024-10-30T20:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/transportation-safety-board-recommends-changes-due-to-fatal-ontario-via-rail-accident/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/majority-of-u-s-fortune-500-companies-say-they-would-face-serious-harm-from-a-cyber-attack/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/survey-indicates-modest-increase-in-u-s-commercial-property-insurance-prices/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-pedestrians-admit-to-texting-talking-on-the-phone-while-crossing-the-street-despite-risks-survey/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/travelers-to-acquire-the-dominion-of-canada-for-1-1-billion/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/dont-wait-on-ontario-auto-outcomes-to-make-necessary-changes-osfi-head-tells-insurers/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-companies-rank-among-best-corporate-citizens-in-canada/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-campaign-promotes-safety-for-roadside-workers/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-insurers-must-factor-demographics-socioeconomic-trends-into-growth-plans-report/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-upholds-ruling-allowing-disabled-no-fault-saskatchewan-auto-claimant-to-sue-municipality/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-arbitrator-rules-stoppage-of-benefits-form-invalid/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/researchers-say-sound-waves-after-an-earthquake-could-help-alert-to-major-tsunami-faster/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/designated-drivers-may-not-be-abstaining-enough-study/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cargo-theft-a-growing-insurance-problem-for-canada-ibc/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-of-appeal-lets-auto-claimant-amend-poorly-drafted-claim-against-insurer/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/remnants-of-tropical-storm-andrea-could-cause-heavy-rain-in-atlantic-canada-by-weekend/</loc>
		<lastmod>2024-10-30T20:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/impact-forecasting-launches-scenario-model-for-germany-floods/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-issues-warning-of-auto-insurance-scam-fake-broker-ads-on-craigslist/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/study-identifies-recurrences-of-megathrust-quakes-off-b-c-coast/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/nyc-mayors-climate-change-report-calls-for-more-flexible-flood-insurance/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-court-rules-carrier-has-duty-to-defend-in-failed-watermain-case/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/federal-insurance-office-releases-first-annual-report-on-u-s-industry/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canada-becoming-more-attractive-for-cyber-criminals-report/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reserve-redundancy-drops-among-u-s-pc-carriers-aon-benfield/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/brokers-generally-pessimistic-about-ubis-impact-on-their-business-report/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/manitoba-releases-draft-regulations-proposing-restricted-agent-licences/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/voice-to-text-e-mail-causes-significant-impairment-to-driving-study/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-canadian-association-says-theres-major-opportunity-in-receivables-insurance-market/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/teen-drivers-report-feeling-no-control-over-crash-risk/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-nonprofit-organizations-lack-dedicated-risk-manager-report/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economic-damage-from-floods-in-germany-could-reach-12-billion-euros-fitch-says/</loc>
		<lastmod>2024-10-30T20:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/results-for-shipowners-club-show-growth-suggest-long-term-stability/</loc>
		<lastmod>2024-10-30T20:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-industry-lacks-gender-diversity-across-leadership-roles-study/</loc>
		<lastmod>2024-10-30T20:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-must-prepare-for-talent-issues-tech-megatrends/</loc>
		<lastmod>2024-10-30T20:41:13+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/06/1002401758-1002402020.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-canada-exec-moves-to-president-ceo-role-at-independent-brokerage/</loc>
		<lastmod>2024-10-30T20:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lacklustre-growth-for-canadian-economy-this-year-will-pick-up-in-2014-report/</loc>
		<lastmod>2024-10-30T20:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/colorado-wildfire-mostly-contained-after-reaching-15000-acres/</loc>
		<lastmod>2024-10-30T20:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/brokerage-found-negligent-in-connection-with-rejected-home-workshop-fire-claim/</loc>
		<lastmod>2024-10-30T20:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-bars-16-million-subrogated-negligence-claim-for-warehouse-fire/</loc>
		<lastmod>2024-10-30T20:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/allianz-munich-re-losses-from-europe-floods-estimated-at-350-million-euros/</loc>
		<lastmod>2024-10-30T20:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hannover-re-estimates-europe-flood-loss-of-above-100-million-euros/</loc>
		<lastmod>2024-10-30T20:41:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-rejects-bid-to-force-carriers-to-cover-asbestos-claims/</loc>
		<lastmod>2024-10-30T20:41:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/european-insurers-well-positioned-to-take-on-flood-losses/</loc>
		<lastmod>2024-10-30T20:41:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/flood-related-insured-losses-in-germany-estimated-as-high-as-5-8-billion-euros/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/number-of-supporters-for-un-sustainable-insurance-principles-doubles-since-last-year/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/april-storm-in-new-zealand-caused-36-million-in-insured-damage/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/more-than-70000-claims-now-filed-from-may-tornadoes-in-oklahoma/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/restoration-contractors-group-hires-deloitte-to-study-cost-inflation/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/over-half-of-canadians-not-asking-insurance-providers-to-clarify-policy-details/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/government-agreement-increases-absolute-liability-modernizes-standards-for-offshore-drilling/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-admin-system-for-brokers-allows-for-paperless-policies-mobile-updates/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-course-focuses-on-leadership-challenges-in-canadas-pc-industry/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-launches-new-environmental-coverage-for-operators-at-north-american-airports/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/toronto-street-tops-worst-roads-list-for-ontario/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-insurance-execs-acknowledge-need-to-modernize-core-systems/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-solvency-ii-proposals-wont-settle-disputes-on-capital-levels-fitch/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/budget-reforms-a-good-first-step-but-more-changes-needed-to-hit-ontario-auto-premium-cut/</loc>
		<lastmod>2024-10-30T20:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/claims-adjusters-at-the-ready-as-severe-flooding-hits-southern-alberta/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-product-allows-policyholders-to-mark-valuables-with-their-dna/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cost-from-natural-disasters-in-australia-to-quadruple-by-2050/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/nearly-half-of-u-s-states-now-allow-electronic-proof-of-auto-insurance/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/06/1002418662-1002418689.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/nine-in-10-new-cars-to-have-machine-to-machine-connectivity-by-2022-report/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/property-restoration-firms-starting-to-feel-like-collision-repair-centres-rcoc/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/meeting-consumer-demand-online-blurs-broker-insurer-roles/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/vehicle-makers-to-get-more-involved-in-telematics-based-insurance-report/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/keal-technology-xml-edocs-now-available-for-aviva-canada-brokers/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/quebec-regulator-designates-desjardins-group-as-systemically-important/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-regulators-working-on-rules-for-online-insurance-sales/</loc>
		<lastmod>2024-10-30T20:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/state-farms-lightning-related-claims-cost-more-than-200-million-last-year/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-market-for-commercial-insurance-brokers-set-for-rapid-growth/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-government-approves-auto-insurance-rate-increase/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/manitoba-government-creates-new-rules-for-vehicle-repair-shops/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bangladesh-factory-collapse-highlights-major-risks-facing-retail-sector-marsh/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/restoration-contractors-organization-working-on-asbestos-handling-protocol/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/185-cargo-theft-incidents-between-march-and-may-this-year/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/customer-satisfaction-drops-for-u-s-auto-insurers-j-d-power/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/africa-south-asia-to-be-hit-hard-by-warming-global-temperature-over-next-decade/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/a-third-of-fortune-500-execs-fall-for-phishing-attempts/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tornado-warning-issued-in-southern-quebec-ends-storms-continue/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-government-announces-1-billion-in-funding-for-flood-recovery/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/towers-watson-subsidiary-closes-on-30-5-million-cat-bond/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-adds-demerit-penalty-for-drivers-caught-using-handheld-devices/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cat-risk-assessment-must-shift-from-historic-to-predictive-methods-report/</loc>
		<lastmod>2024-10-30T20:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-execs-call-on-governments-for-better-flood-risk-information/</loc>
		<lastmod>2024-10-30T20:41:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cat-model-for-u-s-hurricanes-certified-by-florida-organization/</loc>
		<lastmod>2024-10-30T20:41:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-industry-must-collectively-grow-cyber-liability-market-exec-says/</loc>
		<lastmod>2024-10-30T20:41:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-pandemic-flu-model-released-by-air-worldwide/</loc>
		<lastmod>2024-10-30T20:41:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/federal-government-requires-pipeline-companies-to-have-1-billion-for-damage-response/</loc>
		<lastmod>2024-10-30T20:41:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/maryland-city-ranks-no-1-on-insurers-list-of-safest-places-to-live-in-u-s/</loc>
		<lastmod>2024-10-30T20:41:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-premiums-written-grew-2-4-in-2012-swiss-re-study/</loc>
		<lastmod>2024-10-30T20:41:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-group-endorsement-designed-to-protect-contractors-from-underinsured-subcontractors-who-cause-pollution/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-organizations-using-antiquated-communications-tech-report/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-zealand-government-christchurch-council-reach-cost-sharing-agreement-for-quake-recovery/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/move-from-big-data-to-smart-data-is-critical-state-street-study/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/majority-of-execs-say-cyber-attacks-a-greater-national-threat-than-physical-attacks/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/employee-retention-data-security-among-top-risks-for-insurance-organizations/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/gen-x-canadians-most-likely-to-admit-to-distracted-driving/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/beware-of-flood-damaged-vehicles-from-alberta-economical-insurance/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-industry-well-positioned-to-absorb-estimated-insured-losses-from-alberta-flooding-a-m-best/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rims-letter-to-u-s-treasury-makes-recommendations-for-natural-cat-insurance-market/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/british-insurers-group-government-aim-to-get-non-profit-flood-insurance-framework-running-by-2015/</loc>
		<lastmod>2024-10-30T20:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/air-updates-japan-earthquake-model-using-data-from-2011-disaster/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-regulator-releases-final-statement-of-priorities-for-2013/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/bermuda-insurers-reinsurers-group-commends-u-s-climate-action-plan/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-loss-estimates-from-alberta-floods-between-1-billion-and-3-75-billion/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-based-horizon-adjusters-joins-crawford-co-canadian-operations/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-ceo-richard-ward-to-resign-this-year/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/highway-safety-institute-details-underride-collision-test-methods-in-youtube-video/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-closes-coast-capital-insurance-acquisition/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurers-take-defensive-action-in-wake-of-lower-pc-rates-willis-re/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/crawford-company-canada-names-new-president-and-ceo/</loc>
		<lastmod>2024-10-30T20:41:20+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/07/1002445633-1002446625.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-estimates-its-claims-from-central-europe-floods-at-300-million/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-to-pay-out-alberta-sewer-backup-claims-despite-policy-exclusion-report/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/manitobas-portage-mutual-delivers-edocs-to-brokers/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswicks-consolidated-financial-services-commission-begins-operation/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-rolls-out-edocs-for-broker-partners/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/hub-international-acquires-two-canadian-insurance-brokerages/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-information-centre-taking-calls-about-alberta-flood-claims/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/business-interruption-to-drive-insured-losses-from-alberta-floods/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-zealand-earthquake-commission-secures-3-25-billion-in-reinsurance-cover/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/unusually-active-el-nino-pattern-could-increase-flood-drought-frequency/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/impact-forecasting-launches-new-alberta-flood-scenario-model/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/auto-theft-rate-edges-up-in-u-s-preliminary-fbi-data-suggests/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/this-year-a-turning-point-for-how-governments-view-flood-threat/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2000-to-2010-a-decade-of-climate-extremes-report-says/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-claims-from-may-oklahoma-tornadoes-pass-75000/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/75-million-munich-re-cat-bond-protects-against-u-s-australia-storms/</loc>
		<lastmod>2024-10-30T20:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cyber-security-among-top-risks-ranked-by-global-execs-lloyds/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/07/1002461111-1002461551.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/claims-adjusters-cat-response-teams-act-following-toronto-area-flooding/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/flood-events-dominate-natural-cat-losses-in-first-half-of-2013/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/07/1002459030-1002459031.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/critical-decade-for-climate-risks-in-australia-world-sea-levels/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/greater-toronto-area-recovering-after-record-rainfall-flooding/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/third-named-storm-of-atlantic-hurricane-season-forms/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-regulator-launches-auto-insurance-fraud-hotline/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rsa-canada-expects-claims-of-75-million-from-alberta-floods/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-government-insurance-asks-for-public-feedback-on-motorcycle-rates/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/boeing-777-in-san-francisco-crash-insured-for-2-3-billion-reports/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/combined-ratio-improves-for-american-reinsurers/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-sets-up-on-site-response-following-quebec-train-disaster/</loc>
		<lastmod>2024-10-30T20:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-central-europe-floods-pass-5-billion/</loc>
		<lastmod>2024-10-30T20:41:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/zurich-scor-release-loss-estimates-from-europe-floods-u-s-tornadoes/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurer-offers-liability-coverage-for-internet-bloggers/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/chubb-xl-expect-q2-natural-catastrophe-losses-above-100-million/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/world-bank-agency-reports-continued-strong-interest-in-political-risk-insurance/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-industry-responds-lends-support-following-train-disaster-in-quebec/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fatigue-training-program-for-commercial-vehicle-drivers-launches-new-site/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/total-cost-of-risk-up-5-in-2012-rims-benchmark-says/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/american-pc-insurers-face-risk-regardless-of-interest-rate-direction-moodys/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/number-of-u-k-drivers-providing-info-after-hitting-parked-car-on-the-rise/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/concern-shifting-from-pricing-to-regulatory-issues-among-u-s-insurers-survey/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bureaucracy-named-top-problem-when-doing-business-in-canada-report/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/hbc-canadian-tire-among-retailers-in-pact-for-better-work-conditions-in-bangladesh/</loc>
		<lastmod>2024-10-30T20:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-claims-for-hail-damage-up-84-since-2010-in-the-u-s/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-launches-online-tool-for-30-second-auto-insurance-estimate/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/business-as-usual-for-insurance-intermediaries-of-loblaw-shoppers-drug-mart/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-auto-insurance-rate-filings-approved-decline-0-09-in-q2/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-industry-on-board-with-social-media-but-now-needs-to-get-it-right/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-launches-new-binding-authority-agreements/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/european-insurer-group-stresses-need-for-quality-risk-data/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-rules-against-insurer-in-disputed-attendant-care-auto-claim/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-damage-from-black-forest-fire-at-292-8-million/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/regulation-ranks-as-top-risk-for-global-insurance-professionals/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/partnerre-provides-initial-estimates-for-flood-losses-in-europe-alberta/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/millions-in-agricultural-losses-in-taiwan-after-typhoon-soulik-hits/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-insurers-well-prepared-for-atlantic-hurricane-season/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-alberta-policies-aim-to-mitigate-future-flood-damage/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/federal-aid-to-illinois-after-flooding-tops-134-million/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ace-expands-critical-catastrophe-capacity-in-north-america/</loc>
		<lastmod>2024-10-30T20:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/a-m-best-gives-lloyds-positive-outlook-from-stable/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/five-american-states-now-require-insurers-responses-to-climate-risk-survey/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurer-red-cross-team-up-for-emergency-preparedness-training-in-wake-of-canadian-disasters/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/xl-group-upgrades-professional-and-pollution-insurance-package/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/scor-estimates-alberta-flooding-at-40-million-euros/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2013-on-track-for-lowest-number-of-do-related-actions-in-years/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/earthquake-damages-about-35-buildings-in-wellington-new-zealand/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/competition-in-u-s-auto-insurance-market-benefits-drivers/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cyber-crime-loss-to-global-economy-estimated-at-as-much-as-us500-billion/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/combined-ratio-improves-year-over-year-for-u-s-pc-insurers/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/tornadoes-hailstorms-and-flooding-contribute-to-axiss-preliminary-loss-estimate/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-industry-responds-to-measures-for-new-systemically-important-insurers/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/policyholders-surveyed-want-more-online-services-from-insurers-deloitte/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/nine-global-insurers-deemed-systemically-important-institutions/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/tsb-credits-warning-system-with-preventing-near-collision-of-executive-jets/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-premiums-in-airline-market-continue-downward-trend/</loc>
		<lastmod>2024-10-30T20:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/net-written-premiums-up-6-3-for-ace-group/</loc>
		<lastmod>2024-10-30T20:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswickers-clean-up-following-tornado-that-hit-cottage-and-agricultural-areas/</loc>
		<lastmod>2024-10-30T20:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-to-host-urban-and-basement-flooding-symposium/</loc>
		<lastmod>2024-10-30T20:41:27+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/07/1002489745-1002489746.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/commercial-pc-pricing-increases-slow-in-q2-2013/</loc>
		<lastmod>2024-10-30T20:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/travelers-reports-net-income-of-925-million-for-q2/</loc>
		<lastmod>2024-10-30T20:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-natural-disasters-in-first-half-of-2013-reached-20-billion/</loc>
		<lastmod>2024-10-30T20:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/federal-aid-to-new-jersey-following-sandy-reaches-5-3-billion/</loc>
		<lastmod>2024-10-30T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/chubb-reports-579-million-net-income-for-q2/</loc>
		<lastmod>2024-10-30T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/the-co-operators-reports-5-9-million-net-loss-for-q2-after-alberta-floods/</loc>
		<lastmod>2024-10-30T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/towers-watson-capital-markets-closes-60-million-cat-bond/</loc>
		<lastmod>2024-10-30T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/revenues-up-3-for-aon-in-second-quarter/</loc>
		<lastmod>2024-10-30T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-releases-root-cause-analysis-report-co-authored-by-canadian-energy-risk-manager/</loc>
		<lastmod>2024-10-30T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/albertas-rate-board-allows-5-premium-increase-for-mandatory-auto-insurance/</loc>
		<lastmod>2024-10-30T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/renewable-energy-industry-spending-on-insurance-could-triple-by-2020/</loc>
		<lastmod>2024-10-30T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-group-reports-5-7-increase-in-q2-fees-commissions/</loc>
		<lastmod>2024-10-30T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/partnerre-reports-15-increase-in-net-written-premiums-for-q2/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-industry-operating-results-expected-to-improve-in-2013-fitch/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/government-disaster-assistance-after-oklahoma-storms-tops-50-million/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cat-bond-issuance-highest-since-2007-aon-benfield-securities-says/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/td-insurance-expects-third-quarter-loss-from-severe-weather-impact/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/intact-q2-net-income-down-after-alberta-floods/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/mercedes-benz-models-among-most-stolen-luxury-vehicles/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/xl-group-reports-q2-net-income-of-272-7-million/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-issues-public-warning-of-auto-insurance-scam/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-brunswick-urges-residents-to-register-flood-rainfall-damage/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/economical-expects-total-insured-losses-from-alberta-toronto-floods-to-be-45-50-million/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadian-premiers-call-for-better-disaster-mitigation/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-regulator-issues-warning-of-unlicensed-insurance-company/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-upgrading-three-wildfire-response-centres/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-government-outlines-more-flood-recovery-mitigation-details/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/small-businesses-at-particular-risk-from-climate-change-extreme-weather-u-s-groups-say/</loc>
		<lastmod>2024-10-30T20:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ibc-launches-database-of-damaged-vehicles-from-alberta-gta-floods/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/talk-radio-music-genres-have-effect-on-driving-behaviour-survey-says/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/revenues-operating-profit-up-in-q2-for-allianz/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/scor-net-income-at-189-million-euros-for-first-half-of-2013/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/aig-reports-increase-in-loss-reserves-for-q2-due-to-hurricane-sandy/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-updates-fraud-warning-issued-earlier-for-unlicensed-insurance-company/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-york-transit-system-gets-three-years-of-storm-surge-protection-with-200-million-in-cat-bonds/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rms-launches-latest-north-atlantic-hurricane-model/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rsa-canada-reports-15-growth-in-net-written-premiums-for-first-half-of-2013/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/operating-income-up-catastrophe-losses-down-at-allstate/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/catlin-seaview-survey-launched-in-caribbean-to-monitor-climate-change-impact/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mitchell-releases-canadian-auto-collision-loss-estimates/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/hub-international-to-be-acquired-by-private-equity-firm/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/first-notice-of-loss-call-sets-tone-for-claims-reporting-experience/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/half-of-insurers-report-difficulty-with-policy-administration-systems/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/competition-keeps-property-insurance-premiums-from-rising-marsh/</loc>
		<lastmod>2024-10-30T20:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/net-income-up-slightly-for-hannover-re-in-first-half/</loc>
		<lastmod>2024-10-30T20:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/road-safety-campaign-encourages-drivers-to-get-eyes-tested/</loc>
		<lastmod>2024-10-30T20:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rims-calls-for-tria-extension-with-coverage-for-terrorism-from-chemical-nuclear-weapons/</loc>
		<lastmod>2024-10-30T20:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/gta-flooding-severe-u-s-weather-among-major-july-disasters-aon-benfield/</loc>
		<lastmod>2024-10-30T20:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/may-oklahoma-tornado-claims-top-1-billion/</loc>
		<lastmod>2024-10-30T20:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/munich-re-licenses-air-worldwides-crop-insurance-models-for-u-s-china/</loc>
		<lastmod>2024-10-30T20:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/academics-issue-updated-atlantic-hurricane-season-outlook/</loc>
		<lastmod>2024-10-30T20:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-floods-oklahoma-tornado-hit-munich-re-in-q2/</loc>
		<lastmod>2024-10-30T20:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-issues-warning-of-unlicensed-company-providing-golf-contest-award-coverage/</loc>
		<lastmod>2024-10-30T20:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/catlin-group-reports-99-million-in-cat-losses-for-first-half-of-year/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/oklahoma-urges-residents-to-consider-hard-to-insure-home-insurance-program/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/allianz-buys-three-wind-energy-parks-in-france-italy/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/noaa-updates-atlantic-hurricane-season-outlook/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-group-net-income-up-down-for-pc-reinsurance/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/net-income-down-for-economical-after-severe-weather-events/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/40-of-consumers-saying-no-to-ubi-program-progressive-ceo-says-report/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/echelon-general-holding-firm-back-to-profitability-sells-u-s-non-standard-auto-insurer/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/q2-revenues-up-at-marsh-mclennan/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-u-s-consumers-who-chose-direct-insurance-option-later-returned-to-independent-agents-poll/</loc>
		<lastmod>2024-10-30T20:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rims-executive-report-includes-tips-on-reducing-fire-earthquake-flood-risk/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rbc-manulife-make-travel-insurance-deal/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/organizations-must-address-incentive-compensation-as-part-of-risk-mitigation/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/financial-stability-board-launches-consultation-on-key-attributes-of-too-big-to-fail-insurers/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/majority-of-firms-lack-mature-supply-chain-risk-management-survey/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-urges-newfoundland-residents-to-review-policies-after-intense-rains-cause-damage/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-documentary-aims-to-end-texting-while-driving/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-organizations-lack-cyber-coverage-despite-experiencing-breaches-or-attacks/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/technology-vendors-need-to-innovate-align-solutions-with-carrier-needs/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/majority-of-condo-owners-buyers-unclear-on-insurance-requirements/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/demand-up-for-environmental-insurance-across-all-industries-in-u-s-in-first-half-of-2013-marsh/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/preliminary-insured-loss-estimate-for-july-gta-floods-at-850-million-setting-new-record-for-ontario/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/oklahoma-communities-receive-expedited-funds-for-mitigation-projects-after-severe-tornadoes/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/vast-majority-of-businesses-affected-by-quake-in-new-zealand-will-not-file-claims/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/federal-disaster-assistance-after-illinois-spring-floods-tops-151-million/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-encourages-students-to-take-up-tenant-insurance-when-moving-away-from-home/</loc>
		<lastmod>2024-10-30T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ironshore-releases-claims-made-policy-form-for-product-liability-risks/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-pc-industry-loss-reserve-position-adequate-fitch-says/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/broker-agency-ma-activity-down-in-first-half-of-2013/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/directors-cfos-could-have-more-alignment-on-ma-risk-issues-deloitte/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fitch-ratings-publishes-report-on-credit-factors-for-global-reinsurance-companies/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/financial-services-providers-rated-worst-for-customer-service-in-u-k-survey/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/oxfam-swiss-re-project-brings-flood-insurance-to-bangladeshi-villages/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/noaa-retires-satellite-used-to-capture-storm-images-including-hurricane-katrina/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hurricane-sandy-task-force-report-calls-for-better-data-affordable-flood-insurance/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/proposed-british-home-flood-insurance-program-may-prove-to-be-unsustainable/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/little-damage-from-6-5-magnitude-quake-on-new-zealands-south-island/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/zurich-profit-down-in-first-half-after-severe-weather-events/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/lloyds-marks-325-years-of-insurance-business/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-report-highlights-increasing-risks-to-coastal-homes/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-research-program-aims-to-quantify-wind-tornado-risk-in-canada-and-u-s/</loc>
		<lastmod>2024-10-30T20:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/atlantic-canada-could-see-at-least-one-tropical-cyclone-by-early-october/</loc>
		<lastmod>2024-10-30T20:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/public-safety-canada-says-cost-of-natural-disasters-top-risk-report/</loc>
		<lastmod>2024-10-30T20:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/flooding-drives-nat-cat-insured-losses-globally-in-first-half-of-2013-swiss-re/</loc>
		<lastmod>2024-10-30T20:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-issues-liability-insurance-scam-warning/</loc>
		<lastmod>2024-10-30T20:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/storm-alerts-issued-cite-possible-hail-for-parts-of-n-b/</loc>
		<lastmod>2024-10-30T20:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-agencies-remapping-parts-of-sandy-damaged-east-coast/</loc>
		<lastmod>2024-10-30T20:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/honda-models-top-most-stolen-vehicle-list-for-2012/</loc>
		<lastmod>2024-10-30T20:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/discounts-control-over-information-key-drivers-for-telematics-programs/</loc>
		<lastmod>2024-10-30T20:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-traffic-blitz-to-focus-on-intersections-where-40-of-collisions-occur/</loc>
		<lastmod>2024-10-30T20:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/bermuda-sees-big-increase-in-insurers-registered-as-of-the-end-of-july/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/growing-number-of-auto-insurers-using-analytics-for-customer-buying-behaviour-pricing/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/risk-management-more-of-a-priority-but-some-weaknesses-remain-ferma/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-government-announces-plan-to-reduce-auto-insurance-rates-by-15-within-two-years/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/july-hailstorm-among-germanys-costliest-disasters-air-worldwide/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/complex-sandy-related-claims-lead-to-decline-in-customer-satisfaction/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-u-s-hail-storm-500-million-in-texas-alone/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/state-of-emergency-called-for-california-fire-wildfires-burn-in-several-states/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/senate-energy-report-calls-for-appropriate-minimum-liability-coverage-for-rail-companies/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fema-notifies-property-owners-of-substantial-damage-flood-insurance-issue-after-alaska-disaster/</loc>
		<lastmod>2024-10-30T20:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-to-become-warmer-drier-in-summer-months-report-suggests/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-clears-auto-insurance-mediation-backlog/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/lack-of-data-a-challenge-for-crop-insurance-in-emerging-markets/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/majority-of-consumers-globally-aware-of-climate-change-risks-future-damage-from-disasters/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-insurance-commissioners-sign-resolution-in-support-of-terrorism-risk-act/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fema-to-provide-federal-funds-to-combat-massive-california-fire/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/desjardins-reports-increase-in-net-income-for-q2-drop-for-first-half/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/oil-insurance-approves-100-million-premium-credit/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/nissan-plans-to-have-self-driving-cars-on-the-road-by-2020/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/arthur-j-gallagher-acquires-ottawa-benefits-broker/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-need-unified-digital-communications-to-become-more-customer-focused/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-commercial-liability-property-insurance-premiums-predicted-to-rise/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/colorado-city-tops-list-in-insurers-best-drivers-report/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/chubb-expands-program-for-affluent-customers-with-new-coverages-limits/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reinsurers-face-pricing-pressure-due-to-excess-capacity-a-m-best/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-co-operators-lowers-auto-insurance-rates-in-ontario/</loc>
		<lastmod>2024-10-30T20:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-reinsurer-capital-reached-510-billion-in-first-half/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/honda-minivan-gets-highway-safety-institutes-top-safety-pick-award/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-brings-b-c-personal-insurance-business-under-subsidiary/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/face-to-face-interaction-boosts-satisfaction-among-small-business-insurance-customers/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-proposes-changes-to-basic-and-optional-rates/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-insurance-regulation-needs-more-uniformity-g20-financial-board-says/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/creating-actionable-risk-appetite-statements-still-a-challenge/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-now-using-11-return-on-equity-benchmark-for-auto-insurance-rate-filings/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/caa-ontario-applies-to-regulator-for-auto-insurance-rate-reduction/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-group-appoints-jeff-burke-president-ceo/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/impact-forecasting-launches-cat-model-for-east-africa-earthquakes/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/annual-cat-bond-issues-hit-us6-7-billion-with-coverages-including-u-s-hurricane-canadian-earthquake/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/government-assistance-to-new-york-following-sandy-tops-8-billion/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/noaa-european-agency-sign-long-term-agreement-for-space-based-weather-climate-monitoring/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-finance-minister-says-flood-costs-around-5-billion/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/global-reinsurance-outlook-stable-investment-environment-remains-a-challenge-fitch/</loc>
		<lastmod>2024-10-30T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/august-marked-by-billion-dollar-flood-events-historic-california-fire/</loc>
		<lastmod>2024-10-30T20:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/wildfires-coastal-flooding-expected-to-increase-due-to-global-warming/</loc>
		<lastmod>2024-10-30T20:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-police-lay-over-6000-speeding-charges-nearly-400-distracted-driving-charges-over-long-weekend/</loc>
		<lastmod>2024-10-30T20:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/energy-insurance-market-should-rethink-cyber-clauses-marsh/</loc>
		<lastmod>2024-10-30T20:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-canada-launches-new-coverage-for-high-value-possessions/</loc>
		<lastmod>2024-10-30T20:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lexisnexis-launches-smartphone-app-for-usage-based-insurance/</loc>
		<lastmod>2024-10-30T20:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/health-care-technology-and-insurance-sectors-most-concerned-about-cyber-risk/</loc>
		<lastmod>2024-10-30T20:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/majority-of-u-s-drivers-open-to-ubi-programs-especially-if-premiums-guaranteed-not-to-increase/</loc>
		<lastmod>2024-10-30T20:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/third-party-capital-influx-could-displace-40-billion-in-traditional-reinsurance-equity-capital-willis-re/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-group-north-america-launches-new-equipment-breakdown-policy/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/california-firm-launches-telematics-smartphone-offering-for-usage-based-auto-insurance/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-investment-firm-gains-ownership-of-mitchell-international/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-launches-month-long-distracted-driving-campaign/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/best-briefing-details-pros-and-cons-of-whole-account-broker-deals/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/influx-of-convergence-capital-means-more-competitive-pricing-terms-for-some-ils-products-guy-carpenter/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/chubb-tracking-service-to-help-prevent-theft-of-contractor-equipment-in-u-s/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/human-caused-climate-change-had-impact-in-some-extreme-weather-events-from-2012-report/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/munich-re-to-acquire-u-s-weather-risks-specialist-from-bermuda-company/</loc>
		<lastmod>2024-10-30T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tropical-storm-gabrielle-to-bring-heavy-rain-to-atlantic-provinces-as-humberto-becomes-first-hurricane-of-season/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/marine-loss-ratios-climb-airline-losses-drop-report/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-expects-demand-for-nat-cat-reinsurance-coverage-to-double-in-high-growth-markets/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/air-worldwide-adds-non-catastrophe-risk-to-next-gen-software/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/outlook-stable-for-canadian-pc-industry-despite-regulatory-challenges/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-earthquake-exposure-presents-opportunity-for-insurance-carriers-as-some-drop-coverage/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-expects-stable-jan-1-renewals-growth-for-industry-despite-ongoing-challenges/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/underwriting-discipline-key-to-continued-stability-in-reinsurance-market/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/pc-consolidation-has-left-some-companies-data-that-could-serve-as-a-competitive-advantage/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/how-climate-change-equipment-demands-affect-electrical-power-plant-risk/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/tentative-settlement-reached-in-quebec-lawsuit-over-1998-ice-storm-homeowner-coverage/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/applied-itv-with-iclarify-reduced-home-valuation-process-to-two-minutes/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/zurich-launches-new-insurance-suite-for-technology-companies/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-reinsurers-to-benefit-as-100-billion-of-alternative-capital-enters-market/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-ndp-calls-for-quicker-action-on-reducing-auto-insurance-rates/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/nearly-a-third-of-north-american-insurers-feel-inadequately-protected-against-fraud-fico-poll/</loc>
		<lastmod>2024-10-30T20:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/manitoba-amends-legislation-to-allow-local-governments-to-change-speed-limits-in-school-zones/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-comparison-website-kanetix-adds-title-insurance-quotes/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/erm-program-acceptance-at-critical-mass-point-this-year-rims/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/coverage-of-new-risk-types-use-of-analytics-key-to-reinsurance-competitiveness-report/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/dehumidifiers-recalled-for-overheating-fire-risk/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sourcing-from-small-group-of-suppliers-leaves-restaurant-chains-at-greater-risk/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-upgrades-ratings-for-members-of-the-optimum-general-companies/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/consumer-demand-for-anytime-anywhere-interaction-driving-insurance-it-spending/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mitchell-launches-reputation-manager-tool-for-collision-repair-firms/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-syndicate-aegis-restoration-firm-team-up-for-claims-management-offering/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/storms-ingrid-manuel-hit-mexico-in-rare-coincidence/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/dozens-of-bushfires-usher-in-spring-summer-period-of-high-fire-risk-in-australia/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-city-suggests-damage-following-unprecedented-rainfall-could-have-been-worse/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/deadly-record-colorado-rainfall-damage-estimated-at-hundreds-of-millions/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-farm-states-high-on-list-of-disaster-relief-funding-recipients/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/man-arrested-charged-in-connection-with-ontario-auto-insurance-scam/</loc>
		<lastmod>2024-10-30T20:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/present-day-impact-of-1938-u-s-hurricane-estimated-at-up-to-100-billion/</loc>
		<lastmod>2024-10-30T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/flood-watches-continue-in-colorado-as-president-obama-declares-major-disaster/</loc>
		<lastmod>2024-10-30T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/combined-ratio-to-climb-slightly-for-canadian-pc-insurers-as-ontario-auto-remains-a-challenge/</loc>
		<lastmod>2024-10-30T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/risk-managers-must-be-stakeholders-in-cyber-risk-management/</loc>
		<lastmod>2024-10-30T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/low-investment-yield-challenge-for-german-life-insurers-puts-pressure-on-non-life-affiliates-to-deliver/</loc>
		<lastmod>2024-10-30T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-insurers-split-on-viability-of-overland-flood-insurance/</loc>
		<lastmod>2024-10-30T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-calls-for-greater-dialogue-on-teen-driver-safety-in-light-of-survey-results/</loc>
		<lastmod>2024-10-30T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/caa-to-sell-13-car-care-centres-across-southern-ontario/</loc>
		<lastmod>2024-10-30T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-consumers-feel-their-world-is-becoming-riskier-travelers/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/car-sharing-firms-must-understand-risks-operate-more-efficiently/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/quindell-independent-broker-resources-to-offer-telematics-in-canada/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-brokers-support-bill-seeking-lower-auto-insurance-premiums-for-new-drivers/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-institute-offers-self-assessment-quiz-for-fcip-program-readiness/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-in-new-zealand-have-settled-about-8-billion-in-canterbury-quake-claims/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-of-canada-denies-zefferino-leave-to-appeal-decision-in-ontario-auto-lawsuit/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadian-pacific-ceo-says-shippers-have-stonewalled-purchase-of-safer-cars-globe/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hailstorms-in-germany-prompt-preliminary-cost-estimate-of-50-million-euros-for-scor/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-studies-potential-impact-of-natural-disasters-on-over-600-urban-areas/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/caa-insurance-launches-basic-legal-expense-coverage-product/</loc>
		<lastmod>2024-10-30T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/un-climate-panel-stresses-solidity-of-new-report-on-global-warming/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/climate-change-a-pressing-issue-for-risk-managers-ferma/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-floods-costliest-insured-natural-disaster-in-canadian-history-ibc/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-estimates-claims-costs-from-hailstorms-in-germany-at-us240-million/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadian-homeowners-renters-need-online-registry-of-propertys-flood-claims-academic-says/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-industry-players-testify-at-government-committee-for-reauthorization-of-tria/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/most-colorado-flood-losses-probably-not-insured-while-economic-losses-could-exceed-us2-billion-eqecat/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rail-companys-plan-to-ship-oil-through-hudson-bay-too-risky-minister/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/eu-commissioner-says-europe-has-made-significant-progress-on-disaster-reduction/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/george-cooke-first-ever-independent-board-chair-appointed-to-omers-administration-corporation/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/jlt-group-to-acquire-towers-watsons-reinsurance-brokerage-business/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/slow-ubi-adopters-will-be-left-at-major-competitive-disadvantage-report-says/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/unplanned-technology-failure-an-overlooked-critical-business-risk-marsh/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/saskatchewan-government-insurance-partners-with-kanetix-to-offer-online-quotes-to-alberta-commercial-customers/</loc>
		<lastmod>2024-10-30T20:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-canada-ceo-tulloch-appointed-to-lead-insurers-uk-ireland-general-insurance-business/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-community-fund-competition-begins-again-1-million-in-funding-available/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-kal-tire-partnership-seeks-to-increase-vehicle-safety-decrease-tire-costs-for-brokers-and-customers/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/csio-launches-certification-program-for-insurers-vendors/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-to-study-ontario-auto-changes/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-stakeholders-say-overhaul-of-residential-property-insurance-needed/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/09/1002618588-1002618771.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/risk-management-conversation-with-policyholders-data-investment-key-to-sustainable-flood-insurance/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/commercial-broker-explains-how-third-party-logistics-contracts-can-make-underwriting-more-difficult/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-among-partners-committed-to-building-resilience-of-cities-worldwide/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-wants-ottawa-to-help-pay-for-projects-to-prevent-future-floods/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/earthquake-risk-model-coming-for-canada-no-flood-model-yet/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fighting-600-million-tab-for-auto-theft-demands-co-operation-ibc/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/pc-industry-must-start-dialogue-on-major-earthquake-risk-in-canada-ibc-says/</loc>
		<lastmod>2024-10-30T20:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/climate-report-by-international-panel-says-warming-extremely-likely-man-made/</loc>
		<lastmod>2024-10-30T20:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/intergovernmental-climate-change-report-expected-to-create-heat-amid-revisions/</loc>
		<lastmod>2024-10-30T20:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-workshop-to-look-at-lessons-canada-can-learn-from-worldwide-damaging-earthquakes/</loc>
		<lastmod>2024-10-30T20:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-government-bill-aims-to-discourage-lawsuits-over-public-debates/</loc>
		<lastmod>2024-10-30T20:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/city-council-in-new-zealand-given-green-light-to-use-modified-method-to-conduct-revaluation-following-quakes/</loc>
		<lastmod>2024-10-30T20:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-k-firm-quindell-buys-stake-in-canadian-chain-of-health-clinics/</loc>
		<lastmod>2024-10-30T20:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cip-society-announces-2013-national-leadership-award-winners/</loc>
		<lastmod>2024-10-30T20:41:47+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/09/1002620250-1002620667.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/the-guarantee-launches-new-business-segment-covering-the-transportation-industry/</loc>
		<lastmod>2024-10-30T20:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/driver-behaviour-awareness-key-as-technology-changes-future-of-auto-insurance/</loc>
		<lastmod>2024-10-30T20:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/toyota-canada-recalls-52000-minivans-for-roll-away-risk/</loc>
		<lastmod>2024-10-30T20:41:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cargo-theft-incidents-up-slightly-in-summer-months-report-suggests/</loc>
		<lastmod>2024-10-30T20:41:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-group-says-7-cars-score-best-in-new-test-of-systems-that-prevent-front-end-crashes/</loc>
		<lastmod>2024-10-30T20:41:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/global-warming-could-lead-to-more-wildfires-losses-lloyds/</loc>
		<lastmod>2024-10-30T20:41:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/willis-to-launch-antarctica-expedition-to-study-climate-change-impact/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/intact-estimates-q3-cat-losses-of-270-million/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/frank-cowan-to-offer-weather-monitoring-platform-to-municipalities/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/survey-finds-most-organizations-have-at-least-one-person-responsible-for-privacy/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/adult-children-worried-about-senior-parents-driving-but-often-unwilling-to-discuss-it/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cyber-coverage-supply-chain-underwriting-information-among-concerns-for-european-risk-managers/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-should-mandate-do-insurance-coverage-for-condominium-management-firms-report/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-government-sets-deadlines-for-disaster-recovery-program-funds-for-flood-damage-reduction-measures/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/social-media-heightening-political-risk-says-marsh/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-launches-diagnostic-tool-to-help-clients-identify-cyber-risk/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/allstate-app-allows-photos-of-damaged-vehicles-taken-on-smartphones-to-be-submitted/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/danish-owned-coal-cargo-ship-sails-through-northwest-passage/</loc>
		<lastmod>2024-10-30T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-european-consumers-surveyed-would-use-telematics-if-guaranteed-auto-insurance-premiums-would-not-increase/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-gets-licence-to-offer-commercial-insurance-in-singapore-and-asia/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/workforce-management-tops-list-of-challenges-for-chief-claims-officers/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/digital-business-incompetence-will-cause-1-4-of-companies-to-lose-competitive-ranking/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reputation-named-top-strategic-risk-among-large-companies/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/solvency-ii-application-date-delayed-to-2016/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/karen-likely-to-be-first-named-storm-to-hit-us-toward-the-end-of-a-quiet-hurricane-season/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-non-profit-uses-analytics-on-pooled-company-data-to-fight-auto-insurance-fraud-in-canada/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/profitability-up-for-u-s-property-and-casualty-industry-in-first-half-of-year/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tropical-storm-karen-forms-in-the-gulf-of-mexico-hurricane-watch-in-effect-from-fla-to-la/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-of-canada-rejects-appeal-leave-application-over-disputed-do-liability-claim/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fukushima-plant-reports-another-contaminated-water-leak-after-overfilling-tank-with-no-gauge/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/opta-launches-property-specific-peril-based-scoring-tool/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-overturns-arbitrators-decision-in-delayed-auto-indemnification-claim/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-earthquake-drill-event-set-for-oct-17/</loc>
		<lastmod>2024-10-30T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fire-at-bangladesh-garment-factory-kills-10-people-several-injured-trying-to-escape/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/janet-stein-honoured-with-donald-m-stuart-award-at-rims-canada-conference/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-unit-launches-online-quoting-binding-for-commercial-agents-in-u-s/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-appoints-new-group-chief-risk-officer/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/speed-breadth-of-risk-requires-risk-professionals-be-at-the-forefront-of-their-organizations/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/regulatory-scrutiny-puts-pressure-on-marine-protection-and-indemnity-clubs-aon/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/northbridge-insurance-certified-for-edocs-computerized-document-transfer-system/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/three-ottawa-area-brokerages-join-brokerlink/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-teens-tally-distracted-drivers-go-on-23-hour-tech-fast-for-campaign/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/sale-of-majority-interest-in-hub-international-by-private-equity-firm-closes/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/shanghai-gets-biggest-rainfall-in-5-decades-in-the-wake-of-typhoon-fitow/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/september-natural-catastrophes-cause-15-billion-in-economic-losses-globally/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/berms-bypasses-among-ideas-to-mitigate-future-alberta-flood-damage/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/verisk-climate-division-to-specialize-in-weather-analytics-for-insurers/</loc>
		<lastmod>2024-10-30T20:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/reputational-risks-heightened-as-more-consumers-take-to-social-media-to-voice-complaints/</loc>
		<lastmod>2024-10-30T20:41:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/focus-on-cost-savings-alone-will-not-help-produce-a-robust-supply-chain/</loc>
		<lastmod>2024-10-30T20:41:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fsco-publishes-bulletin-on-usage-based-insurance-pricing-privacy-considerations/</loc>
		<lastmod>2024-10-30T20:41:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/do-rates-for-u-s-public-companies-decline-in-second-quarter-marsh/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/male-teens-over-represented-in-driver-fatalities-research-suggests/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/10/1002649931-1002649933.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/proliferation-of-embedded-computing-devices-adds-to-cyber-security-risk-gartner/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/international-insurance-supervisors-plan-for-global-capital-standard-by-2016/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-predicts-decrease-in-property-marine-liability-rates-increase-for-cyber/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswick-insurance-board-to-release-auto-premium-guidance-with-increased-minor-injury-cap/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/india-prepares-for-impact-of-major-cyclone-sweeping-through-bay-of-bengal/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/41-billion-in-u-s-residential-property-at-very-high-risk-of-wildfire-report/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-warns-of-unlicensed-broker-individual-selling-insurance/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-man-pleads-guilty-after-falsely-reporting-vehicle-sent-to-nigeria-as-stolen/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/study-calculates-years-when-temperatures-go-off-the-charts-for-cities-from-global-warming/</loc>
		<lastmod>2024-10-30T20:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/great-bc-shakeout-earthquake-drill-breaks-record-for-number-of-participants/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/nearly-100-wildfires-rage-in-australias-new-south-wales-state-officials-fear-homes-destroyed/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/federal-government-expects-to-invest-in-infrastructure-support-community-resilience/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-pushes-for-flood-maps-consumer-education-on-water-damage/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/typhoon-causes-deadly-mudslides-in-japan-disrupts-air-train-travel-in-capital/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/death-toll-in-philippines-quake-jumps-to-93-most-from-bohol-epicenter/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/if-we-had-stayed-everyone-would-be-dead-indians-credit-cyclone-evacuation-for-saving-lives/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/robotics-examination-may-shed-light-on-what-happened-with-isolation-condensers-following-japan-quake/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-drivers-covering-most-infrastructure-costs-report-suggests/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-will-soon-abandon-many-mobile-apps-because-of-poor-roi-gartner-predicts/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/half-of-canadian-snowbirds-not-checking-insurance-policies-before-taking-off/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/decline-in-profit-but-strong-underwriting-performance-for-lloyds-market-in-first-half/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aig-launches-service-to-estimate-cost-of-product-recalls-manage-risk/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/despite-some-improvements-challenges-remain-for-european-insurers/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/b-c-regulator-queries-auto-insurance-provider-on-minimum-capital-test-rate-increases/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/a-m-best-advises-insurers-to-avoid-over-dependence-on-u-s-terrorism-insurance-program/</loc>
		<lastmod>2024-10-30T20:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-swiss-re-partnership-adds-safety-training-to-general-aviation-offering/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/how-the-minor-injury-cap-increase-will-affect-auto-insurance-rate-applications-in-new-brunswick/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/csio-to-release-telematics-data-standard-in-january/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/munich-re-expects-stable-pricing-for-upcoming-renewals/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/greg-somerville-appointed-as-new-president-ceo-of-aviva-canada/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-insurance-capital-standard-adds-uncertainty-fitch/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-collision-industry-forum-to-gather-industry-profitability-data/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/no-timeline-for-residents-to-return-to-homes-near-alberta-derailment-site/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/low-natural-peril-loss-in-parts-of-europe-creating-rating-pressure-in-loss-free-territories-willis-re/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hannover-re-expects-64-million-euro-loss-from-july-hail-in-germany/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-capital-markets-places-350-million-euro-cat-bond-covering-european-windstorms/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-of-canada-denies-leave-application-to-commercial-property-policyholder-over-limitation-period-dispute/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/impact-forecasting-launches-new-model-for-colorado-floods/</loc>
		<lastmod>2024-10-30T20:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/claims-for-australia-bushfires-to-rise-losses-so-far-about-93-million/</loc>
		<lastmod>2024-10-30T20:41:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/travelers-reports-net-income-of-864-million-for-quarter/</loc>
		<lastmod>2024-10-30T20:41:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/legacy-technology-an-impediment-to-digital-growth-for-insurance-carriers/</loc>
		<lastmod>2024-10-30T20:41:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurer-cfos-report-hardening-pc-markets-survey-says/</loc>
		<lastmod>2024-10-30T20:41:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cyber-risk-for-u-s-power-utilities-companies-increasing/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-to-examine-issue-of-credit-unions-selling-insurance-products-online/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/competition-healthy-in-auto-insurance-ontario-premier/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/net-income-up-for-ace-in-third-quarter/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/international-insurers-regaining-appetite-for-ma-deals/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/10/1002673381-1002673382.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-gore-mutual-first-insurers-to-show-interest-in-broker-owned-telematics-offering/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/atlantic-hurricane-season-predictions-fall-flat-despite-warnings-from-the-u-s/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/8-u-s-governors-sign-pledge-for-3-3-million-zero-emission-vehicles-by-2025/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-zealand-september-storm-causes-68-million-in-insured-losses/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/organizations-including-insurance-companies-must-protect-customers-personal-information-poll/</loc>
		<lastmod>2024-10-30T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/alberta-introduces-legislation-to-minimize-future-flood-catastrophes/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/almost-140-flood-warnings-alerts-still-in-effect-after-major-atlantic-storm-hits-u-k/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/severe-weather-requires-advice-from-brokers-restrictions-from-government-ceos/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/net-income-up-for-chubb-in-q3/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/the-co-operators-reports-net-loss-for-q3-after-impact-of-gta-summer-storm/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/australian-government-says-climate-change-is-not-causing-latest-wildfires-after-record-heat/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/alberta-european-floods-contribute-to-partnerres-combined-ratio/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/use-of-technology-up-among-small-businesses-in-u-s-concerns-over-cyber-security-also-on-the-rise/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/cna-financial-announces-net-operating-income-of-us269-million-for-2013-q3/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/outstanding-brokers-recognized-for-community-and-professional-contributions-as-part-of-the-2013-ibao-awards-of-excellence/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-premiums-must-be-risk-based-reform-of-ontario-territories-should-be-considered-ceos/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/industry-must-make-it-clear-to-consumers-that-15-auto-premium-reduction-is-an-average-ceo-says/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aon-reports-third-quarter-net-income-of-256-million/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/multi-use-mobile-apps-next-generation-portals-key-innovations-in-customer-experience-improvement/</loc>
		<lastmod>2024-10-30T20:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/chevrolet-camaro-tops-list-of-most-stolen-sporty-vehicles-in-u-s/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/willis-group-holdings-reports-net-loss-from-continuing-operations-higher-organic-growth-for-2013-q3/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/brokerage-risk-management-revenues-up-for-arthur-j-gallagher/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lowes-insurance-education-fund-presents-2013-scholarships/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/commercial-pc-pricing-in-u-s-steady-in-third-quarter-some-brokers-reporting-addition-of-wind-hail-deductibles/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/approved-auto-insurance-rate-filings-in-ontario-down-in-2013-q3/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/one-in-four-survey-respondents-concerned-terrorism-would-no-longer-be-covered-by-insurers-after-tria-expiry/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/quebec-insurance-brokers-voice-concerns-over-consumer-protection/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-companies-urge-president-obama-to-move-forward-with-climate-action-plan-combat-severe-weathers-effect-on-supply-chains/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/study-cautions-that-canada-not-prepared-for-a-major-earthquake-both-economic-and-insured-costs-would-be-significant/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/10/1002686608-1002686767.jpg</image:loc>
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	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ace-bermuda-announces-enhanced-directors-and-officers-liability-policy/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibc-backs-ontario-bill-to-require-co-detectors-in-homes/</loc>
		<lastmod>2024-10-30T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-brokerage-orr-acquires-group-of-six-area-firms/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-predicts-impact-of-urban-growth-on-insurance-market/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/personal-vehicle-vandalism-nearly-twice-as-likely-than-average-on-halloween/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/homeowner-auto-premiums-up-at-allstate-while-q3-cat-losses-drop-from-prior-year/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/xl-group-reports-year-over-year-increase-in-q3-premiums-loss-ratio/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/iclr-forum-to-tackle-floodplain-management-issues-in-southern-ontario/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/commercial-premiums-up-consumer-premiums-down-at-aig/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/regulatory-risk-on-the-rise-notes-ibc-ceo/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cat-modeler-launches-new-tool-for-indonesia-riot-risk/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-has-particularly-positive-effect-in-emerging-countries-hit-by-natural-catastrophes/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/bipartisan-gang-of-u-s-lawmakers-push-to-delay-big-flood-insurance-premium-increases/</loc>
		<lastmod>2024-10-30T20:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/report-says-global-warming-likely-to-make-starvation-poverty-and-other-problems-only-worse/</loc>
		<lastmod>2024-10-30T20:42:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/travelers-completes-acquisition-of-the-dominion/</loc>
		<lastmod>2024-10-30T20:42:01+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/11/1002694838-1002694840.jpg</image:loc>
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		<loc>https://uat.canadianunderwriter.ca/news/industry/many-private-companies-lack-risk-management-practices-left-open-to-litigation/</loc>
		<lastmod>2024-10-30T20:42:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/revenues-income-up-for-marsh-mclennan-in-q3/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-intact-insurance-belairdirect-offering-in-quebec-links-driving-behaviour-to-auto-insurance-discounts/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/zurich-says-no-undue-pressure-found-linked-to-ex-chief-financial-officers-death/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/profit-jumps-29-per-cent-at-berkshire-hathaway-as-proceeds-from-financial-crisis-deals-roll-in/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/applied-systems-first-tech-vendor-to-obtain-csio-edocs-certification/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/three-in-four-insurance-executives-surveyed-plan-to-use-traditional-reinsurance-as-capital-source/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-insurance-closes-moncton-branch-moves-locations-underwriting-operations-to-halifax/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/q3-catastrophe-bond-issuance-highest-in-15-years-willis-says/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/willis-capital-markets-places-300-million-cat-bond-for-catlin/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rsa-premium-growth-led-by-canada-but-severe-weather-has-impact-on-results/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/hannover-re-reports-year-to-date-premiums-of-10-5-billion-euros/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-windstorm-christian-estimated-at-800-million-to-1-3-billion-euros-willis-re/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/most-u-k-europe-insurers-well-placed-for-losses-from-windstorm-christian/</loc>
		<lastmod>2024-10-30T20:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/saskatchewan-tightens-rules-on-drunk-driving-in-an-effort-to-reduce-road-deaths/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/years-strongest-typhoon-lashes-philippines-kills-4-amid-fears-of-massive-damage/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/air-worldwide-estimates-european-windstorm-christian-insured-losses-up-to-2-3-billion-euros/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-appeal-court-rules-against-wawanesa-over-vacancy-exclusion-in-disputed-residential-fire-claim/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/thousands-move-to-safety-before-powerful-typhoon-strikes-central-philippines/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/economical-reports-40-6-million-weather-related-cat-losses-for-q3/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/un-carbon-dioxide-pollution-levels-at-record-high-chief-gas-warming-earths-atmosphere/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/microinsurance-market-in-asia-oceania-showed-40-annual-growth-between-2010-and-2012/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/egi-financial-reports-third-quarter-loss-but-increase-in-net-earned-premiums/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/caa-south-central-ontario-makes-deal-with-tech-provider-quindell-for-telematics-offering/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/industrial-alliance-reports-net-income-of-105-8-million-for-q3/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-plc-reports-growth-in-value-of-business-for-first-nine-months/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/integro-acquires-winnipeg-brokerage-specializing-in-insurance-for-film-tv-industry/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-insurance-closes-hamilton-ont-branch-eliminates-29-positions/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-institute-elects-northbridges-silvy-wright-as-new-board-of-governors-chair/</loc>
		<lastmod>2024-10-30T20:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/six-storey-wood-frame-building-bill-premature-ontario-housing-minister/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ohio-based-technology-insurance-seeking-approval-to-offer-commercial-coverage-in-canada/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/technology-critical-to-strengthening-commercial-insurance-underwriting-in-u-s-challenges-remain/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/airline-insurance-buyers-set-to-benefit-from-lower-premiums-in-q4-willis/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fear-of-cyber-attacks-data-breaches-could-expose-enterprises-to-emerging-security-risks-gartner/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/allianz-se-raises-outlook-for-year-after-q3-profits-rise-5-4/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/most-drivers-behind-laws-against-texting-and-driving-but-not-confident-in-enforcement-survey/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-reports-1-1-billion-group-net-income-for-q3/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rsa-launches-independent-investigation-after-issues-found-with-irish-claims-finance-functions/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/geography-poverty-construction-population-warming-all-factor-into-making-typhoon-so-bad/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/japan-accounts-for-62-of-weather-related-insured-losses-in-eastern-asia-over-past-three-decades/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-politicians-try-to-put-a-lid-on-fees-for-providing-copies-of-medical-records/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/philippines-prepared-for-typhoon-haiyan-but-evacuation-sites-couldnt-withstand-storm-surges/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-faces-40m-tab-to-rebuild-provincial-parks-after-devastating-2011-flood/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-rulings-make-it-easier-for-consumers-to-launch-class-actions-lawyer/</loc>
		<lastmod>2024-10-30T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/un-report-says-2013-cyclone-activity-near-average-despite-devastation-of-typhoon-haiyan/</loc>
		<lastmod>2024-10-30T20:42:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/federal-government-compensating-alberta-2-8-billion-for-flood-claims/</loc>
		<lastmod>2024-10-30T20:42:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-unveils-new-program-designed-to-help-prepare-for-droughts/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rio-convention-signatories-expected-to-recommend-institutional-mechanism-for-weather-disaster-losses/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cat-bond-market-could-more-than-double-to-us50-billion-by-2018-bny-mellon/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/auto-insurance-fraud-lawsuits-continue-against-toronto-medical-assessment-centres/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/profit-up-for-zurich-but-likely-wont-meet-three-year-general-insurance-target/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/more-feedback-requested-on-ontario-auto-insurance-dispute-resolution-system-recommendations/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/despite-destruction-low-penetration-means-low-insured-losses-after-typhoon-haiyan/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rates-up-for-much-of-u-s-construction-industry-in-first-half-of-year-marsh/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/intact-financial-makes-changes-to-executive-leadership-team/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/despite-progress-on-solvency-ii-insurers-still-may-be-dissatisfied-fitch-says/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/luxury-vehicle-drivers-have-fewer-accidents-on-record-get-fewer-tickets-kanetix/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/regulation-shift-to-renewables-leading-to-new-risks-willis-review/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-to-publish-revised-instruction-for-approval-of-reinsurance-with-a-related-party/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/miami-university-researchers-study-effect-of-quantification-in-risk-management-reports/</loc>
		<lastmod>2024-10-30T20:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/many-organizations-still-behind-in-it-audit-risk-assessment/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
		<image:image>
			<image:loc>https://uat.canadianunderwriter.ca/uploads/2013/11/1002737939-1002738072.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/business-continuity-disaster-recovery-among-top-information-security-priorities-survey/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-insurance-regulators-release-final-position-paper-on-electronic-commerce/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/icbc-announces-permanent-appointment-of-mark-blucher-as-president-ceo/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/national-insurance-crime-bureau-releases-latest-questionable-claims-numbers/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/brovada-obtains-csio-certification-for-edocs/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/homes-submerged-at-least-18-die-from-cyclone-in-sardinia/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canada-ranks-worst-on-climate-policy-among-industrialized-countries-report/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/tornadoes-in-u-s-midwest-could-become-insurance-industrys-first-billion-dollar-severe-weather-event-in-november/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-rules-against-ace-in-dispute-over-lawsuit-defence-costs-from-toronto-explosion/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/windstorm-flood-events-show-need-for-broad-property-insurance-protection-ace-group/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/widespread-property-damage-from-tornadoes-in-illinois/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-super-typhoon-estimated-at-up-to-us700-million-air-worldwide/</loc>
		<lastmod>2024-10-30T20:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurers-non-profits-offer-new-resources-on-building-resilient-cities-in-face-of-climate-risks/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-of-canada-rules-against-sovereign-general-upholding-convictions-in-quebec-over-commercial-insurance-policy/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/geneva-association-urges-action-on-disaster-risk-reduction-building-in-a-more-risk-conscious-way/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/majority-of-calgary-businesses-had-emergency-plans-before-flooding-but-gaps-in-communication-poll/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/u-s-lawmakers-back-flood-insurance-changes-in-spite-of-worries-about-premiums-and-home-values/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insurance-market-loss-from-typhoon-haiyan-could-be-between-500-million-and-700-million-willis-re/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/crop-losses-in-philippines-from-typhoon-haiyan-estimated-at-110-million/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/osfi-launching-new-website-with-better-search-function/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/three-ontario-mutual-insurance-firms-approved-for-amalgamation/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-industry-in-toronto-had-below-average-growth-over-10-years/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ibao-elects-waterloo-broker-as-new-president-for-2014/</loc>
		<lastmod>2024-10-30T20:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/federal-politicians-discuss-bill-proposing-to-change-liability-for-aviation-shipping-industry/</loc>
		<lastmod>2024-10-30T20:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/combined-ratio-drops-at-desjardins-general-insurance/</loc>
		<lastmod>2024-10-30T20:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/pei-public-invited-to-share-views-on-proposed-auto-insurance-changes/</loc>
		<lastmod>2024-10-30T20:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-u-s-midwest-storms-will-reach-into-hundreds-of-millions-of-dollars/</loc>
		<lastmod>2024-10-30T20:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/severe-weather-cuts-power-to-parts-of-newfoundland-gale-warning-in-effect/</loc>
		<lastmod>2024-10-30T20:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/lloyds-testifies-in-favour-of-u-s-terrorism-risk-insurance-act-renewal/</loc>
		<lastmod>2024-10-30T20:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/un-climate-talks-near-end-without-timeline-for-next-step-announcing-emissions-targets/</loc>
		<lastmod>2024-10-30T20:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/solution-to-sewer-back-up-losses-not-higher-premiums-and-restricted-cover-three-city-mrat-pilot-project-launched/</loc>
		<lastmod>2024-10-30T20:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/nycs-bloomberg-passes-leadership-of-cities-climate-group-to-rio-de-janeiro-mayor/</loc>
		<lastmod>2024-10-30T20:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/rail-safety-audit-days-before-lac-megantic-crash-found-significant-weaknesses/</loc>
		<lastmod>2024-10-30T20:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/reinsurers-continue-to-face-competition-from-third-party-investors-a-m-best/</loc>
		<lastmod>2024-10-30T20:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/philippine-typhoon-ruined-traditional-and-high-tech-livelihoods-from-coconuts-to-call-centres/</loc>
		<lastmod>2024-10-30T20:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/marsh-reports-slight-decline-of-insurance-rates-in-q3-increase-in-canada-for-cat-exposed-property-rates/</loc>
		<lastmod>2024-10-30T20:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-yorks-aggressive-attack-on-texting-drivers-includes-troopers-peering-in-from-tall-suvs/</loc>
		<lastmod>2024-10-30T20:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/td-insurance-set-to-expand-new-brunswick-operations/</loc>
		<lastmod>2024-10-30T20:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/private-equity-firm-hellman-friedman-to-acquire-applied-systems/</loc>
		<lastmod>2024-10-30T20:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ironshore-canada-introduces-new-professional-liability-policy-for-private-equity-and-venture-capital-firms/</loc>
		<lastmod>2024-10-30T20:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/voters-select-canadian-semi-finalists-in-aviva-community-fund-competition/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/global-economic-growth-to-continue-into-2014-emerging-markets-expected-to-drive-premium-growth-swiss-re/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/allstate-canada-customers-in-alberta-have-highest-collision-frequency-nationally-collisions-down-5-3/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/africa-seen-as-one-of-the-last-frontiers-of-growth-need-to-understand-nuances-of-risk-and-financial-management/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-paving-the-way-for-mandatory-carbon-monoxide-detectors-in-all-homes/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-appeal-court-rules-wawanesa-must-defend-homeowner-policyholder-sued-over-injury-to-child/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ibc-commends-ontarios-move-making-carbon-monoxide-detectors-mandatory-in-homes/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/demand-for-risk-management-tools-protecting-against-normal-weather-set-to-grow/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/arbitrator-rules-in-favour-of-ontario-auto-claimant-refusing-to-attend-insurers-medical-examination/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/direct-relationship-between-higher-risk-maturity-and-better-return-on-equity-aon/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/public-assistance-funds-for-sandy-hit-communities-in-u-s-pass-1-billion/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2013-atlantic-hurricane-season-among-least-active-since-1950/</loc>
		<lastmod>2024-10-30T20:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/national-safe-driving-week-begins-with-focus-on-drug-impairment/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/new-arbitration-hearing-ordered-in-ontario-minor-injury-guideline-dispute/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/un-set-to-appeal-for-more-aid-to-typhoon-devastated-areas-in-philippines/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/emotive-factors-play-key-role-in-risk-related-behaviours-earthquake-study-suggests/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/saskatchewan-tables-legislation-to-enhance-traffic-safety-align-commercial-carrier-monitoring-with-other-jurisdictions/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/talk-to-the-animals-calgary-zoo-fully-reopens-after-flooding/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/more-independent-brokers-developing-specializations-investing-in-tech-report/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/north-america-made-up-24-of-global-insurance-deal-making-by-value-in-first-half-of-2013/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-insurance-regulators-launch-new-database-of-disciplinary-actions/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/three-atlantic-canada-companies-merge-to-create-larger-commercial-insurance-brokerage/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mexicos-booming-car-industry-sells-unsafe-cars-at-home-safe-ones-for-export-to-u-s-europe/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/gap-between-ontario-drivers-who-see-importance-of-winter-tires-and-actually-installing-them/</loc>
		<lastmod>2024-10-30T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/canadian-financial-services-firms-struggle-with-innovation-pwc/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/new-brunswicks-consolidated-financial-services-commission-gets-new-chair/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aggressive-driving-up-during-christmas-holiday-season-state-farm-survey/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/unica-insurance-now-offering-edocs-solution-for-brokers/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/emea-companies-lack-time-resources-to-keep-pace-with-emerging-business-risks/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/interest-in-new-in-car-technologies-in-emerging-economies-could-fuel-demand-accenture/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/adherence-to-polluter-pays-principle-should-remain-at-the-core-of-canadas-preparedness-response-to-oil-spills/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/california-company-offers-discount-for-homeowners-who-buy-earthquake-insurance-coverage/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/network-fighting-auto-theft-expands-in-atlantic-canada/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/consistent-profitability-eludes-american-home-insurance-carriers-a-m-best/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/global-pandemic-food-and-water-crisis-among-top-ranked-extreme-risks/</loc>
		<lastmod>2024-10-30T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/reinsurance-renewal-pricing-for-u-s-atlantic-hurricane-risk-predicted-to-drop-after-quiet-season/</loc>
		<lastmod>2024-10-30T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/one-killed-as-gales-hit-scotland-northwestern-europe-braces-for-high-winds-flooding/</loc>
		<lastmod>2024-10-30T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/willis-places-transaction-protecting-mining-operation-from-australian-weather-risks/</loc>
		<lastmod>2024-10-30T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/vancouver-gets-updated-earthquake-preparedness-plan/</loc>
		<lastmod>2024-10-30T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/covering-hydraulic-fracturing-can-be-profitable-reinsurer/</loc>
		<lastmod>2024-10-30T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/computer-security-expert-explains-why-hackers-target-insurance-companies/</loc>
		<lastmod>2024-10-30T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/california-woman-fight-traffic-citation-alleging-she-was-driving-while-using-google-glass/</loc>
		<lastmod>2024-10-30T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/un-agency-reports-theft-of-mexican-truck-with-highly-radioactive-cargo/</loc>
		<lastmod>2024-10-30T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/commercial-insurance-prices-in-u-s-rise-in-2013-q3-pace-softening-towers-watson/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/polled-canadian-executives-believe-general-liability-policies-provide-necessary-protection-but-coverage-gaps-may-exist-chubb-canada-survey/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/robert-bentley-now-president-of-marsh-u-s-and-canada-division/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kpmg-urges-companies-to-address-social-environmental-effects-of-their-supply-chains/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/mature-risk-management-resilience-of-an-organizations-stock-price-linked-aon/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/auto-insurers-urge-holiday-season-refresher-as-young-drivers-return-home/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/kiln-group-tokio-marine-europe-to-form-combined-operation/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/revenue-earnings-growth-for-u-s-brokers-likely-to-improve-modestly-in-2014-fitch/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/deadly-ny-train-derailment-highlights-risk-of-highway-hypnosis-on-long-monotonous-trips/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/federal-politicians-debate-privacy-breach-notification-bill/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/windstorm-christian-losses-now-estimated-at-994-million-euros/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/b-c-court-rules-in-favour-of-insurer-in-dispute-over-coverage-for-revenue-loss-after-evacuation-order/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/madd-canada-criticizes-ontario-auto-insurance-law-on-15-rate-reduction/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/xaver-brings-strong-wind-gusts-to-north-of-scotland-coastal-flooding-risk-to-parts-of-u-k-europe-air-worldwide/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/typhoon-haiyan-severe-weather-in-u-s-cause-major-losses-in-november/</loc>
		<lastmod>2024-10-30T20:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-auditor-general-issues-warning-over-unfunded-liability-for-auto-insurance-claims-fund/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/san-francisco-airline-crash-highlights-issues-with-cockpit-culture/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-northern-europe-storm-xaver-to-be-between-700-million-and-1-4-billion-euros/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/2014-ratings-outlook-for-u-s-pc-industry-stable/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/flood-defenses-helped-limit-damage-from-northern-europe-storm/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/sinkholes-a-substantial-risk-in-u-s-but-flood-damage-in-2013-was-moderate-report/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/toronto-mp-presents-petition-demanding-more-federal-funding-for-sewers/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/wawanesa-insurance-makes-edocs-solution-available-to-broker-partners/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/majority-of-employees-including-it-staff-using-unapproved-software-apps-survey/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/policyholders-vote-unanimously-to-approve-merger-of-howick-grey-bruce-mutual/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/atlantic-canada-brokerage-archway-acquires-halifaxs-basin-insurance/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurers-join-call-for-mandatory-entry-level-training-for-commercial-truck-drivers-in-ontario/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/guy-carpenter-releases-latest-version-of-reserve-risk-modeling-tool/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/personal-mobile-devices-one-of-the-main-computer-security-hazards-for-business/</loc>
		<lastmod>2024-10-30T20:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/fewer-than-half-of-b-c-renters-have-tenant-insurance-poll/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/lloyds-appoints-inga-beale-new-ceo/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/swiss-re-group-cfo-to-step-down-in-april-move-on-to-zurich-insurance/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/intact-financial-corp-pairs-with-guidewire-software-on-billing-solution/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/gore-mutual-northbridge-execs-join-csio-board/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/rsa-group-chief-executive-simon-lee-resigns/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/finalists-selected-in-aviva-community-fund-competition/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/honda-launches-new-publication-for-independent-collision-repair-shops/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/canadian-underwriter-air-worldwide-partner-for-earthquake-risk-webinar/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/i-never-cried-so-much-6-months-after-floods-life-still-not-normal-in-alberta/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/public-comment-begins-on-627-million-in-environmental-restoration-projects-in-gulf-of-mexico-funded-by-bp/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/ontario-court-rules-against-property-maintenance-firm-over-two-year-limitation-period/</loc>
		<lastmod>2024-10-30T20:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/dynamic-political-risk-increasing-in-middle-east-improving-in-other-growth-markets/</loc>
		<lastmod>2024-10-30T20:42:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/risk-of-nanotechnology-difficult-for-insurers-to-assess-ernst-young/</loc>
		<lastmod>2024-10-30T20:42:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/some-canadians-knowingly-going-without-proper-insurance-coverage-poll/</loc>
		<lastmod>2024-10-30T20:42:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/manitoba-government-run-auto-insurer-to-increase-overall-rates-in-2014/</loc>
		<lastmod>2024-10-30T20:42:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/u-s-trucking-associations-propose-exemption-from-drivers-hours-restrictions-for-study/</loc>
		<lastmod>2024-10-30T20:42:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/keal-technology-now-csio-edocs-certified/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-carriers-brokers-should-ensure-signature-systems-designed-with-evidentiary-concerns-in-mind/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/paul-owens-appointed-ceo-of-willis-groups-new-captive-management-business/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/insurance-industry-names-safest-cars-of-2014-honda-tops-all-automakers/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/iclr-forum-to-focus-on-pricing-risk-of-water-damage-claims/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/free-weather-monitoring-portal-to-help-frank-cowan-municipal-clients-meet-minimum-maintenance-standards/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/falling-trees-burst-pipes-lead-to-ice-storm-related-claims-in-ontario/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/texting-dialing-cellphone-while-driving-raises-crash-risk-especially-for-teens-study-finds/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/downward-pressure-on-reinsurance-pricing-at-jan-1-renewals-guy-carpenter/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/high-end-suvs-among-most-frequently-stolen-vehicles-in-canada-ibc/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/31-million-in-insured-losses-from-summer-earthquakes-in-central-new-zealand/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-broker-u-s-company-partner-to-offer-text-blocking-mobile-app-in-canada/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-seeking-submissions-for-three-year-auto-insurance-review/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/swiss-re-pegs-alberta-floods-as-third-costliest-disaster-in-2013/</loc>
		<lastmod>2024-10-30T20:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/overall-picture-of-natural-catastrophes-in-2013-dominated-by-weather-extremes-munich-re/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/few-katrina-legal-battles-linger-as-federal-judge-wraps-up-litigation-over-broken-levees/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/manitoba-public-insurance-investigations-led-to-8-million-in-fraud-savings-last-year/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cat-bond-issuance-7-4-billion-in-2013-while-global-cat-losses-down-40-from-2012/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/high-winds-waves-and-tides-bring-flooding-to-britain-france-some-rivers-burst-banks/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/flooding-wind-and-hail-storms-expected-to-cost-germanys-insurance-industry-7-billion-euros/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/reinsurers-face-continuing-market-headwinds-in-2014-willis-re/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/safety-questions-at-forefront-after-fiery-oil-train-derailment-in-north-dakota/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/axa-tops-a-m-best-list-of-worlds-largest-insurers/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/western-financial-acquires-full-ownership-of-falkins-brokerage-in-southeastern-b-c/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/carolyn-m-snow-named-rims-president-for-2014/</loc>
		<lastmod>2024-10-30T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/aviva-canada-partners-with-hagerty-on-classic-car-insurance-program-in-new-brunswick/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/federal-government-changes-rules-on-approving-reinsurance-arrangements-with-related-parties/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/atlantic-canada-brokerage-macdonald-chisholm-trask-joins-brokerlink/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/atlantic-brokerage-archway-begins-new-year-with-two-halifax-acquisitions/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/premiums-likely-to-rise-as-insurers-forced-to-pay-up-for-massive-storms/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/aon-benfield-securities-places-250-million-cat-bond-protecting-against-u-s-australia-earthquakes/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/cn-to-do-aerial-surveillance-of-derailment-to-determine-source-of-fire/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/fsco-puts-out-request-for-arbitration-services/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/december-windstorms-in-europe-cause-2-25-billion-in-economic-losses/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/economic-losses-from-catastrophes-exceeded-130-billion-in-2013-lloyds/</loc>
		<lastmod>2024-10-30T20:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/outlook-stable-for-global-reinsurance-segment-as-underwriting-discipline-continues/</loc>
		<lastmod>2024-10-30T20:42:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/senior-management-often-contribute-most-to-information-security-risk-survey/</loc>
		<lastmod>2024-10-30T20:42:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/stable-outlook-for-personal-lines-negative-outlook-for-commercial-lines-in-u-s-a-m-best/</loc>
		<lastmod>2024-10-30T20:42:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/boiler-inspection-and-insurance-co-of-canada-offers-new-home-equipment-breakdown-coverage/</loc>
		<lastmod>2024-10-30T20:42:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/most-surveyed-drivers-have-one-type-of-emergency-supply-in-their-vehicle-trunks-although-very-few-have-all-types/</loc>
		<lastmod>2024-10-30T20:42:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/ontario-considers-pilot-program-to-test-self-driving-vehicles/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/12-million-in-federal-assistance-provided-to-illinois-tornado-survivors/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/jones-deslauriers-insurance-expands-east-with-whitley-acquisition/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/carmakers-and-technology-companies-urge-lawmakers-to-catch-up-to-driverless-tech/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/economical-insurance-appoints-tom-reikman-as-new-coo/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/industry/towers-watson-touts-near-real-time-risk-measurement-for-insurers/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/three-ontario-rehabilitation-clinics-convicted-in-auto-insurance-fraud-cases/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/time-to-aggressively-phase-out-old-unsafe-tank-cars-carrying-oil-says-cn/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/nat-cats-business-interruption-top-risk-list-for-canadian-businesses-allianz/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/evacuees-return-home-four-days-after-new-brunswick-derailment-trains-running/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/strong-investor-demand-in-2013-for-cat-bonds-aon-benfield-securities/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/insured-losses-from-2013-natural-disasters-reached-45-billion/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/supreme-court-rejects-appeal-applications-in-dispute-over-homeowner-policy-vehicle-exclusion/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://uat.canadianunderwriter.ca/news/claims/deep-freeze-estimated-to-cost-u-s-economy-about-5b-as-people-hunkered-down-cancelled-plans/</loc>
		<lastmod>2024-10-30T20:42:23+00:00</lastmod>
	</url>
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